Help Them Build Their Dream Home with One Simple Loan!

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Tony Machometa

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May 13, 2026, 2:00:18 PM (6 days ago) May 13
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Help Them Build Their Dream Home with One Simple Loan

Turn your clients' plans into reality with our One-Time Close Construction Loan. Clients can purchase land, build their home, and finance it all in a single closing.

Why Builders and Clients Love It

Save time, reduce stress, and simplify the construction process from start to finish. One approval, one closing, and one clear path to their completed home.

Key Highlights

  • Loan amounts available for both conforming and jumbo

  • Up to 95% loan-to-value for stronger purchasing power

  • 12-month construction timeline

  • Free interest rate float down at conversion to permanent financing

Homebuyer Benefits

  • Use lot equity toward costs

  • Finance both land and build together

  • Choose primary or vacation homes

  • Interest reserve option available (no payments during construction)

  • One set of closing costs and paperwork, with a single qualification process

  • Rely on finished appraised value when the lot is already owned

  • Minimum 700 credit score required

Builder Benefits

  • 10% upfront draw available to help cover early project expenses

  • Straightforward process and faster project starts with one closing

Build Smarter. Build Simpler.

Contact us today to learn more about how our One-Time Close Construction Loan can help your clients move forward with confidence from start to finish.

Tony Machometa

Loan Originator | NMLS ID#226850

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Information subject to change without notice. This is not a commitment to lend. Residential Mortgage, LLC. NMLS 167729. AZ Bankers License BK-0941441. Under the Dept. of Financial Protection and Innovation by the CA Residential Mortgage Lending Act. Nmlsconsumeraccess.org. Equal Housing Lender. Residential Mortgage’s operations, products and/or services do not originate from, and are not endorsed by the Veterans Administration (VA), United States Department of Agriculture (USDA), Department of Housing and Urban Development (HUD) or Federal Housing Administration (FHA).

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Corporate Address:
3700 Centerpoint Drive, Suite 500
Anchorage, AK 99503

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