Transaction APIs in Google Actions

[Roberto Vergallo]

Hello,

I work for a bank and we are going to publish our first voice action for Google Home.

It is not clear if we should use Transaction APIs or not. We do not sell products or services.

Our action enables a user to move a small amount of money from his account to his default debit card.

No third parties are involved, and no products or services are sold.

Is it mandatory for us to use Transaction APIs ?

Thank you very much,

Roberto

[George (Cloud Platform Support)]

Hello Roberto, 

You have a wealth of solutions at your disposal, and you are not obliged to use any of these, but choose the one that fits your purpose best. You may choose something similar to "Physical transactions with a custom payment gateway", detailed on the "Transactions" page. You may implement other solutions through actions, as detailed on the "Actions on Google" page, with more related information linked on that page. 

[Roberto Vergallo]

Hello George,

thank you for your response.

The problem is that Transaction APIs are not yet available in the country of the bank. So right now the solution we implemented consists in our DialogFlow script contacting directly the bank's API to process the request. Obviously after an OAuth login. Please note that the API called by DialogFlow are not a payment gateway.

Could it be fine for Google Action's reviewers?

Bests,

Roberto

Il giorno mer 25 lug 2018 alle ore 16:49 'George (Cloud Platform Support)' via Google App Engine <google-a...@googlegroups.com> ha scritto:

Hello Roberto, 

You have a wealth of solutions at your disposal, and you are not obliged to use any of these, but choose the one that fits your purpose best. You may choose something similar to "Physical transactions with a custom payment gateway", detailed on the "Transactions" page. You may implement other solutions through actions, as detailed on the "Actions on Google" page, with more related information linked on that page. 

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[George (Cloud Platform Support)]

Hello Roberto, 

Your solution has the best chances to get accepted if you follow documentation in all detail. Deciding on how others would decide on the quality of your implementation is well over the scope of this discussion group. 

[Roberto Vergallo]

Hello George,

I finally solved the problem. Transaction APIs are not required for bank implementations.

Thank you for your valuable help,

Roberto

[George (Cloud Platform Support)]

Glad to read that you solved your issue. Writing more detail with eventual documentation reference would help others who are faced with the same issue.