I interpret your desire to make on-the-fly instructions for users.
Contents of MessWithYourFolder:
blah-blah <br/>
Navigate to <$text text={{{ [[C:\]addsuffix{!!title}] }}} /> <br/>
blah2-blah2 <br/>
The <br/> 's are necessary so they don't run together.
The text widget causes the triple brackets to return as text, not a link.
The triple brackets append the title to the directory name. The !!title contains the name of the title of the tiddler passed at invocation.
Invoke like:
{{Bob's Folder||MessWithYourFolder}}
Note that the template goes AFTER the name of the target tiddler, and that they are separated by a double pipe || .