Fwd: Fwd: : VISA/ MASTERCARD scam Beware (Verified by Snopes)

[car...@nvcs.org]

---------------------------- Original Message ----------------------------
Subject: Fwd: Fwd: : VISA/ MASTERCARD scam Beware (Verified by Snopes)
From: "Mark Maroncelli" <maron...@psu.edu>
Date: Fri, June 1, 2012 2:12 pm
To: "Carolyn Maroncelli" <car...@nvcs.org>
"Christine Carrere" <c.c...@sbcglobal.net>
--------------------------------------------------------------------------

FYI

-------- Original Message --------
Subject: Fwd: : VISA/ MASTERCARD scam Beware (Verified by Snopes)
Date: Fri, 1 Jun 2012 11:18:11 -0400
From: John Lowe <j...@psu.edu>
To: nancy lowe <nm...@psu.edu>, jonathan lowe <jl...@giswebsite.com>,
jennifer lowe <jennife...@hotmail.com>, gregory pass
<pas...@gmail.com>, rmhul...@yahoo.com
CC: cljd...@aol.com, j...@psu.edu, hric...@aol.com, nm...@psu.edu,
hb...@psu.edu, cdeli...@verizon.net, aa...@psu.edu,
noelene...@comcast.net, Gil...@aol.com, rd...@psu.edu, bf...@psu.edu,
gdd...@medscape.com, jhd...@Pol.net, p...@psu.edu, emj...@gmail.com,
charles lowe <Lowec...@hotmail.com>, doug lowe
<LdaV...@usiwireless.com>, ken lowe <klow...@rochester.rr.com>, Signe
Lowe Colburn <signa...@gmail.com>, Maron...@psu.edu, Andrea and Mark
Canfield <andreacan...@gmail.com>, inglehart
<donna_i...@Hebronacademy.org>, Joe and Kim Horn <joe...@psu.edu>



Hi all,
Good to know about this. Constant vigilance!
John
>
> *Sent to me by a reliable friend. Just for your thoughts, I never
> give my three or four digit security code to anyone unless I made the
> call to begin with.*
>> This is worth the time to read!!!!!!
>>
>> Verified by snopes @:
>> http://www.snopes.com/crime/warnings/creditcard.asp
>> <http://www.snopes.com/crime/warnings/creditcard.asp>
>>
>> Visa / MasterCard FRAUD.
>> Just a heads up for everyone regarding the latest in Visa fraud.
>> Royal Bank received this communication about the newest scam. This is
>> happening in the Midwest right now and moving.
>>
>> This one is pretty slick since they provide YOU with all the
>> information, except the one piece they want..
>>
>> Note, the callers do not ask for your card number; they already have it.
>>
>> This information is worth reading. By understanding how the VISA &
>> MasterCard telephone Credit Card Scam works, you'll be better
>> prepared to protect yourself. One of our employees was called on
>> Wednesday from 'VISA', and I was called on Thursday from
>> 'MasterCard'. The scam works like this:
>>
>> Person calling says - 'This is (name), and I'm calling from the
>> Security and Fraud Department at VISA. My Badge number is 12460, Your
>> card has been flagged for an unusual purchase pattern, and I'm
>> calling to verify. This would be on your VISA card which was issued
>> by (name of bank). Did you purchase an Anti-Telemarketing Device for
>> $497.99 from a marketing company based in Arizona ?' When you say
>> 'No', the caller continues with, 'Then we will be issuing a credit to
>> your account. This is a company we have been watching and the charges
>> range from $297 to $497, just under the $500 purchase pattern that
>> flags most cards. Before your next statement, the credit will be sent
>> to (gives you your address), is that correct?' You say 'yes'.
>>
>> The caller continues - 'I will be starting a Fraud Investigation. If
>> you have any questions, you should call the 1- 800 number listed on
>> the back of your card (1-800-VISA) and ask for Security. You will
>> need to refer to this Control Number. The caller then gives you a 6
>> digit number. 'Do you need me to read it again?'
>>
>> Here's the IMPORTANT part on how the scam works - The caller then
>> says, 'I need to verify you are in possession of your card' He'll ask
>> you to 'turn your card over and look for some numbers'. There are 7
>> numbers; the first 4 are part of your card number, the last 3 are the
>> Security Numbers that verify you are the possessor of the card. These
>> are the numbers you sometimes use to make Internet purchases to prove
>> you have the card.The caller will ask you to read the last 3 numbers
>> to him. After you tell the caller the 3 numbers, he'll say, 'That is
>> correct, I just needed to verify that the card has not been lost or
>> stolen, and that you still have your card. Do you have any other
>> questions?'
>>
>> After you say no, the caller then thanks you and states, 'Don't
>> hesitate to call back if you do', and hangs up. You actually say very
>> little, and they never ask for or tell you the card number. But after
>> we were called on Wednesday, we called back. Within 20 minutes to ask
>> a question. Are we glad we did! The REAL VISA Security Department
>> told us it was a scam and in the last 15 minutes a new purchase of
>> $497.99 was charged to our card. We made a real fraud report and
>> closed the VISA account. VISA is reissuing us a new number.. What the
>> scammer wants is the 3-digit PIN number on the back of the card.
>> Don't give it to them. Instead, tell them you'll call VISA or Master
>> Card directly for verification of their conversation.
>>
>> The real VISA told us that they will never ask for anything on the
>> card as they already know the information since they issued the card!
>> If you give the scammer your 3 Digit PIN Number, you think you're
>> receiving a credit; however, by the time you get your statement
>> you'll see charges for purchases you didn't make, and by then it's
>> almost too late and/or more difficult to actually file a fraud report.
>>
>> What makes this more remarkable is that on Thursday, I got a call
>> from a 'Jason Richardson of MasterCard' with a word-for-word repeat
>> of the VISA Scam. This time I didn't let him finish. I hung up! We
>> filed a police report, as instructed by VISA. The police said they
>> are taking several of these reports daily! They also urged us to tell
>> everybody we know that this scam is happening. I dealt with a similar
>> situation this morning, with the caller telling me that $3,097 had
>> been charged to my account for plane tickets to Spain, and so on
>> through the above routine..
>>
>> It appears that this Is a very active scam, and evidently quite
>> successful..
>>
>> Pass this on to all your family and friends.
>>
>
>
>
>
> --
> Ron
>
>
>
> --
> *Lew Rodrick*



--
Carolyn Maroncelli, CEO
Nittany Valley Charter School
1612 Norma Street
State College, PA 16801
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