Payment Module through URL Redirects

[gg]

Hi all,

I have a question with regard to my payment.  I am sorry if this is too obvious and was answered before. I am newbie (django+python) but did my best to come to a beginner's level and trying my best to setup my first satchmo shop. My store is completed and work fine except the payment which I guess the toughest part.

Here in India, there is a unique online payment service offered by the local banks called 'Net-banking' wherein after we create our merchant account id with them, they would give us an url which we have to redirect our customers  to that link upon checkout for the payment. Based on the payment status (successful or rejection), we will have to return the transaction code back to our site. Being a newbie, and at this point of time, I want to go ahead with this option as the demand from my client is the same.

Has anyone gone through this requirement or have any idea on this ?

Thanking you in advance.

Gulam Gaus

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[Mauricio Mercado]

I created a payment module for something like what you need its called pagosonline, here in colombia we have the same problem we only have one big payment platform to do this... its an average platform, but it works the way you need yours to work... Use the source as reference and youll be good to go on !

http://pypi.python.org/pypi/pagosonline/0.5.2

[gg]

Hi Mauricio

Thank you so much for your kind reply. I will look into the source and will get back to you.

Thanking you so much

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[gg]

Hi Mauricio

I was busy collecting the exact requirement of the payment gateway interface from my client which need to be integrated with my checkout. 

While am doing my bits in understand the whole thing, can you please tell me if this is similar to the project that you sent me. ?? Also that I would be grateful if you could help/guide me further on the possible integration steps with my checkout. 

For your info: http://www.hdfcbank.com/sme/sme-details/merchant-services/guzh6m0i

How an internet transaction is initiated and processed through Payment Gateway ?

• The customer fills his shopping cart on a merchant website and proceeds to check out.
• The transaction information is transmitted to the merchant server.
• The web merchant forwards a digital order to the Payment Gateway server in an encrypted format.
• The Payment Gateway authenticates the merchant and provides payment options and payment details screens directly on the customer's browser over a secure 128-bit SSL+ connection.
• The customer provides his credit card details, which is directly sent to the Payment Gateway server when he clicks "Pay" .
• The credit card details are then switched to the Operator / Bank for authentication.
• The Operator / Bank then transmits the message to the cardholders' bank for payment authorisation.
• The issuing bank authorises the payment, provided the card is valid and has the requisite credit limit and transmits the confirmation back to the Payment Gateway through the Operator / Bank
• On receiving the authorisation, Payment Gateway forwards a digital receipt to the merchant server.
• The merchant provides a confirmation of the payment to the customer's browser.
• The entire process integrates seamlessly with the shop and buy application of the web merchant.
• The merchant may then ship the goods and capture the transaction on the gateway server.
• Utilises Java architecture and a relational database — either Microsoft SQL or Oracle — for scalability and portability.
  
• Transactions are screened by up to three negative files – BINs; hot cards reported lost or stolen; and warm cards that have exceeded usage or other temporary parameters.
  
• Supports multiple payment types and can route to various authorisation systems and traditional card payment engines.

Thanking you in advance

Gulam Gaus

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