Best Banks in Austin Texas 78725

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Jamey Swinton

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Jun 14, 2019, 2:54:17 PM6/14/19
to Guaranty Bank & Trust Austin 78725


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The easiest way to start saving is to have this happen automatically without much or any effort required. This can be done by establishing a special savings account, preferably one that you can't access easily or penalizes you, for example with lower interest rates, for withdrawals.

Then set up an automatic transfer to move a set amount from your regular account into this new savings account. Or you might be able to speak with your payroll department about having your salary paid into two accounts, your regular and your savings account.

Hints and Tips

  • A good way to take control of your spending is to set the maximum amounts you plan to spend each week or each month. Once you’ve set the maximum, stick with your plan.
  • It’s helpful to track your spending over a few weeks or months to get a handle on how you are using your dollars and cents. Look into using on-line systems or phone apps for keeping track of your spending – you will be amazed at what you’ll learn about your habits!
  • Be careful not to let a sale or discount coupon persuade you to purchase something you don’t really need and that isn’t in your spending plan.
  • When planning a big purchase, take time to comparison shop and check prices at a few different stores, by phone or online.

PREMIER MONEY MARKET

Save more and earn more with the Premier Money Market account. You'll be able to earn an attractive interest rate and still be able to write a few checks each month.

Account Details:
  • Minimum Opening Balance of $2,500
  • Interest-Bearing Account1
  • Minimum daily balance to avoid service charge: $2,5002

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