R.K.ELANGO FAMILY FACING LEGAL ADVOCATE NOTICE ON BEHALF OF NATIONAL INS.- REG.

[vadivelu palanivelu]

Dear Members,

The undersigned member of IIISLA learned from a believable source that the past IIISLA President Mr.R.K.Elango when he received his double payment survey fees Rs.1,70,000/- in the year 2019 from NATIONAL INS.CO. Branch Chennai till his death did not repay the above amount re-send to the Insurer stating that the survey fee has been received twice for the same survey.

Off late the interim Audit found the same and confirmed that the one payment out of double payment has not been recovered from him till date. He also did not come forward to re-pay the second payment which was received for the same survey in his lifetime.

Now the Insurer's legal council went and approached the family members of his wife,son & daughter requesting to repay the same otherwise the cheque issued authorities concerned two officers jobs will be suspended . Though they agreed to receive the same twice but now he is no more and also we do not have that much amount to repay to the Insurer even if they have own property such as House, Lands and earning members of his wife (EB Engineer), daughter working as Doctor and son who is working in abroad which has been learned from near and dear. 

When Insurer's council sent a return notice forward to the above three persons first daughter received and noted the same other two persons denied to receive after knowing the content of notice which was in the daughter's notice. 

As I came to know about this mischief Of Mr.R.K.Elango I felt ashamed to tell I am his close friend professionally which is for our members kind information. I did not expect such worst behavior and attitude from him and his family. They totally damaged the entire surveyors community. 

Through this incident I request all our surveyor brothers please do not make such mistakes and spoil our surveyor image in front of the Insurance Industry.

With Regards,

P.VADIVELU

K.P.S.PROFESSIONALS,

INSURANCE SURVEYORS,

911-A, BAZAAR ROAD,

C-2, NAKSHATRA BUILDING,

RAM NAGAR EXTN., MADIPAKKAM

CHENNAI-600091

TEL: 9884722604 / 9444370306

E-mail: kpsbr...@gmail.com

[Daljeet singh]

Dear Friends, 

Let us not talk bad about a person, who was our colleague and past President of IIISLA. let us not make it an issue. What has happened in the past when RKE was alive, was his business. Now, let us find out a way to solve the issue. This is my hubmle request. 

With regards,

S.Daljeet Singh

LIG 63, Musk Mahal Colony,

Attapur, PO Bahadurpura, 

HYDERABAD - Telangana

PIN 500064

+919848012700

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[Shamikumar Kumar Lala]

Dear, 

            HOW  HE GETS THE DOUBLE PAYMENT THERE IS SOME THNNG. WRONG FRON INSURER. 

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[SURENDRA JAGGA]

Mr. K Vedivelu,

At first instant, the family of RKE is not liable to return the payment received by him under any law, because he was practicing under Individual capacity and all liabilities discharged after a person demise.

secondly it is not clear why RKE had not returned the said amount, whether it was disputed ? so without knowing the material facts, it is not appropriate to allege the departed soul.

Further it is between Insurers and RKE, and surveyor fraternity was not party to the alleged transaction so it is better to keep between them only and fraternity has nothing to do with what had transpired between them and no way the fraternity is at fault. 

Building or spoiling the image is once personal and private affair so no way others are concerned,

whoever builds his image will enjoy the fruit.

Thanks & Regards,

S.V.Jagga,

Surveyor & Loss Assessor,

Navi Mumbai Office :

"ANUBHUTI" Plot No. 19, Sector 15,

Near Proviso Tower, Koparkhairane, 

NAVI MUMBAI 400709.

Phone Off.  9167650335

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[Chand Bhatia]

Dear Mr. Daljeet, 

I appreciate your soft feelings for the departed ones. But he has certainly done a wrong and a wrong where someone else's livelihood is at stakes.  But I could not understand your remark that "LET US SEE & FIND OUT THAT HOW CAN WE SOLVE THE ISSUE" 

What exactly do you mean or intent behind this. No matter that he was our past president and a colleague, but a wrong is wrong for sure. Further more the successors have inherited his belongings and are capable of repaying this debt. The Insurance Company's money is a public money and must be refunded. 

I may prefer to remain silent spectator and let the family fight their battle with their nature and wisdom, but I certainly do not have any sympathy on this issue and would suggest no interference. 

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C K Bhatia
+91 98102 31248

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C K Bhatia
+91 98102 31248

[Chand Bhatia]

But then what is your opinion and what does your family opine?

On Fri, 2 Apr 2021 at 10:45 PM, Yogesh Patil <yogeshp...@yahoo.co.in> wrote:

Respected seniors ,

Just keep your family in the situation of late Mr.RKE sir's family that too after your demise and then comment .Which will be realistic one , no doubt prior to commenting , you may consult your successors /family and then comment which will definitely relfect your families heart felt feelings .

Noting else and nothing to hurt anybody or noting anything or anybody to personnel .

Opined in general , considering and consulting my family members , which I felt realistic one .

Yogesh Patil
Surveyor & Loss Assessor
Fellow - Fire,Marine,Motor
Pune - 411027
9372024242/9422272245

Sent from Yahoo Mail on Android

NEGATIVE THINKERS FOCUS ON PROBLEMS
POSITIVE THINKERS FOCUS ON SOLUTIONS.

On Fri, Apr 2, 2021 at 22:39, 'aiyappan kaliyaperumal' via Indian Independent Insurance Surveyor And Loss Assessors Bengal

<iiisla...@googlegroups.com> wrote:

Dear sirs,. 

I am also have the same view as said by Mr.Bhatiaji. 

Sent from Yahoo Mail on Android

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[Lakshman Iyer]

Dear Brothers,

Individuals financial transactions,should not be mixed up institutional ones.

Nor should we make a big noise of that.

It would be wise on the part of near ones to the family ,from our brotherhood, to persuade the family inheritors to repay the dues,if it clearly identified that double payment was made.

Regards to all positive and constructive reactions.

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[B Mohanty]

Dear sir,

As far as I understand about laws, 1st. requirement is an agreement by writing between the underwriters & a surveyor where recovery will be mentioned in the event of any eventuality where the heir apparent may be made liable for any such default/faulty payment received. Otherwise there no legal binding under any law of IPC or CrPC & laws of contract, etc.

If details made available, better option can be arrived at.

Thanks.

B Mohanty Surveyor

Cuttack, Odisha

Sent from Yahoo Mail on Android

On Fri, Apr 2, 2021 at 22:38, CA Haituk Desai (GMail)

<hrd...@gmail.com> wrote:

Dear All

 

I have a suggestion for the Elango Family.

 

As is well known, most Insurers habitually deduct fees at their whims going against GIPSA Schedule.

 

It is quite likely that Mr. Elango considered this double payments as an adjustment against earlier short payments from this Insurer. As far as I know, majority of our surveyor brothers who are honest, face hand to mouth existence.

 

Personally without knowing full facts, I would not throw mud at one of our late brothers who I suppose worked tirelessly for our fraternity.

 

Moreover, one should check whether the family members are legally liable for this double payment.

 

Regards

 

CA Haituk Desai

+91 98201 86763

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[raghavan k. v.]

Resected all,

I do support the view of Batia sir, it is the moral responsibility of his family to repay the amount to the insurance company, be it public sector or private sector, what matter is righteousness.

With regards,

Raghavan. K. V.

Surveyor and Loss assessor

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[B Mohanty]

Dear all,

Primary requirement is an agreement by writing. If there, then only the heir or heir apparent can be approached for refund by any manner available.

Pl note you cannot hold the family members for such non- recovery of a dead person under any law.

This is my opinion.

B Mohanty

Odisha

Sent from Yahoo Mail on Android

On Sat, Apr 3, 2021 at 11:58, Rajkp singh

<rajkps...@gmail.com> wrote:

Dear all,

When the legal heirs are entitled to assets of late R.K.Elngo, why not his liabilities can be taken over by them.

Please comment on my view

Thanks & regards,

CMA R. K. P. Singh,

Surveyor.

On Sat 3 Apr, 2021, 11:04 AM 'Yogesh Patil' via Indian Independent Insurance Surveyor And Loss Assessors Bengal, <iiisla...@googlegroups.com> wrote:

Why should our families carry the burden of our professionalism and ethics after us ? 

Our professionalism and ethics ends with us. 

Yogesh Patil
Surveyor & Loss Assessor
Fellow - Fire,Marine,Motor
Pune - 411027
9372024242/9422272245

Sent from Yahoo Mail on Android

NEGATIVE THINKERS FOCUS ON PROBLEMS
POSITIVE THINKERS FOCUS ON SOLUTIONS.

On Sat, Apr 3, 2021 at 10:24, Rajaram Rao

<raoraj...@gmail.com> wrote:

What about ethics and professionalism if senior leaders follow such ways.

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[Debashis Karmakar]

Dear Shri Bhatia,

I can't understand what exactly you have interest in this issue.

By one another side you have itching to reply to Shri Daljeet by the worst way in your message which has done your face naked before any member and show how much cruel you are to any deceased member. Forget the identity of that man, Ex President of IIISLA or anything else. You, anytime, don't think what you are doing and it may be intended to call you in more bad way.

But my pray to God to save you for a long life eradicating all evil acts from many sides to you..

One must forget any fight in past with other person after his passing away. And as a professional colleague we should stand beside his bereaved family to solve any typical problem unknown to them, as a real friend.

Always your well wisher,

Pl don't try to reply, which will only raise your blood pressure, but not to me.

Debashis Karmakar

(Protesting For Protecting Poor Surveyors and their Family)

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[Debashis Karmakar]

Dear Shri Vadivelu,

Whether the mistake of double payment was from Insurer or receiver. Sometimes insurer, even forget to pay your fees and sometimes not in time. Ultimately solve the payment issue by paying you in slash mode after years afraid of audit or account system or many times by Rs. 1 only.

Leaving your shameful mind about a deceased colleague, pl search the way what actually we can do for this issue, if we can. If we can't then we should stop digging discussion into more depth...

Regards,

Debashis Karmakar

On Saturday, April 3, 2021, 'mawale dilip' via Insurance Surveyors India <insurance-su...@googlegroups.com> wrote:

Dear all

Survey fees twice paid,  for many claims, is it not a gross negligence of approval team. Is the system is too weak to accept twice payments, it means insured payments also released. It’s a huge mistake of malpractice of certain officers, is it a practice to lute government money, 

For families who don’t know, what exactly happened how they liable, even they’re not sure how much of pending fees to all issued Reports, 

How many surveyor shared such information with their family, fees received or pending or repayment of such payments, 

How they react with this 


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[Balasubramanyam K]

Dear Colleagues,

It is really surprising as to why seniors are fighting in such a cheap manner.

Mr. R.K. Elango is an eminent personality in our surveyor field and he has very rich knowledge and has contributed a lot to us by sharing his knowledge through his books and discussions, seminars etc.  Tarnishing his image after his demise is not acceptable in any manner.

First of all let us understand what this Double Payment you people are talking about.  Is it the receiver’s mistake or payer’s mistake?  First you have to understand this.  The double payment made by any company either public sector or private sector insurance company shows that the existing payment system is very weak and it has to be strengthened.  If the receiver of double payments comes to know about this he might have returned it.  It is not a crime as expressed by some panelists.  System in place is weak and it has to be addressed.  Supposing Late Mr. Elango has billed twice/double billing  to the insurance company for the same job and thereby he is getting double payment, then one can question his loyalty and systems.  Mr. Elango has not made any such mistake and it is the mistake of the insurance company which has made double payment for the same bill.

Now you leave it to the insurance company and it is for them to collect the excess payment.  Do you know the complete information about this?   Whether this double payment has been brought to Mr. Elango's knowledge during his lifetime by the insurance company?   It is not appropriate to comment without knowing the full facts of the incident.   Simply do not try to make a mountain out of anthills.  In what way the surveyor community is affected by this?  Instead we have to focus on our elected representatives giving bills in a student note book page, not submitting the accounts to IIISLA in time, keeping the application of surveyors pending for more than 8 months, not depositing the D.D/PO sent by surveyors in time to the bank, addressing the issues /black spots pointed out by IRDA etc. etc.  

We have totally forgotten the very first core point in our IIISLA’s Memorandum of Association and Articles of Association, that is imparting and improvising insurance education. I don’t see any attempt being made.  Simply, we are wasting our time pulling each other’s legs.  

This is my personal opinion.

Thanks & Regards,

K. Balasubramanyam

B.Com, ICWA(I), LIIISLA, AIII, FIII, CIAP

Mob: 9742900777

________________________________________________

Insurance Surveyors & Loss Assessors

(Fire, Marine Cargo & Miscellaneous)

________________________________________________

No. 113, 3rd Cross, 2nd Stage, AGB Layout,

Mahalakshmipuram, Bangalore 560086

On Sat, Apr 3, 2021 at 11:43 PM Debashis Karmakar <dkva...@gmail.com> wrote:

Dear Shri Vadivelu,

Whether the mistake of double payment was from Insurer or receiver. Sometimes insurer, even forget to pay your fees and sometimes not in time. Ultimately solve the payment issue by paying you in slash mode after years afraid of audit or account system or many times by Rs. 1 only.

Leaving your shameful mind about a deceased colleague, pl search the way what actually we can do for this issue, if we can. If we can't then we should stop digging discussion into more depth...

Regards,

Debashis Karmakar

On Saturday, April 3, 2021, 'mawale dilip' via Insurance Surveyors India <insurance-su...@googlegroups.com> wrote:

Dear all

Survey fees twice paid,  for many claims, is it not a gross negligence of approval team. Is the system is too weak to accept twice payments, it means insured payments also released. It’s a huge mistake of malpractice of certain officers, is it a practice to lute government money, 

For families who don’t know, what exactly happened how they liable, even they’re not sure how much of pending fees to all issued Reports, 

How many surveyor shared such information with their family, fees received or pending or repayment of such payments, 

How they react with this 


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[Yogesh Patil]

Dear Jagga sir ,

I am endorsing all your views and agreed with all your points  .

Thanking You.

With Warm Deep Regards !

 

YOGESH S.PATIL 

Surveyor,Loss Assessor

Pre Risk Analyser & Valuer

Fellow Member for FIRE,MARINE & MOTOR

SLA No.- 34150/IIISLA No.- F/W/00828

OFF-

301 - B,Rose Icon Amenity Building , Opp HDFC Bank,

Pimple Saudagar 

Pune-411027 

RESI -

A-105,Rose Icon, Opp HDFC Bank,

Pimpale Saudagar 

Pune-411027 

9422272245/9372024242/7498628156 

Negative Thinkers Focus on Problems ,

Positive Thinkers Focus on Solutions.

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[Yogesh Patil]

Respected seniors ,

Just keep your family in the situation of late Mr.RKE sir's family that too after your demise and then comment .Which will be realistic one , no doubt prior to commenting , you may consult your successors /family and then comment which will definitely relfect your families heart felt feelings .

Noting else and nothing to hurt anybody or noting anything or anybody to personnel .

Opined in general , considering and consulting my family members , which I felt realistic one .

Yogesh Patil
Surveyor & Loss Assessor
Fellow - Fire,Marine,Motor
Pune - 411027
9372024242/9422272245

Sent from Yahoo Mail on Android

NEGATIVE THINKERS FOCUS ON PROBLEMS
POSITIVE THINKERS FOCUS ON SOLUTIONS.

On Fri, Apr 2, 2021 at 22:39, 'aiyappan kaliyaperumal' via Indian Independent Insurance Surveyor And Loss Assessors Bengal

<iiisla...@googlegroups.com> wrote:

Dear sirs,. 

I am also have the same view as said by Mr.Bhatiaji. 

Sent from Yahoo Mail on Android

On Fri, 2 Apr 2021 at 22:15, Chand Bhatia

<bhatia...@gmail.com> wrote:

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[Yogesh Patil]

Dear sir ,

My wordings clearly reflect my families feelings .Don't think that I should separately elaborate the feelings since you are wise enough to understand those .

And pls consult your family or succesors first, you yourself will learn about  which will be identicle one .

Yogesh Patil
Surveyor & Loss Assessor
Fellow - Fire,Marine,Motor
Pune - 411027
9372024242/9422272245

Sent from Yahoo Mail on Android

NEGATIVE THINKERS FOCUS ON PROBLEMS
POSITIVE THINKERS FOCUS ON SOLUTIONS.

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[Ashok gupta]

Dear sir

Why should family of surveyor responsible for the fault of insurers, this must be recovered from the person responsible for the payment.

Ashok Kumar Gupta

SLA-9301

IIISLA- F/N/04197

Mob. 9837091857

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[mawale dilip]

Dear all

Survey fees twice paid,  for many claims, is it not a gross negligence of approval team. Is the system is too weak to accept twice payments, it means insured payments also released. It’s a huge mistake of malpractice of certain officers, is it a practice to lute government money, 

For families who don’t know, what exactly happened how they liable, even they’re not sure how much of pending fees to all issued Reports, 

How many surveyor shared such information with their family, fees received or pending or repayment of such payments, 

How they react with this 


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On Saturday, April 3, 2021, 10:10 AM, 'raghavan k. v.' via Insurance Surveyors India <insurance-su...@googlegroups.com> wrote:

https://groups.google.com/d/msgid/insurance-surveyors-india/1881976030.2408967.1617424832953%40mail.yahoo.com

.

[Dulal Das]

Under which law late Elango's family members are liable?

Let the advocate of the Insurer clarify it.

Recall the story of Ratnakar.

D C DAS

On Sat, Apr 3, 2021 at 11:24 AM hrd774 <hrd...@gmail.com> wrote:

I think this payment was adjusted against earlier fees cut by Insurers.

Sent from my Galaxy

-------- Original message --------

From: Pramod Vora <vora....@yahoo.in>

Date: 03/04/2021 10:52 (GMT+05:30)

To: iiisla...@googlegroups.com, "'raghavan k. v.' via Indian Independent Insurance Surveyor And Loss Assessors Bengal" <iiisla...@googlegroups.com>, 'B Mohanty' via Indian Independent Insurance Surveyor And Loss Assessors Bengal <iiisla...@googlegroups.com>, "CA Haituk Desai (GMail)" <hrd...@gmail.com>, insurance-su...@googlegroups.com, 'iiisla-bengal' <iiisla...@googlegroups.com>, 'iiislagroup' <iiisl...@googlegroups.com>, 'insurance_surveyors' <insurance...@googlegroups.com>, 'indian-insurance-sur eyors' <indian-insura...@googlegroups.com>, 'iiisla-surveyors' <iiisla-s...@googlegroups.com>

Subject: RE: R.K.ELANGO FAMILY FACING LEGAL ADVOCATE NOTICE ON BEHALF OF NATIONAL INS.- REG.

We have no right to speak about anyone. What is the use to declare the matter in open.

Is Elango cheated the Insurance company? 

It is not appropriate to say anything about a person who has died and why should we care which is not related to us. 

The insurance company is the one to watch.  

On Sat, 3 Apr 2021 at 10:16, 'raghavan k. v.' via Indian Independent Insurance Surveyor And Loss Assessors Bengal

<iiisla...@googlegroups.com> wrote:

https://groups.google.com/d/msgid/iiisla-bengal/1881976030.2408967.1617424832953%40mail.yahoo.com

.

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[Yogesh Patil]

Why should our families carry the burden of our professionalism and ethics after us ? 

Our professionalism and ethics ends with us. 

Yogesh Patil
Surveyor & Loss Assessor
Fellow - Fire,Marine,Motor
Pune - 411027
9372024242/9422272245

Sent from Yahoo Mail on Android

NEGATIVE THINKERS FOCUS ON PROBLEMS
POSITIVE THINKERS FOCUS ON SOLUTIONS.

On Sat, Apr 3, 2021 at 10:24, Rajaram Rao

<raoraj...@gmail.com> wrote:

What about ethics and professionalism if senior leaders follow such ways.

To view this discussion on the web visit https://groups.google.com/d/msgid/iiisla-bengal/1881976030.2408967.1617424832953%40mail.yahoo.com.

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This is purely a private group of Insurance Surveyors in India strictly for their own internal circulation & consumption. The messages posted and opinions expressed on the forum are that of the individual members. The group owner/moderators are in no way responsible for any opinions expressed and/or offending messages that are posted on the message board.
 
No message posted on this message board shall be used against the member who posted the information and/or against the moderators as evidence in any court of law.
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[SURENDRA JAGGA]

Dear Mr. Patil,

Professionalism and Ethics are not burdens, it is wisdom earned throughout our lives and remains in the minds of others after the man passes away.

It is our earning by which we are remembered always

So please correct your statements, but it is sure his family does not have any liability towards Insurers.

Thanks & Regards,

S.V.Jagga,

Surveyor & Loss Assessor,

Navi Mumbai Office :

"ANUBHUTI" Plot No. 19, Sector 15,

Near Proviso Tower, Koparkhairane, 

NAVI MUMBAI 400709.

Phone Off.  9167650335

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[Chand Bhatia]

Dear Mr. Balasubramanium

You have entered late into the thread and have not read the messages in total. The issue is raised by Mr. Vadevelu, who has been close associate and friend to Mr Elango. It is very much expected that he would have raised the point after all scrutiny as he is local from Chennai and has opportunity to discuss the matter with insurers and also Mr Elango's family. Subsequently the issue escalated when Mr Daljeet Singh, responded and demanded members to find a solution of the issue. Ever since the members are entering and most of them are of the opinion that the issue is between insurers and Elango's family and let them settle the same among themselves. However some of the members indulged into finding right and wrong into it. 

I personally think that the matter should be left here as some unwanted comments are hurting some close associates of Mr Elango and this is escalating into unwanted discussions.  

Thanks

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[Balasubramanyam K]

Dear Sri Bhatia,

It is quiet surprising to know from your good selves that Mr. Vadivelu is a close associate and friend of our Late Sri. R.K. Elango. His very act does not display what you have said.

It is very hard to believe that a close friend is stabbing at the back of Mr. Elango Sir.  With the passing of time people are not knowing / forgotten the value of  true friendship.  The way in which he ( Mr. Vadivelu ) presented the matter in public domain is really very bad to one and all, but may be pleasing or appealing to you Sir.

I understand that you are handling legal matters.  Is it a crime to receive the double payment?  If in one Bill there is double payment, in another bill or remaining unpaid bills, you can deduct this excess or double payment.   This is a simple solution or logic.  Why are we cracking our head too much on this, which I really do not understand.  Why this is projected as a damage to IISLA or Surveyors fraternity? If possible extend moral support to bereaved  family.

Even hundred crores scam in Satyam Computer's case, people pointed out only Price Waterhouse - Auditor and but no one blamed the Charteted Accountants Institute for that matter.  Similarly we should not point fingers on IIISLA Institute for each and everything done by an individual surveyor, as we are the members of the same institution.  

Thanks and Regards,

K.Balasubramanyam 

Bangalore 

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[Parmod Mittal]

As per my knowledge, the recovery of liability can be made from legal heirs out of inherited property and not otherwise.  The legal heirs are liable to the extent of property left by deceased and not from the earned income or property of the heirs.

CA. Parmod Mittal 

                      (Fellow IIISLA)

Mittal Independent Insurance Surveyors

& Loss Assessors Pvt. Ltd. 

Formerly known as Mittal Surveyors (P) Ltd.,

Mittal Street
Amrik Singh Road
Bathinda (Punjab) -151005
mittals...@gmail.com 
Website: www.mittalsurveyors.com
(M) 098140-35030

On Tue, Apr 6, 2021 at 12:06 PM Mrinal Pathak <mrinal....@gmail.com> wrote:

Dear Fellow Members,

The payment can be recovered from the concern Officers/Employees, who wrongly paid the amount twice.

If the Insurer deducted our fee wrongly, they never pay the remaining amount. Ruther, they say it will be adjusted in the next bill.

 

With Thanks,

(Mrinal Pathak)

Surveyor & Loss Assessor,

Lic No. IRDA/IND/SLA-26060 Valid up to  29/11/2022

(Fire, Engineering, Motor, Marine Cargo & Misc.)

Mobile : 9864061309 & 9435112279

 

Sent from Mail for Windows 10

 

From: Rajaram Rao
Sent: 05 April 2021 13:52
To: SURENDRA JAGGA
Cc: insurance_surveyors; insurance-surveyors-india; <iiisla...@googlegroups.com>; CA Haituk Desai (GMail); iiislagroup; indian-insurance-sur eyors; iiisla-surveyors
Subject: Re: {Surveyors:35479} Re: R.K.ELANGO FAMILY FACING LEGAL ADVOCATE NOTICE ON BEHALF OF NATIONAL INS.- REG.

 

Sir

Absolutely I am of the same opinion.

But his family members does not have "LEGAL "LIABILTY.

M.R Rao

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[Parmod Mittal]

This is the law. The legal heirs have right in assets. The recovery from legal heirs is restricted to the extent of inherited assets.

CA. Parmod Mittal 

                      (Fellow IIISLA)

Mittal Independent Insurance Surveyors

& Loss Assessors Pvt. Ltd. 

Formerly known as Mittal Surveyors (P) Ltd.,

Mittal Street
Amrik Singh Road
Bathinda (Punjab) -151005
mittals...@gmail.com 
Website: www.mittalsurveyors.com
(M) 098140-35030

On Sat, Apr 3, 2021 at 11:58 AM Rajkp singh <rajkps...@gmail.com> wrote:

Dear all,

When the legal heirs are entitled to assets of late R.K.Elngo, why not his liabilities can be taken over by them.

Please comment on my view

Thanks & regards,

CMA R. K. P. Singh,

Surveyor.

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