Hello Addams,
Unfortunately, there is no way to look up whether you have Basic or Standard access yourself other than to run into the limit. I can look up your account for you, if you would like, and let you know without having to go through that step. If you do, please respond to me privately by using the drop down arrow at the top right of my response, and send me your CID or developer token.
Regards,
Mike, AdWords API Team