Best Banks in Austin Texas

[Bill Shoubless]

This approach helps keep your account holder experience safe while protecting against brand fraud. I will discuss how we protects your brand with our multi-layered security approach by detecting anomalous transactions.

I recently was asked to speak at ePay’s Executive Payments Summit on transaction fraud. I asked the audience before I started my presentation, “Is fraud in the digital channel going up in 2019?” Every in the audience answered “yes.” Bad actors, an expanding threat surface, and better and more technology for hackers all lead to this conviction.

Meanwhile, the digital channel is moving fast. At the summit, we discussed the coming of Real Time Payments (RTP), and a better bill payment experience that will settle funds faster. We can’t stop the innovation train, but we can help detect the riskier types of transactions and require an additional layer of authorization.

We take security and safety of our customers personal and confidential information seriously. We want to do all we can to guard your information and educate you on ways to protect yourself.

ONLINE BANKING PROTECTION

Protecting your personal information online is vital to Guaranty Bank & Trust. We go to great lengths to see that your transactions are confidential and secure.

The Internet Banking Service utilizes a comprehensive security strategy to protect your accounts and transactions conducted over the Internet. Prior to activating your access to the Internet Banking Service, our Internet Banking Department will verify your identity and authorization against information associated with the Eligible Account (s) that you request to be linked to the Internet Banking Service.

PROTECT YOUR USER ID AND PASSWORD

• Protecting your User ID and Password is one of the most important things you can do to keep your information secure. Only you should know what your User ID and Password are. Here are some ways to keep this information secure:
• Do not share your User ID and Password with anyone else
• Make sure no one is watching you when you type in your User ID and Password
• Memorize your User ID and Password
• If you think you might not remember them, make sure that you keep a copy of your User ID and Password somewhere other than at your computer or in your wallet or purse
• Change your Password often and do not use simple words or numbers in sequence. It is a good idea to use numbers, letters, both upper and lower case, and symbols that are unique to you, but do not use obvious words and numbers, like a family member’s name and birthday

CERTIFICATE AUTHORITY

The servers hosting the Internet Banking Service have been certified by a Certificate Authority to assure you that you are actually talking to the Internet Banking Service instead of someone pretending to be us. By clicking on the lock within the Internet Banking Service, you can view the certificate to ensure it’s valid.

FILTERS AND FIREWALLS

Internal procedures are in place within Guaranty Bank & Trust Online that includes a stringent system of filtering routers and firewalls. Filtering routers verify the source and destination of each transaction. Firewalls shield the bank's customer service network from outside sources. Through these systems, internal accounts are protected from outside access and the structure of the bank's internal networks is invisible to outside observers.

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Best Banks in Austin Texas