On Mon, 5 Sep 2016 16:03:37 -0700, "billbowden"
<snip>
>> Why does anyone use Debit Cards?
>
>Don't you have to make payments every month on a credit card? I only use a
>debit card so I don't have to make payments which I might forget and then
>get hit with some charge for being late. My bank keeps sending me offers for
>a credit card, but I never respond. They must have some reason for insisting
>I get a credit card?
I always pay my credit card bills every month. You
did note a way that a debit card is better than a credit
card though. It saves you the price of a stamp and two
minutes of writing a check. That's not by any means
enough to compensate for the increased security of
credit cards IMV, but it is, I admit, one way, albeit a
tiny one, that debit cards have an advantage over
credit cards.
I get offers for credit cards too, to both my real names
and also to my fake name in the phone book that I don't
use for anything else, and also to a "Kathy Jeff Wilson"
strangely enough. I get other marketing mail for Kathy too.
I have no idea where "Kathy Jeff Wilson" came from, but
I've been getting junk mail addressed to her at my address
for about a year now.
Credit Card companies get a cut from every sale, so
they do make money even if one always pays one's bills.
Usually the businesses absorb the cut, but I was going
to buy gas with a credit card a month ago, then stopped
when to my surprise the credit robot asked me to agree
to a 35¢ charge for using a credit card. At that point I
declined, since I was offended, and paid cash as usual
instead. Next time I might agree to the charge though,
because my new Costco Credit Card gives 4% cashback
at "eligible" gas stations. Since I bought $30 worth of
gas that time, I would have gotten a $1.20 credit for it
at Costco next May, to more than compensate for the
35¢ charge, though Sky-Monster only knows what an
"eligible" gas station is. I'll have to check my statement,
when it comes in after I've used my credit card to buy
gas, I suppose, to see if the gas station I usually use
(the ARCO at Divisadero and Fell) is "eligible" so that I
actually get a cashback credit for next May. The
difference will almost cover my dollar tip for one
take-out lunch from China Fun, from which I get
take-out about four or six times a month.
There's some guy on TV's "Democracy Now" who's
written a biography of Trump (without Trump's help
since he despises Trump). The guy is really
excoriating Trump, valiantly since Trump actually
sued him for slander once, and the guy said he'd
been a journalist for 50(?) years and had never had
so much trouble with somebody going after him.
He just now said that Trump doesn't regard people as
people: he just regards them as "things to be used".
If you can make a few bucks by jeopardizing the life
of a kid, then of course you do it right away, if
you're Donald Trump. He wouldn't understand why
everybody wouldn't do it.
David Cay Johnston (Pulitzer Prize winning
journalist) is the speaker above, as Amy Goodman
just announced at the end of the piece. Doubtless
she identified him at the beginning too, but I hadn't
turned on the boob-tube yet.
Here's the book at Amazon:
http://tinyurl.com/jlhc6n9
Oddly, the 163 customer reviews were not
right below the book description as is usually
the case at Amazon, but I did get there.
Here they are:
http://tinyurl.com/hpztw3f