Montana Personal Finance Challenge

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Real-World Money Skills Start Here The Montana Personal Finance Challenge is Montana’s premier online personal finance competition where students apply money-management, investing, credit, and insurance knowledge in a fun, timed setting. Teams of 3–4 students compete to earn the top score in the state.  The test covers topics within the National Personal Finance Standards.   Get your students excited about real-world money skills while competing for big rewards! With no registration fee, easy team setup, and meaningful learning outcomes, there’s never been a better time to bring financial literacy to life in your classroom!  Fuel financial confidence. Compete for cash prizes. Earn rewards for your school. Participation Incentives Thanks to a new partnership with FICO, our incentive prizes have expanded! There will be a cash prize for the top three teams in Montana: 1st Place: $1,000 per team 2nd Place: $500 per team 3rd Place: $300 per team Every teacher who registers 5 or more teams automatically qualifies for $100 gift card for their top performing team.  A $100 gift card will also be provided to the top performing team from schools with 4 or less teams.   Why compete? → Strengthen essential financial literacy skills aligned to classroom learning → Opportunity for students from any class or grade to shine → Cash awards for top teams and teacher incentive drawing → No cost to participate - thanks to generous sponsors → Top Montana team earns a spot at the National Personal Finance Challenge finals in Atlanta, Georgia How it works 1. Log in and create your teacher profile. 2. Register teams of 3 to 4 students - create as many teams as you would like, a new feature allows for uploading CSV file simplifying the process.  (Top 3 individual scores apply to the team score.) 3. When students are ready, supervise your students completing a 30-question quiz online - limited to 35 minutes.   4.  See your student scores, use them for grades or not, the choice is yours.  When competition ends 4/10/26, MCEE will follow up with $100 gift card per teacher and will announce top state winners.   *Register anytime, but please wait to provide students the access codes until ready to officially test, once a code is entered, it can’t be used again.   Visit the official registration page with the button below and start building your teams today!  Test by April 10, 2026 to be included in the local, state, and national prizes. Register your teams today! Even more reasons to participate! Personal Finance Is a Montana Graduation Requirement • Montana students are required to complete a personal finance or economics course as part of their high school graduation requirements, as established by the Montana Board of Public Education. • Courses and activities that build financial literacy - like budgeting, credit, investing, and decision-making - don’t just meet a mandate; they prepare students for real-world success after graduation. • The Montana Personal Finance Challenge is an engaging way to reinforce these required skills while motivating students through competition and rewards. From Montana to Nationals - All Expenses Paid • The top team in the Montana Personal Finance Challenge earns the honor of representing our state at the National Personal Finance Challenge, with all travel and competition expenses covered by the Montana Council on Economic Education and our partners. • This is a once-in-a-lifetime opportunity for students to showcase their financial skills on a national stage at no cost to their school or families. Thank you to our generous sponsors Want more resources to prepare your students? • MCEE has entered a partnership with Active Learning Labs to utilize their interactive Personal Finance bundle at no cost to schools.   • Reach out to mc...@montana.edu and we’ll provide a coupon code for instant, free access.  Active Learning Labs is a vendor with the Montana Digital Academy and schools will be required to complete the MTDA sign-up before April 10, 2026 working with their dedicated MTDA contact, typically the school counselor.

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