Does financial solvent certificate enough or need bank statement to prove financially stable?
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Ikbal Hossain
Apr 13, 2026, 4:26:05 PMApr 13
to PBSCU
I got a PhD admission offer from Memorial University, Canada. I will illustrate the FDR amount as a measure of financial solvency. Still, I did not open any FDR account.
In my point of view, the bank statement or FDR should be matured (at least 4-6 months). As I will provide my FDR amount instantly, I think it will be problematic for me. Could you please explain what I should do?
If I do not provide a bank statement, then what types of problems would be created? Please give me an explanation about it.
Thank you very much.
Md. Ikbal Hossain
Rahatul Amin Ananto
Apr 14, 2026, 12:33:58 PMApr 14
to PBSCU
Hi Ikbal,
Financial solvency certificate is unfortunately not enough and Visa Officers generally want to know the details of your finance. So bank statement is a must. If the FDR is matured 4-6 months, that should be good.
Best,
Rahat
Financial solvency certificate is unfortunately not enough and Visa Officers generally want to know the details of your finance. So bank statement is a must. If the FDR is matured 4-6 months, that should be good.
Best,
Rahat
Tanzeem Hossain Asif
Apr 14, 2026, 1:15:24 PMApr 14
to Rahatul Amin Ananto, PBSCU
Hi Ikbal,
First of all, congratulations on your admission. My experience may be different from others, but from my point of view, visa officers tend to be more lenient with fully funded students (assuming you are or at least partially funded). I got my visa last May, and I showed only a 40–45 day mature FDR. Around the same time, I noticed in the Facebook group that two other students also received visas: one from BUET with a 15-day mature FDR and another with a 25-day FDR. Again, this should not be taken as a standard reference, I’m simply sharing these facts, as many applicants were rejected during the same period as well.
In my opinion, the source of income can play an important role, and you should definitely include a bank statement, whether or not it has regular transactions. So do not worry, open FDR as soon as possible, use your admission letter as a strong source of fund and FDR as backup. You have to do the best you can.
Good luck.
Best,
Asif
First of all, congratulations on your admission. My experience may be different from others, but from my point of view, visa officers tend to be more lenient with fully funded students (assuming you are or at least partially funded). I got my visa last May, and I showed only a 40–45 day mature FDR. Around the same time, I noticed in the Facebook group that two other students also received visas: one from BUET with a 15-day mature FDR and another with a 25-day FDR. Again, this should not be taken as a standard reference, I’m simply sharing these facts, as many applicants were rejected during the same period as well.
In my opinion, the source of income can play an important role, and you should definitely include a bank statement, whether or not it has regular transactions. So do not worry, open FDR as soon as possible, use your admission letter as a strong source of fund and FDR as backup. You have to do the best you can.
Good luck.
Best,
Asif
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