Summertime and the saving is easy with the PERAPlus 401(k) Plan

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Colorado PERAPlus 401(k) Plan

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Jul 10, 2025, 8:01:57 AM7/10/25
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Help your savings heat up by enrolling in the PERAPlus 401(k) Plan today! ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ͏ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­ ­  

Help your savings heat up by enrolling in the PERAPlus 401(k) Plan today! | View online

Peraplus colorado pera 401(k) Plan logo

PERAPlus 401(k) Plan

Two women hiking

Why not soak up some savings this summer?

Catch up on your saving while you're catching some rays

Summer is the perfect time to set work aside and enjoy a
well-earned holiday. It’s also a great time to warm up to your financial future by enrolling in the PERAPlus 401(k) Plan.


With the PERAPlus 401(k) Plan, you’ll have access to valuable tools and resources that can help you save and invest toward the lifestyle you envision in retirement.

Boost your retirement income

The PERA Defined Benefit Plan (your pension) can serve as one source of retirement income, but it may only replace about 50% of your preretirement income. Other sources of savings are typically needed to help replace your preretirement earnings.

 

That’s where the PERAPlus 401(k) Plan comes in. This voluntary savings plan can help fill your retirement income gap and may help you work toward your retirement goals.

Take advantage of easy enrollment

Saving more today could help you be better prepared in retirement, so consider saving in the PERAPlus 401(k) Plan. Here’s how to enroll:

Download the PERAPlus 401(k) Contribution Authorization form.

Complete it.

Give the completed form to your employer.

Make sure your money lasts

Your Plan provides tools and features to help you save for the long term, including the following:

 

  • Lifetime Income ScoreSM – See if you’re on track to reach your retirement goals. The closer your score is to 100%, the closer you may be to your target retirement income.

 

  • Online Advice and Professional Management Program offerings – Online Advice is a free service that enables you to access customized, fund-specific advice on how to invest your PERAPlus account and build a diversified portfolio. Or you can use the fee-based Professional Management Program if you prefer to have your account managed for you.

    Diversification does not ensure a profit or protect against loss.

 

  • The ability to connect accounts – Connecting your external accounts on your Empower Personal Dashboard™ gives you a 360º view of your full financial picture in one secure place. You can see your total net worth, get help budgeting, monitor your progress toward goals, and more.

Have questions or need help?

Visit coperaplus.org or call 833-4CO-PERA (833-426-7372).

Investing involves risk, including possible loss of principal.


1 IMPORTANT: The projections, or other information generated on the website by the investment analysis tool regarding the likelihood of various investment outcomes, are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. The results may vary with each use and over time.


Online Advice and the Professional Management Program are part of the Empower Advisory Services suite of services offered by Empower Advisory Group, LLC, a registered investment adviser. Past performance is not indicative of future returns. You may lose money.


Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal, or tax recommendations or advice.


“EMPOWER” and all associated logos and product names are trademarks of Empower Annuity Insurance Company of America.


©2025 Empower Annuity Insurance Company of America. All rights reserved.


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