----- Forwarded message -----From: "Prasad C N" <sbmpen...@gmail.com>To: "Sanjay J" <sanjay...@gmail.com>Cc:Sent: Fri, 15 May 2026 at 14:38Subject: Re: DA-DR DISCRIMINATION BETWEEN EMPLOYEES AND PENSIONERS: SUPREME COURT VERDICT-11TH APRIL 2026.Dear Shri Sanjayji,
Thank you for your kind words.
State Bank of Mysore Pensioners Commune is perhaps the only organisation which consistently takes up not only issues involving existing legal rights, but also matters that may adversely affect the rights and interests of pensioners in the future.
The issue relating to payment of uniform rates of Dearness Relief has already been considered by two separate Benches of the Hon’ble Supreme Court. In one of the matters, Shri R. Venkataramani, the present Attorney General of India, appeared for the concerned parties, and in another matter, Justice Bali, former Chief Justice of the Kerala High Court, appeared in the Civil Appeal. Both the Civil Appeals came to be dismissed.
In those cases, the Joint Note/Bipartite Settlement dated 02.06.2005 had introduced two different systems for calculation of Dearness Relief. Similarly, the Joint Note dated 08.03.2024 has also created two different systems for calculation of Dearness Relief. Therefore, the factual matrix in both situations is substantially identical. The Hon’ble Supreme Court did not accept the claim for application of a uniform formula for all pensioners.
The facts and circumstances in the KSRTC case are entirely different. In the KSRTC matter, all pensioners, irrespective of the date of retirement, were paid Dearness Relief at the same rate. However, in the case of bank pensioners, the rate of Dearness Relief applicable is linked to the rate that was applicable to employees at the time of retirement, as is the practice in other Public Sector Banks also. Hence, the factual position is fundamentally different.
Further, in the KSRTC case, different rates of Dearness Relief were specifically notified in the very same order. In contrast, in the case of bank pensioners, the rate applicable to pensioners is the same as the rate applicable to serving employees during the relevant settlement period in which the pensioner retired. Therefore, the situation contemplated in the KSRTC judgment does not arise in the case of bank pensioners.
There is one more substantial reason why State Bank of Mysore Pensioners Commune believes that such a claim may ultimately harm the interests of its members. We cannot afford to forgo monthly Dearness Relief increases of approximately Rs.30,000/- to Rs.35,000/- in the case of 10th Bipartite Settlement pensioners, Rs.60,000/- to Rs.90,000/- in the case of 11th Bipartite Settlement pensioners, and more than Rs.1 lakh in the case of 12th Bipartite Settlement pensioners, merely for the sake of a comparatively marginal benefit of a few hundred rupees.
We request you to kindly visit our office on any working day between 11:00 a.m. and 4:30 p.m. for a detailed discussion. There is considerable information to share, and your doubts can be clarified comprehensively through personal interaction. Such meaningful exchange is often not possible through social media platforms, where the scope for detailed discussion remains limited.
Thanking you.
With regards,
C. N. Prasad
General Secretary
On Friday, 15 May 2026 at 01:56:53 pm IST, Sanjay J <sanjay...@gmail.com> wrote:To SBMPC
April 15, 2026.
Sub: DA-DR DISCRIMINATION BETWEEN EMPLOYEES AND PENSIONERS: SUPREME COURT VERDICT-11TH APRIL 2026.
Respected Sir,
Words cannot describe my joy and gratitude that my request to the leadership of retiree associations fell upon the ears of at least one association—our mighty SBMPC.
Given the SBMPC's past achievements, which I gratefully recall, its acknowledgement of the request gives great hope that progress on the DA/DR parity issue is truly possible.
I am well aware that it is not easy to convince a leadership of your stature on every matter. However, I am sure that if you are fully convinced of a cause and put your whole mind and organizational strength into a task, like Archimedes with his lever, success is guaranteed.
It is heartening that SBMPC has taken note of this request. It indicates it finds merit in the constitutional arguments raised. If this conviction is translated into organizational action, I am certain it will bring a monumental shift for the entire bank pensioner community.
From my point of view, because we are traditionally tied down by the fine print of BEPR 1995, our whole argument now needs to rise above contract law and stand firmly on "Constitutional Principles."
Hence, a formal legal opinion, suggestion, and direction from a senior advocate who is a specialized expert in Constitutional matters would be an invaluable asset. This will serve as our core leverage whenever we take our DR/DA parity claims forward to the IBA, UFBU, DFS, or even to the apex court.
Heartfelt thanks and best regards,
Sanjay. J
P.S. Archimedes famously said: "Give me a place to stand, and a lever long enough, and I will move the world." In this context, SBMPC is the force, the Constitution (Article 14) is the lever, and the unyielding BEPR 1995 is the heavy world that needs to be moved.
To
The General Secretary, SBMPC.
Subject: Re: Understanding the Past Failures vs. The Post-April 10 Constitutional Reality
Respected Shri Prasadji,
Thank you for your detailed response and for highlighting the historical dismissals and the United Bank of India (2018) judgment you shared on April 20th. Your caution is deeply appreciated. However, reviewing these past cases alongside our current predicament reveals that all previous failures share the exact same DNA: they were fought entirely under the rules of the "Contract Era".
We must recognize that April 10, 2026 (The KSRTC Judgment) serves as a monumental demarcation line in Indian judicial thinking.
Before this date, all cases were trapped inside commercial contract law, regulations, joint notes, and bipartite settlements—boundaries the Supreme Court consistently refused to rewrite. But post-April 10, the paradigm has shifted from commercial terms to Constitutional Mandates. For a bank pensioner, this recent judgment is the wooden log coming the way of a drowning man. We must seize it.
|
PRE-APRIL
10, 2026 |
POST-APRIL 10, 2026 |
|
Tied to Bipartite Text / BEPR 1995 |
Governed by Articles 14 & 21 |
|
Courts
refuse to alter agreements |
Courts override rules if outcomes discriminate |
|
Result: Standard Dismissals |
Result:
Universal Inflation Protection |
*
ANALYSIS: Why the Past Contract Era Failed vs. Why the Constitutional Era Wins Now (UBI 2018 example taken)
|
The Pre-April 10 Failure (e.g., UBI 2018) |
The Post-April 10 Opportunity (Current Context) |
|
|
1. The Core Issue |
Contractual Benefit: The Court viewed 100% DR as a concession won in a specific wage deal (8th BPS). The logic was: "You cannot claim the benefits of a contract you were never part of." (p. 1) |
Constitutional Parity: Our argument today is not about a "BPS term"; it is about the Index baseline itself. We are challenging a defective yardstick (1960 CPI) that yields less absolute money than the modern industry standard (2016 CPI) |
|
2. The Defense |
"Financial Burden": Banks successfully argued a lack of paying capacity, which the Court accepted as a valid ground to fix cut-off dates for new benefits |
Financial Defense Rejected: The Constitution Bench (State of WB v. Confederation) explicitly ruled that DA/DR is a right under Article 21 Financial constraints cannot be used to deny a statutory/constitutional right |
|
3. The Legal Test |
Classification: The Court accepted the "Date of Retirement" as a valid line to draw distinct classes for salary and settlement structures |
Arbitrariness: The Vijayakumar (April 10, 2026) judgment ruled that differentiating based on retirement date for Inflation Relief is inherently arbitrary. Because inflation hits all retirees with equal force, the relief mechanism must be equal. |
*
The New Arithmetic Evidence (Filling the 2018 Empty Record)
In the 2018 UBI case, the Supreme Court specifically noted that no concrete illustration had been placed on record showing a substantial financial disadvantage. Today, our evidentiary record is rich, undeniable, and strictly mathematical:
On the "Marginal Benefit" vs. Real Financial Impact:
You mentioned that this involves a "comparatively marginal benefit of a few hundred rupees." I respectfully beg to differ on the math.
When a pre-2022 retiree's pension is locked into the CPI 1960 series, every subsequent inflation hike is squeezed through an outdated conversion multiplier. If we calculate the absolute difference between a basic pension run through the CPI 2016 index versus the CPI 1960 index, the gap is not a few hundred rupees—it translates to a recurring loss of ₹3,000 to ₹7,000+ every single month for a vast majority of senior pensioners. For an octogenarian facing skyrocketing medical inflation, this is a massive, life-altering sum, not a marginal one.
Upward Equalization: Zero Risk to Existing Benefits
I wish to directly address the fear that pursuing index parity risks or foregoes the monthly DR increases (₹30,000 to ₹1 Lakh+) won by 10th, 11th, and 12th Bipartite pensioners.
In Constitutional welfare law, courts operate on the strict principle of upward equalization. When a judicial body finds a calculation index discriminatory, it upgrades the aggrieved older generation to the superior baseline; it never strips away, scales back, or stops the vested benefits of newer retirees. This is an add-on correction for pre-2022 seniors, not a zero-sum trade-off.
Conclusion
The UBI judgment of 2018 established that you can have different contracts for different eras. The Vijayakumar judgment of April 10, 2026, establishes that you cannot have different Constitutionality for different eras.
While I deeply respect your immense experience, Prasadji, I only urge the Commune’s legal team to stop viewing this through the lens of old, failed contract disputes and instead wield the fresh, post-April 10 constitutional lever that the Supreme Court has handed to us.
With deep regards,
Sanjay J.
Dear Shri Sanjayji,
Thank you for your kind words.
State Bank of Mysore Pensioners Commune is perhaps the only organisation which consistently takes up not only issues involving existing legal rights, but also matters that may adversely affect the rights and interests of pensioners in the future.
The issue relating to payment of uniform rates of Dearness Relief has already been considered by two separate Benches of the Hon’ble Supreme Court. In one of the matters, Shri R. Venkataramani, the present Attorney General of India, appeared for the concerned parties, and in another matter, Justice Bali, former Chief Justice of the Kerala High Court, appeared in the Civil Appeal. Both the Civil Appeals came to be dismissed.
In those cases, the Joint Note/Bipartite Settlement dated 02.06.2005 had introduced two different systems for calculation of Dearness Relief. Similarly, the Joint Note dated 08.03.2024 has also created two different systems for calculation of Dearness Relief. Therefore, the factual matrix in both situations is substantially identical. The Hon’ble Supreme Court did not accept the claim for application of a uniform formula for all pensioners.
The facts and circumstances in the KSRTC case are entirely different. In the KSRTC matter, all pensioners, irrespective of the date of retirement, were paid Dearness Relief at the same rate. However, in the case of bank pensioners, the rate of Dearness Relief applicable is linked to the rate that was applicable to employees at the time of retirement, as is the practice in other Public Sector Banks also. Hence, the factual position is fundamentally different.
Further, in the KSRTC case, different rates of Dearness Relief were specifically notified in the very same order. In contrast, in the case of bank pensioners, the rate applicable to pensioners is the same as the rate applicable to serving employees during the relevant settlement period in which the pensioner retired. Therefore, the situation contemplated in the KSRTC judgment does not arise in the case of bank pensioners.
There is one more substantial reason why State Bank of Mysore Pensioners Commune believes that such a claim may ultimately harm the interests of its members. We cannot afford to forgo monthly Dearness Relief increases of approximately Rs.30,000/- to Rs.35,000/- in the case of 10th Bipartite Settlement pensioners, Rs.60,000/- to Rs.90,000/- in the case of 11th Bipartite Settlement pensioners, and more than Rs.1 lakh in the case of 12th Bipartite Settlement pensioners, merely for the sake of a comparatively marginal benefit of a few hundred rupees.
We request you to kindly visit our office on any working day between 11:00 a.m. and 4:30 p.m. for a detailed discussion. There is considerable information to share, and your doubts can be clarified comprehensively through personal interaction. Such meaningful exchange is often not possible through social media platforms, where the scope for detailed discussion remains limited.
Thanking you.
With regards,
C. N. Prasad
General Secretary
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There is one more substantial reason why State Bank of Mysore Pensioners Commune believes that such a claim may ultimately harm the interests of its members. We cannot afford to forgo monthly Dearness Relief increases of approximately Rs.30,000/- to Rs.35,000/- in the case of 10th Bipartite Settlement pensioners, Rs.60,000/- to Rs.90,000/- in the case of 11th Bipartite Settlement pensioners, and more than Rs.1 lakh in the case of 12th Bipartite Settlement pensioners, merely for the sake of a comparatively marginal benefit of a few hundred rupees.
On Mon, 18 May 2026 at 9:41, Prasad C N<sbmpen...@gmail.com> wrote:
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Dear Shri Sanjayji,
We appreciate the considerable efforts you have made to substantiate your point of view. However, on behalf of State Bank of Mysore Pensioners’ Commune, we feel that you may be missing the wood for the trees.
For ready reference, we reproduce below the important portion of our earlier email:
“There is one more substantial reason why the State Bank of Mysore Pensioners’ Commune believes that such a claim may ultimately harm the interests of its members. We cannot afford to forgo monthly Dearness Relief increases of approximately Rs.30,000/- to Rs.35,000/- in the case of 10th Bipartite Settlement pensioners, Rs.60,000/- to Rs.90,000/- in the case of 11th Bipartite Settlement pensioners, and more than Rs.1 lakh in the case of 12th Bipartite Settlement pensioners, merely for the sake of a comparatively marginal benefit of a few hundred rupees.”
Consequently, the merits of your arguments may ultimately be inconsequential for the members of State Bank of Mysore Pensioners’ Commune.
In the meantime, we would also like to share our views regarding your narration and claims. Except in the case of erstwhile Associate Banks, most Banks have already amended their Pension Regulations by incorporating the provisions relating to Dearness Relief under the 12th Bipartite Settlement. Therefore, the payment of Dearness Relief is now governed by Statutory Regulations. Any challenge, therefore, would necessarily have to be directed against the amendments made to the Pension Regulations themselves.
At present, Dearness Relief is being paid based on the same index, irrespective of the date of retirement. Since Appendix II of the existing Pension Regulations continues to adopt the 1960 series, the 2016 index is being converted into the 1960 series by applying the multiplication factor of 65.738592 (4.93 × 4.63 × 2.88).
With the limited legal knowledge available to us, we are unable to find any apparent violation of Constitutional rights in the present arrangement.
What is even more surprising — and rather unfortunate — is that we have not received even a single query from anyone regarding our claims relating to the huge increase and substantial difference in pension amounts. That, indeed, is the real tragedy.
Thanking you,
With warm regards,
C N Prasad
General Secretary
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There is one more substantial reason why State Bank of Mysore Pensioners Commune believes that such a claim may ultimately harm the interests of its members. We cannot afford to forgo monthly Dearness Relief increases of approximately Rs.30,000/- to Rs.35,000/- in the case of 10th Bipartite Settlement pensioners, Rs.60,000/- to Rs.90,000/- in the case of 11th Bipartite Settlement pensioners, and more than Rs.1 lakh in the case of 12th Bipartite Settlement pensioners, merely for the sake of a comparatively marginal benefit of a few hundred rupees.
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Mr.NiranjanI am not saying arguments advanced by petitioners are 100% Correct.Hon. HC Judge assumed pensioners are demanding OROP. Updation is nothing but merging DA to existing Basic not OROP. However he ruled that there is no provision for updation in pension regulations. Reg35/1 did not provide for updation and also advised petitioners to negotiate with management for better benefits.M C Singla demanded updation as per Central Government pension updation scheme and also argued that our pension scheme is structured on RBI pension scheme for which respondent banks have countered that RBI also has not implemented pension updation scheme.AIBPARC modified appeal taking into consideration following developments that took place post High court judgment.1. RBI introduced Updation in 2019.2. RBI implemented updation in spite of absence of provision for updation in their pension rules and again in 2025. Pension rules were amended later.3. IBA and UFBU signed minutes agreeing to discuss and amend pension regulation to provide for updation.So the IBA argument that proviison is necessary to provide for updation does not hold water after DFS approved updation in RBI. AIBPARC now argues that amendment in 2003 by including the word 'shall', will provide for updation.Yes Hon.Judge said pension should be paid as per regulations. He has also sought charts to decide whether disparity exists or not. MC Singla did not have resources to engage eminent lawyers. AIBPARC has resources and submitted additional documents.High courts and Supreme courts pass different verdicts. High courts strictly limit its verdict to rules and regulations whereas SC go ino equality of justice and not just rules.There are cases where the same arguments failed in HC but were successful in SC and vice versa. We got a favourable verdict in Kolkata HC in 100% DA case but it was rejected by SC. Delhi HC rejected 1616-1684 and 5 years case but SC gave favourable verdict.Having said this, nobody can predict court verdicts.Instead of allowing the case to die, AIBPARC is doing the best possible within the limitations of regulations.On Tue, May 19, 2026 at 10:21 AM JSOMA SHEKARA <jsomase...@gmail.com> wrote:Thank you Prasad Sir,
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On Tue, 19 May 2026 at 9:41, 'Prasad C N' via bankpensioner<bankpe...@googlegroups.com> wrote:
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