No I'm not.
And you're a delusional FOOL to claim that.
> The ACA
> didn't spike insurance costs upward; it slowed the rate of increase:
BULLSHIT LIE!
> "These increased costs for employers and employees alike may seem
> steep—up around 50% over the past eight years—but they could have
Read beyond actual industry PROPAGANDA.
Damn you're dumb!
I had a feeling you;d shill out for Obozo, but to whore yourself out to
Kaiser's BULLSHIT is indefensible!
Not doing your research before swallowing the hook line and sinker - pricey!
http://healthreform.kaiserpermanente.org/
If you currently have health care coverage through your employer, you
may be enjoying some of the added benefits from health care reform.
Keep in mind the value of staying with Kaiser Permanente — including the
care and issuers you know and trust, and the convenient services you’ve
come to rely on.
If you currently have individual or family health care coverage, you may
be enjoying some of the added benefits from health care reform.
<GAG!!!>
http://www.modernhealthcare.com/article/20160817/NEWS/160819922
Aetna said this week it is drastically curtailing its participation on
the Affordable Care Act's insurance exchanges. But one of the largest
not-for-profit health insurers does not plan on abandoning them anytime
soon.
Kaiser Permanente, the $61 billion system that includes health plans,
hospitals and medical groups, is “absolutely” sticking with the
exchanges over the long term, Kaiser CEO Bernard Tyson told Modern
Healthcare on Wednesday.
“I view it through the lens of my mission,” he said. “It obligates to us
to figure it out, not to get out.”
Tyson admitted the market is “unstable” right now, with insurers such as
Aetna, Humana and UnitedHealth Group losing hundreds of millions of
dollars this year alone. The ACA exchange population has been much
sicker and more costly than initially expected, which economists,
executives and policymakers agree has led to some adverse selection.
Congress also has restricted risk-corridor funding that was supposed to
buffer losses in the early years.
But those issues have not soured Kaiser's view.
“The idea that I would turn my back on a segment of the American
population who really needs the coverage and the care—I'm in for the
long haul,” Tyson said. “And I'm cautiously optimistic that at some
point, we begin to make sure we have the right regulations, meaning
oversight, to make sure the market is behaving like it was intended.”
Kaiser has made a “slight margin” overall on its ACA plans
(WHORES!!!!)
Now, the REAL facts:
http://www.sltrib.com/news/2017/09/28/insurance-rates-on-obamacare-health-exchange-to-spike-by-39-percent-in-utah-in-2018/
Insurance rates on Obamacare health exchange to spike by 39 percent in
Utah in 2018
Experts say uncertainty over federal funding of subsidies on deductibles
and co-payments for lower-income residents is driving most of the increase.
http://thefederalist.com/2016/02/12/surprise-health-insurance-costs-to-spike-60-percent-thanks-to-obamacare/
Surprise! Health Insurance Costs To Spike 60 Percent, Thanks To Obamacare
FEBRUARY 12, 2016 By The Federalist Staff
A new Congressional Budget Office (CBO) report estimates that private
health insurance premiums will continue to balloon over the next decade
thanks in large part to Obamacare.
The report states that, over the next 10 years, private health insurance
premiums will increase by about 5 percent annually — a rate that
outpaces the gross domestic product by 2 percentage points.
By 2025, employment-based coverage (health-care insurance an employer
offers) will cost 60 percent more than it does today. For a family, that
increase costs to an average of $24,500 per year. For those with an
individual plan, health-care costs will increase to cost an average
$10,000 per year.
What’s driving these price increases? Obamacare.
The CBO report states that Obamacare’s costly federal mandates on
insurance companies — like forcing them to cover everyone regardless of
preexisting conditions — increased costs of individual, or non-group,
health-care plans (which account for 15 percent of all plans) by 27 to
30 percent.
Increased costs don’t just affect the families and individuals shilling
out escalating amounts of cash for their plans, it also affects the
national budget and taxpayers who subsidize them. The subsidies that the
federal government offers to some people to pay for health insurance
cost about $300 billion this fiscal year.
Obama campaigned on the promise that his namesake legislation would
reduce health-care costs for the average family by up to $2,500
annually. Here’s a supercut in which he repeats that promise 19 times.
But as it turns out, the health-care law that was supposed to lower
costs is actually doing the opposite. If only someone had predicted this
earlier!
https://www.cbsnews.com/news/study-insurance-costs-to-soar-under-obamacare/
News Analysis
(MoneyWatch) Wondering what's going to happen to your health insurance
premiums under Obamacare?
New research from the Manhattan Institute estimates that insurance rates
for young men will rise by 99 percent. Rates for younger women will rise
between 55 percent to 62 percent, according to the right-leaning New
York think tank.
Obamacare premium costs vary from state to state, city to city
Play VIDEO
Obamacare premium costs vary from state to state, city to city
The precise impact of the new health law is likely to vary markedly from
state-to-state, however. That's largely because different states have
had different requirements for what had to be included in health
insurance policies in the past. The Affordable Care Act, commonly known
as Obamacare, overrides these rules and sets a federal overlay that
demands a wide array of mandatory coverages. The Manhattan Institute has
drawn up an interactive map that may help forecast the rise in cost for
individuals.
These differences mean men will get hammered in North Carolina with an
average 305 percent rate hike, while women will suffer in Nebraska,
paying an average of 237 percent more. For most people, subsidies in the
law will not counteract the rate shock, says co-author of the study Avik
Roy, a health care expert and senior fellow at the Manhattan Institute.
Gov't releases info on health exchanges
Play VIDEO
Gov't releases info on health exchanges
"You hear all these excuses from the [Obama] administration -- that
people are exaggerating the effect of the law," he says. "But real
people are getting notices from their insurers now. My blog is flooded
with comments from people saying that they just got a huge premium hike."
The Department of Health and Human Services put out a press release this
week forecasting that Obamacare premiums would be 16 percent less than
projected. However, the projected costs were estimates that attempted to
project the cost of a policy in 2016. Consumers are receiving the real
costs in notices from their insurers now only a few weeks before the law
is set to go into effect. For healthy consumers who have existing
policies, many of the premium hikes are proving massive.
Obamacare premiums vary greatly, by state, city
How affordable are Affordable Care Act premiums?
Is Obamacare a job-killer?
Additionally, the promise that you could keep your old policy, if you
liked it, has proved illusory. My insurer, Kaiser Permanente, informed
me in a glossy booklet that "At midnight on December 31, we will
discontinue your current plan because it will not meet the requirements
of the Affordable Care Act." My premium, the letter added, would go from
$209 a month to $348, a 66.5 percent increase that will cost $1,668
annually.
What made my plan too substandard to survive under Obamacare? It did not
provide maternity benefits. I'm 53 years old. I figure pregnancy would
require an act of God. (Incidentally, maternity benefits will be covered
on men's policies too. Let's hope medical science comes a long way so
you guys can use those benefits.) My policy also did not cover substance
abuse treatments or psychiatric care.
Affordable Care Act success hinges on "young invincibles"
Play VIDEO
Affordable Care Act success hinges on "young invincibles"
"Every one of those provisions sound nice -- they sound like you're
protecting the sick and making sure that everyone is covered," Roy said.
"But they drive up the cost structure."
Meanwhile, the things that mattered to me -- that I would be able to
limit my out-of-pocket costs if I had a catastrophic ailment -- got
worse under my new Obamacare policy. My policy, which has always paid
100 percent of the cost of annual check-ups, had a $5,000 annual
deductible for sick visits and hospital stays. Once I paid that $5,000,
the plan would pay 100 percent of any additional cost. That protected me
from economic devastation in the event of a catastrophic illness, such
as cancer.
Kaiser's Obamacare policy has a $4,500 deductible, but then covers only
40 percent of medical costs for office visits, hospital stays and drugs.
Out-of-pocket expenses aren't capped until the policyholder pays $6,350
annually.
Sure, that's only another $1,350. But it adds to the additional $1,663
that I'm paying in premiums, making my personal cost for Obama care add
to $3,018 annually. This, by the way, is the bare-bones policy under
Obamacare -- the Bronze plan. Premiums for plans that offer lower
deductibles and premiums would cost almost twice as much, according to
the Kaiser booklet.
"This is a redistribution of wealth from the healthy to the sick, from
the young to the old, from the people who have always had insurance to
the uninsured," Roy said.
A standard policy for wellness and catastrophic coverage for an
unexpected, unavoidable ailment or accident could have been provided for
a fraction of what Obamacare coverage costs, Roy added. "Obama care
forces insurers to offer products that carry all sorts of bells and
whistles that most people don't want but everyone will now need to pay for."
"Imagine if Congress passed a law that required every car to have a
hybrid engine," Roy said. "If you were an environmentalist, you might
like that. But you would be dramatically driving up the cost of
transportation."
Wise up Crazy Eddy, you brainwashed Obamabot!