Banks Near Austin TX 78702

[Jamey Swinton]

Established in 1913, Guaranty Bank & Trust is one of the oldest and most respected banks in Texas. We have achieved this success by providing the communities we serve with a different kind of bank. One that believes smart banking is about investing in people, not just credit scores; succeeding with the community, not at its expense; and having a plan for your growth, not just our own.

We work hard to attract, retain, and develop the best bankers. This means you will get quality advice from a local expert you can trust.

We encourage our employees to give back to the communities we serve. Volunteering has a positive impact not only on the community but also on our employees.

Finally, we focus on strength and stability so our customers know they can depend on us during difficult times. At Guaranty Bank & Trust, we are “growing because we help you grow."

For both individual and business customers, the primary objective when selecting a bank is to save money. Therefore, knowing exactly what a bank is going to charge to up front can better help you select the account that works best for you. During this process, it is important to pay close attention to the fine print which often reveals hidden charges and fees. For example, if you opt for a free checking account at a smaller bank with limited ATMs, you may actually pay more in ATM fees throughout the month than you would have on monthly fees with a checking account at a larger bank with many local ATMs.

You should pay close attention to the fees that will affect you most. At most banks, the fees that will affect most customers include:

o ATM fees

o Debit card fees

o Stop payment fees

o Check printing feeds

o Overdraft fees

o Bounced Check Fees

o Monthly Checking Account Fees

o Check writing fees

o Balance inquiry fees

o Wire transfer fees

Choosing the right bank is an important financial decision. Be sure that you fully understand all of your banking options, products and services, and ultimately what your costs will be before you open an account.

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Banks Near Austin TX 78702