Stolen bike, ebike insurance + latest on SF chop shops?

[Justin F]

Hi All,

My pink electric cargo bike was stolen on March 3rd from a bike rack on Valencia St. in SF's Mission District. Info on bike is here:

https://bikeindex.org/bikes/2761287

if anyone spots it. Couple things:

1) I was able to successfully make a claim on my renter's insurance. (State Farm) One question that took me by surprise was "how fast can it go?" I randomly said 20 miles an hour and luckily I didn't say more. Turns out ebikes faster than 20 miles an hour aren't covered - I would need to get a special rider or auto-like coverage for that. So heads up ebike owners!

2) I cruised around to what I thought were usual bike chop shop areas and found nothing. Any updates on where the latest hangouts are?

Thanks

Justin

[andrew sauter]

Careless people 

https://youtu.be/S0NRo0uoehw?si=19j5WxzJsTR4gbdF

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[Karsten Schindler]

Hi All,

Working with my renter's insurance as well, I'd like to add a comment on e-bikes: 

My policy considers "e-bicycles, gas powered bicycles and other similar items" as motor vehicles; those are not covered. However, it also explicitly states that a "pedal-assist bicycle that has a motor, which provides assistance only when the rider is pedaling" is not considered a motor vehicle, and thus covered.

Hope that helps. Check the fine print of your insurance!

Karsten

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Karsten Schindler
Cell: +1 650 518 6744