Matt
Looks of good choices were mentioned. All were long trail frames and the Rivendells were the only frames with 'relaxed' frame angles, placing you further back. Here is an estimate of the costs for each:
Frame/Fork Ready to Ride
Schwinn World Sport or Traveler via Craiglist/yard sales/Goodwill $150 to $300 complete, may need new cables, grease
(84-86 Traveler, 86-91 World Sport - Traveler & 86 WS are Panasonic, 87-91 WS are Taiwan (Giant??))
She Devil Frame/fork and complete bike by Mfg) $460 frame/fork $1,000-$1,200 complete from Mfg
Soma Buena Vista (F/F by Soma, you build it up) $900 frame, $2,000-$2,500 to Ride Away
Betty Foy (B Lindsay quoted $1,000 for F/F recently) $1,000 frame $2,500 to $4,000 for complete Bike
Platypus (F/F by RBW, you build it up) $1,800 frame $3,000-$3,500 to Ride Away
Toe Clip Overlap is likely on SMALL frames with 27" or 700C wheels. 650B or 26" should greatly minimize TCO concerns .
The Schwinn's use drop bars (and in small frames they tend to be narrow (38 or 39cm wide) with short stems), the others use more upright bars or accommodate both. The Schwiins are Step Thrus while the others are Mixtes. The Schwiinns are Standard diameter main tubes, while the others are or look to be OS main tubes.
The She Devil is an interesting item form a cost/value/ready availability standpoint
John Hawrylak
Woodstown NJ