Clearing debts

[Bhakti Vikasa Swami]

"One who has given up all material duties and taken full shelter at the lotus
feet of Mukunda, who gives shelter to all, is not indebted to the demigods,
great sages, ordinary living beings, relatives, friends, mankind or even one's
forefathers who have passed away.'"
It is said:
adhyapanam brahma-yajnah
pitr-yajnas tu tarpanam
homo daivo balir bhauto
nr-yajno 'tithi-pujanam
"By performing oblations with ghee, the demigods are satisfied. By studying the
Vedas, brahma-yajna is performed, and by this the great sages are satisfied.
Offering oblations of water before one's forefathers is called pitr-yajna. By
offering tabute, bhuta-yajna is performed. By properly receiving guests,
nr-yajna is performed."
There are five yajnas and five kinds of indebtedness-indebtedness to the
demigods, great sages, forefathers, living entities and common men. Therefore
one has to perform five kinds of yajnas, but when one takes to sankirtana-yajna
(the chanting of the Hare Krsna mantra) one doesn't have to perform any other
yajna. In Srimad-Bhagavatam, Narada Muni made a statement about the systematic
performance of bhagavata-dharma in connection with statements previously made
by the nine Yogendras before Maharaja Nimi. The sage Karabhajana Rsi explained
the four incarnations of the four yugas, and at the end, in this verse (text
141), he explained the position of Krsna's pure devotee and how he is absolved
of all debts.

Sri Caitanya-caritamrta Madhya-lila 22.141
Translation & purport by Srila Prabhupada