Hi,
Conceptually you are correct but in the question it is asked to make the least number of comparisons. When you choose 20 bins, there is only one element therefore there is no any comparison. Then what is purpose of creating bins? Purpose of binning is to exclude the unnecessary comparisons and also we should create bin in such a way that there should no any comparisons between them (bins).
Yes, In the question we should had to tell about the excluding of one element case.
Hope your doubt is cleared if not write us again.
Regards,
Deepak
IITM Online Degree Team