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[Donald Smith]

Credit card cloning refers to making an unauthorized copy of a credit card. This practice is also sometimes called skimming. Thieves copy information at a credit card terminal using an electronic device and transfer the data from the stolen card to a new card or rewrite an existing card with the information.
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• HOW CREDIT CARD CLONING WORKS
From the perspective of the thieves, cloning can be a very effective way to obtain credit card information, because it does not require the physical credit card to be stolen. Instead, they simply use an electronic device to covertly scan the card's information and copy it into the device’s memory. The thieves can then access that information digitally, or else download the information onto a separate credit card that is already in their possession.
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•CAN A CLONED CARD BE USED AT AN ATM?
       This cloned data can then be transferred to another card, creating a duplicate. If the criminal also has the card's PIN (personal identification number), they can use the cloned card to withdraw money from the cardholder's account at an ATM.
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• HOW TO USE THE CLONED CARD'S AT THE ATM MACHINE :
Step 1: Insert ATM Card.
Step 2: Select the Language.
Step 3: Enter 4 Digit ATM Pin.
Step 4: Select Your Transaction.
Step 5: Select Your Account.
Step 6: Enter the Withdrawal Money(withdraw £500 every after 2 hours)
Step 7: Collect the Cash.
Step 8: Take a Printed Receipt.
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Once the information is recorded it can be transferred onto the magnetic strip of a new card or can be used to overwrite data on an already stolen credit card. For cards that use a personal identification number (PIN) number in addition to a magnetic strip, such as debit cards, the PIN would need to be observed and recorded. This is sometimes difficult to accomplish, adding additional protection against having your card compromised.
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Search Frequently Asked Questions. Skimming or cloning cards is when the details of your card from the magnetic strip are put onto a blank card and then the card is used without your knowledge or permission.

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