Stacia...
Darla Vladschyk
I wrote what I thought was a heartbreaking yet dignified letter to all
interested parties in our insurance debacle, and hunkered down waiting
for a reply. It arrived yesterday.
Though they decline to reverse any part of their decision regarding
our deductible or our coverage, they have agreed to review our
situation every year (instead of waiting for four years) to see if
they can upgrade our coverage.
I suppose that's something--- and thank you for your suggestion. It
never would have occurred to me to challenge their decision.
I wish I had been smarter on the day and had urged Vlad to eat the
second loss instead of calling our agent. I forgot the second Rule of
Insurance: Never make a claim! (The First Rule is: Always pay your
premium!)
Thanks again.
This post is all about ArkChyk solidarity.
-=Darla=-
_________________________________________________
"Any time you think you might be eating poo, stop."
---Ifaz, rec.food.cooking
_________________________________________________
http://www.yougotta.com/Darla
_________________________________________________
Stacia
>Though they decline to reverse any part of their decision regarding
>our deductible or our coverage, they have agreed to review our
>situation every year (instead of waiting for four years) to see if
>they can upgrade our coverage.
Well, boo hiss to those corporate swines. However, I guess unless you
can get the former owners to 'fess up that they repaired everything with
spit and cotton balls and then walled it up so no one could tell, there's
not much more you can do.
Around here, there's an urban legend that back in the '30s, a farmer's
claim was denied because he couldn't prove the neighbor had stolen his
missing cows, so the farmer marched into the office with the neighbor at
gunpoint, and the neighbor was happy to confess to his sins.
Not that I'm suggesting that here. Much. But you may want to get
someone to look at your house to see what else the former owners screwed
up on. ("Oh look, honey, they used gum wrappers in the breaker box...")
>I wish I had been smarter on the day and had urged Vlad to eat the
>second loss instead of calling our agent. I forgot the second Rule of
>Insurance: Never make a claim! (The First Rule is: Always pay your
>premium!)
Well, if you think of insurance as being there for the really big claims
only and not being helpful for the smaller claims, it makes it easier on
you, but it doesn't seem right that smaller claims count against you so
much. It's not like you have a tornado magnet on your roof or anything.
>This post is all about ArkChyk solidarity.
I'm just trying to work off the bad karma I get for working in an
insurance company. Also, ArkChyx rule.
* * *
Stacia * sta...@world.std.com * http://world.std.com/~stacia/
"Well, you could dip your nipples in ink,
and write a short story."
Pugg
> I'm just trying to work off the bad karma I get for working in an
>insurance company.
Not to make you feel any worse about your field, but I just had to add
the wife to my employer's health coverage. I'll now be giving about
20% of my weekly pay to the insurance company so that the wife can
continue to enjoy the priveleges of breathing and walking erect.
Forget about quitting smorking, I'll need to begin an *eating*
cessation program to afford this.
And y'all can forget that line about "we're a business, if we just
gave money away we'd be broke," because I'm not buying it. It's not a
case of insurance companies going broke, it's a case of insurance
company executives being _slightly_less_rich_.
Or is it fewer?
pugg
--
Jacob W. Haller
> And y'all can forget that line about "we're a business, if we just
> gave money away we'd be broke," because I'm not buying it. It's not a
> case of insurance companies going broke, it's a case of insurance
> company executives being _slightly_less_rich_.
Well you don't think they'd screw you over FOR FREE, do you? Obviously
they have to be compensated! You wouldn't want them to start SLACKING
at making your life miserable, would you? That would be HORRIBLE?
-jw'listen to some mellow music and chill to the magic way of life'gh
--
"I still wish I looked like Shania Twain. And sang like somebody else."
- Paula <mmmtoblerone at earthlink.ent> in alt.religion.kibology
9 Dec 2002 <1fmw7bm.1uzgtrw1dvbxm4N%mmmtob...@earthlink.ent>
Darla Vladschyk
> ..., I guess unless you
>can get the former owners to 'fess up that they repaired everything with
>spit and cotton balls and then walled it up so no one could tell, there's
>not much more you can do.
The insurance person acknowledged in their reply to us that the
disasters were clearly not caused by any action or omission on our
parts. Bozo and his clan packed up and moved to a different province.
We have no clue where they are, and our lawyer asserts that it would
cost us a bundle to find him and then try to prosecute.
> ...you may want to get
>someone to look at your house to see what else the former owners screwed
>up on. ("Oh look, honey, they used gum wrappers in the breaker box...")
Yep--- we've pretty much done that. Well, as much as we can without
digging up the entire house and putting it on stilts so we can look
underneath.
> Well, if you think of insurance as being there for the really big claims
>only and not being helpful for the smaller claims...
Yep. We wuz dumm. Tough lesson--- but thanks for your help, Stacia.
Consider four years of bad karma expunged from the akashic record.
Beable van Polasm
>
> DarlaVl...@hotmail.com (Darla Vladschyk) writes:
>
> >I wish I had been smarter on the day and had urged Vlad to eat the
> >second loss instead of calling our agent. I forgot the second Rule of
> >Insurance: Never make a claim! (The First Rule is: Always pay your
> >premium!)
>
> Well, if you think of insurance as being there for the really big claims
> only and not being helpful for the smaller claims, it makes it easier on
> you, but it doesn't seem right that smaller claims count against you so
> much. It's not like you have a tornado magnet on your roof or anything.
Here in Austria, insurance companies are worried that global warming
will eat into their precious profit margins, so they are lobbying
the government to STOP GLOBAL WARMING! IT HURTS PROFITS!
http://www.smh.com.au/text/articles/2002/12/19/1040174346263.htm
-> Climate change is being blamed for potential insurance premium
-> rises as hailstorms and bushfires cause increased damage.
-> Australia's largest general insurance company, Insurance Australia
-> Group, urged immediate action to deal with rising global
-> temperatures.
-> The chief risk officer and group actuary for IAG, Tony Coleman,
-> told a climate change conference in Canberra that "human-induced
-> climate change is now a reality and it must be addressed with
-> appropriate urgency".
-> As global temperatures rose, climate-related events such as
-> cyclones, floods, bushfires and storms would increase. A small
-> increase in temperature could have a dramatic effect on the level
-> of damage, he warned.
-> The company has begun lobbying governments on the issue of climate
-> change.
> I'm just trying to work off the bad karma I get for working in an
> insurance company. Also, ArkChyx rule.
Insurance companies aren't ALL bad! They care about the environment! [1]
[1] FINE PRINT:
[Insofar as the environment aforesaid can impact on the profit which
rightfully accrues to the party of the first part, viz the insurance
company.]
--
cheers
Beable van Polasm
Perl 6 will give you the big knob. -- Larry Wall
http://beable.com
Stacia
>> I'm just trying to work off the bad karma I get for working in an
>>insurance company.
>Not to make you feel any worse about your field, but I just had to add
>the wife to my employer's health coverage. I'll now be giving about
>20% of my weekly pay to the insurance company so that the wife can
>continue to enjoy the priveleges of breathing and walking erect.
Thankfully, we don't do health insurance, which is a bigger racket than
other insurances. Kansas is a "no fault" state which means that insurance
companies lobbied (i.e. bribed) polititians into making it mandatory to
have insurance, or you will be arrested and fined and drawn and quartered.
My roomie, who didn't own a car, discovered that he needed insurance even
if the car he drove was insured by the owner. He had to get car
insurance, for no car. Or face incarceration.
So yeah, it's a racket.
But health insurance - let me tell you something, your health insurance
costs too fucking much because idiot assholes sue for no reason. Also
because idiot doctors fuck up and amputate the wrong limb. And because
drugs cost so much nowadays...
They cost a lot because drug companies spend so much to advertise.
Also they give out cute widdle "premiums" to medical clinics via drug reps
who are really just salesman trying to bribe doctors into prescribing
their drug. You should see the premiums they come up with. My Mother The
Nurse comes home with hundreds of post it notes, pens, frames, magnets,
mugs, shirts, calendars, movies, plants, dinnerware, candles, figurines,
beanie babies... you name it. Oh, and the lunches. Good lord, these drug
reps show up with hundreds of dollars of food for the entire clinic *every
day*. Drugs reps are also paid more money than you and I will ever make
in our lives, presumably because they sign away their soul.
Drug companies also shell out millions to get their drug approved for
over the counter sale, so they can make more money.
So don't accept any bullshit about why drug prices go up, or why health
care costs go up.
* * *
Stacia * sta...@world.std.com * http://world.std.com/~stacia/
"Perhaps it was the spring. And something in her eyes
that was much older than Manhattan, Kansas."
Lots42 bomb white house
the news sayeth that fake insurance programs are springing up all over.
Basically, they take your money and don't pay the right people.
So in conclusion, make sure your insurance company is licensed.
The end.
Lots42 bomb white house
>Also
>because idiot doctors fuck up and amputate the wrong limb.
When I was in the hospital for (one of many reasons) I shared the recovery room
with a guy who had to get crud cleared out of his elbow. They marked the elbows
so they wouldn't open up the wrong one.
Also, post-op happy drugs are fun.
>Also they give out cute widdle "premiums" to medical clinics via drug reps
>who are really just salesman trying to bribe doctors into prescribing
>their drug. You should see the premiums they come up with.
I was naive enough to think this was no longer legal.
P.S. The ones who give out free samples of their stuff are lovely for people
who are poooooooooooooooor.
James Vandenberg
> Also, post-op happy drugs are fun.
I did not notice this. In fact, very few drugs seem to affect my brane.
Maybe I am immune to their evil influence. That or when I'm on em I just
DON'T CARE!
Ja-my-brane-won't-let-me-get-high-mes
--
James Vandenberg Email: james at vandenberg.dropbear.id.au
GPG FP= 65AB 179A D884 EDC6 216D FE6A 6833 02BC 4425 4F70
Quidquid latine dictum sit, altum videtur. ICQ: 151135390
Beware! Sometimes forks and candles fall from the sky.
Lots42 bomb white house
>> Also, post-op happy drugs are fun.
>
>I did not notice this. In fact, very few drugs seem to affect my brane.
>Maybe I am immune to their evil influence. That or when I'm on em I just
>DON'T CARE!
>
>Ja-my-brane-won't-let-me-get-high-mes
You probably got ripped off by a corrupt happy-gas guy
Pugg
[Lots43 of stuff about all sorts of insurance issues, which I have
mercilessly SNIPPED! BwahHAHAHAHAH!]
It occurs to me that Stacia is destined for the same fate that has
already befallen Doctor-Rose-Hyphen-Marie (ARK's source of all
information about anything remotely medical), Kevin's Wilson
(untrollable authority in the fields of English grammar and
meat-cooking) and even James "fontboy" Parry himself.
Welcome to the panel, Stacia, it says here that you are a qualified
expert on all things insurance-related. Well, I'm sure our listeners
have _tons_ of insurance questions for you. Let's open the phones and
take some calls!
pugg
--
Zixia
>>From: sta...@world.std.com (Stacia)
>
>>Also
>>because idiot doctors fuck up and amputate the wrong limb.
>
> When I was in the hospital for (one of many reasons) I shared the
> recovery room with a guy who had to get crud cleared out of his
> elbow. They marked the elbows so they wouldn't open up the wrong
> one.
PARTIAL RESPOT PARTIAL RESPOT PARTIAL RESPOT PARTIAL RESPOT PARTIAL RES
From: ch...@btinternet.com (Zixia)
Subject: Surgical Fun!
Date: 2000/08/13
Message-ID: <3996eb00...@news.btinternet.com>
...
As I was being prepped for surgery, with the anaestheic imposingly
close to being injected, the surgeon came into the room and told me
there had been a mistake on the consent form and I needed to resign it.
The mistake was not really in the procedure, but they had written down
the wrong leg - they were due to operate on the right leg, which was
b0rken, but I had agreed to surgery on the left. A minor quibble.
...
END PARTIAL RESPOT END PARTIAL RESPOT END PARTIAL RESPOT END PARTIAL RE
The doctor had marked my leg with big arrows also, and the arrows were
on the broken leg. Like I wrote before, it was just the leg written on
the consent form that was incorrect.
--
@+----------------+@
_o)| Verbing Weirds |(o_
/\\| Language |//\
_\_V|________________|V_/_
Lots42 bomb white house
one letter is in fact, NOT a different letter...(My dad has the same name
except for middle names and despite us having vastly different social security
numbers, they always try and charge his insurance. Makes me wonder what the
fuck I keep giving them my social security number for...)
--
To announce that there must be no criticism of the President, or that we are to
stand by the President, right or wrong, is not only unpatriotic and servile,
but is morally treasonable to the American public. (Theodore Roosevelt)
Darla Vladschyk
>...(My dad has the same name
>except for middle names ...
Allow me to be the first to exclaim...
Your Dad is Lots 81?
-=Darla=-
<pulling the Obvious Bag shut with a audible *Fwap!*>
revjack
: Hey, I know about insurance woes. Nobody seems to be able to comprehend that
: one letter is in fact, NOT a different letter...(My dad has the same name
: except for middle names and despite us having vastly different social security
: numbers, they always try and charge his insurance.
RENT A WINNEBAGO
A BIG ONE
QUICK
--
___________________
rev...@revjack.net
E Teflon Piano
wrote:
Hey, Fireworksboy, is is OK to hold this flash paper in my mouth when I
light it?
--
Institute for Misapplied Psychometry fellow E Teflon Piano is founder of the
Internet 'Lectronic Legal Society. Teflon is a mark owned by duPont. E is E
poly(TFE) Piano Enterprises' [dibs] for ironic hyperbole and elitist satire.
ŠE[dibs] 1994-2002
David DeLaney
>sta...@world.std.com (Stacia) wrote:
>> ..., I guess unless you
>>can get the former owners to 'fess up that they repaired everything with
>>spit and cotton balls and then walled it up so no one could tell, there's
>>not much more you can do.
>
>The insurance person acknowledged in their reply to us that the
>disasters were clearly not caused by any action or omission on our
>parts. Bozo and his clan packed up and moved to a different province.
>We have no clue where they are, and our lawyer asserts that it would
>cost us a bundle to find him and then try to prosecute.
PLZ REMOVE YR HIVEMIND FROM MY MAILBX. Letter today about a mysterious ~$100
charge that's been turned over to a collection agency; an initial call reveals
this is from emergency room before gall-bladder yankeration. Will have to
research my bills, but I'm damn sure I never GOT billed for this at all -
I had nice long paper trails of what I _did_ pay for, check by check, that
wasn't covered by insurance, and everyone ELSE managed to get the bills MAILED
TO ME that the insurance didn't pay and the collection agency also seems to
know my address just fine. So it'll be off to talk to the workplace's insurance
reps on Monday...
Dave
--
\/David DeLaney posting from d...@vic.com "It's not the pot that grows the flower
It's not the clock that slows the hour The definition's plain for anyone to see
Love is all it takes to make a family" - R&P. VISUALIZE HAPPYNET VRbeable<BLINK>
http://www.vic.com/~dbd/ - net.legends FAQ & Magic / I WUV you in all CAPS! --K.
Kevin S. Wilson
<E...@the-institute.firm> wrote:
>In article <3e034b99...@199.172.62.249>, pug...@hotmail.com (Pugg)
>wrote:
>
>}Previously on ark, we heard sta...@world.std.com (Stacia) say:
>}
>}[Lots43 of stuff about all sorts of insurance issues, which I have
>}mercilessly SNIPPED! BwahHAHAHAHAH!]
>}
>}It occurs to me that Stacia is destined for the same fate that has
>}already befallen Doctor-Rose-Hyphen-Marie (ARK's source of all
>}information about anything remotely medical), Kevin's Wilson
>}(untrollable authority in the fields of English grammar and
>}meat-cooking) and even James "fontboy" Parry himself.
>}
>}Welcome to the panel, Stacia, it says here that you are a qualified
>}expert on all things insurance-related. Well, I'm sure our listeners
>}have _tons_ of insurance questions for you. Let's open the phones and
>}take some calls!
>}
>}pugg
>}--
>
> Hey, Fireworksboy, is is OK to hold this flash paper in my mouth when I
>light it?
>
"Fireworksboy" is kind of a mouthful. Couldn't we just call him "Bang
Boy," instead?
(Although "Pugg the Peg Boy" has a certain alliterative appeal.)
--
Kevin S. Wilson
Tech Writer at a University Somewhere in Idaho
"Sometimes I almost feel/Just like a human being"
leo sgouros
Brian 'Jarai' Chase wrote:
> In article <3e04d79a....@News.CIS.DFN.DE>,
> You'll NEVER make it in Hollywood with those boring, albeit grammatically
> correct, suggestions! They just scream `DULL TECH WRITER!'
>
> Pugg needs a title that's colorful, exciting, and EXPLOSIVE! He's needs
> a name like... like... Combusto, Pyroman, Captain Nitro: Pyrate of Doom,
> or maybe Nitroglycer-Man!
>
> -jarai.
Is "Pyrite" of Doom taken?
Rose Marie Holt
Zixia <ab...@clu.org.uk> wrote:
> the wrong leg - they were due to operate on the right leg, which was
> b0rken, but I had agreed to surgery on the left. A minor quibble.
Perhaps the doc was trying to boost his success rate.
"Hey look how well the Left Leg healed!!"
Matt McIrvin
b...@world.std.com (Brian 'Jarai' Chase) wrote:
> Pugg needs a title that's colorful, exciting, and EXPLOSIVE! He's needs
> a name like... like... Combusto, Pyroman, Captain Nitro: Pyrate of Doom,
> or maybe Nitroglycer-Man!
The PHT Pirate.
--
Matt McIrvin http://world.std.com/~mmcirvin/
E Teflon Piano
}In article <3e04d79a....@News.CIS.DFN.DE>,
}Kevin S. Wilson <res...@spro.net> wrote:
}You'll NEVER make it in Hollywood with those boring, albeit grammatically
}correct, suggestions! They just scream `DULL TECH WRITER!'
}
}Pugg needs a title that's colorful, exciting, and EXPLOSIVE! He's needs
}a name like... like... Combusto, Pyroman, Captain Nitro: Pyrate of Doom,
}or maybe Nitroglycer-Man!
/heavy reverb/ NITRO-glycer-MAN /heavy reverb/
We have a winner. Also, you could get a guest shot on WWF, wherein you
set fire to the Hulk by sticking a rolled sheet of flash paper between
his teeth and then beat the fire out with a metal folding chair.
Rose Marie Holt
E Teflon Piano <E...@the-institute.firm> wrote:
>
> We have a winner. Also, you could get a guest shot on WWF, wherein you
^^^
> set fire to the Hulk by sticking a rolled sheet of flash paper between
> his teeth and then beat the fire out with a metal folding chair.
NO PANDAS WERE INJURED DURING THIS TYPO
David DeLaney
>PLZ REMOVE YR HIVEMIND FROM MY MAILBX. Letter today about a mysterious ~$100
>charge that's been turned over to a collection agency; an initial call reveals
>this is from emergency room before gall-bladder yankeration. Will have to
>research my bills, but I'm damn sure I never GOT billed for this at all -
>I had nice long paper trails of what I _did_ pay for, check by check, that
>wasn't covered by insurance, and everyone ELSE managed to get the bills MAILED
>TO ME that the insurance didn't pay and the collection agency also seems to
>know my address just fine. So it'll be off to talk to the workplace's insurance
>reps on Monday...
Followup: found the bills I -did- get from that episode, plus $InsCo's
itemizated listing, and this one appears neither hither nor yon. Raising my
suspicions that they just sat on this bill for a year and a half, without
even trying to submit it (everyone ELSE got theirs to $InsCo, and everybody
ELSE got the remainer mailed to my mailbox, and $CollAgency's mail arrived
quite nicely too, and I've lived in the same place, same phone number except
for area code which has changed twice so far, for nearly twelve years now),
then turned it over to $CollAgency in a snit from not receiving payment for
their Telepathically Submitted Billing Item...
Stacia
>>PLZ REMOVE YR HIVEMIND FROM MY MAILBX. Letter today about a mysterious ~$100
>>charge that's been turned over to a collection agency; an initial call reveals
>>this is from emergency room before gall-bladder yankeration. Will have to
>>research my bills, but I'm damn sure I never GOT billed for this at all -
>Followup: found the bills I -did- get from that episode, plus $InsCo's
>itemizated listing, and this one appears neither hither nor yon. Raising my
>suspicions that they just sat on this bill for a year and a half, without
>even trying to submit it
In similar news, I got copies of my credit report and found a past due
on there from the hospital. I called them because I paid the bill last
summer. As they so smartly said, "It shouldn't be on your credit report."
I said, "It is, please take care of it." They just said, "DUH... it
shouldn't be on your credit report."
I told them I would stop by their office over lunch hour which was
conveniently in 15 minutes and where were they located? Because I'd love
to chat with them about this with all 3 credit reports in hand which show
they haven't gotten off their collective asses to report this as paid.
THAT'S NOT NECESSARY MA'AM WE'LL GET THIS OFF YOUR CREDIT RATING EXCUSE ME
WHILE I CALL SECURITY PLEASE DON'T HURT ME.
Then they tell me that CS Ed's hospital stay resulted in an amount due
insurance didn't pay for. Except this was 2 years ago and CS Ed was never
sent a bill. I even called the collection agency who insists, yes, they
sent s bill. To who (whom?), I wonder, since they didn't send it to *us*.
Again, I have to wonder, do these places even want their money or do
they just want to fuxxor our credit ratings?
* * *
Stacia * sta...@world.std.com * http://world.std.com/~stacia/
"it's the department of explodiations, sir.
we've come to detonate your buttocks."
Pugg
say:
> /heavy reverb/ NITRO-glycer-MAN /heavy reverb/
>
> We have a winner.
I like that one, I really do. If you wanted to get really technical
about things, however, I'm really just NITRO-cellulose-MAN. Not as
powerful but easier to transport across state lines.
>Also, you could get a guest shot on WWF, wherein you
>set fire to the Hulk by sticking a rolled sheet of flash paper between
>his teeth and then beat the fire out with a metal folding chair.
I see you got the video I sent. Don't worry, robert is healing nicely
and should be posting again soon.
CONFIDENTIAL TO DR. ROSE-HYPHEN-MARIE: WWF doesn't only mean World
Wildlife Federation, sometimes the second 'W' is for "wrasslin'"[1].
Also, I just now remembered that the volunteer/charity wing of the
National Zoo in DC is called, "The Friends Of the National Zoo," or
.. wait for it ... The FONZ!!!1!
Ayyy!!! Sit on it, Ling-ling!
pugg
[1] And if you've ever wrassled a 'W', you know how hard it can be[2].
[2] Fnarr!!
--
Rose Marie Holt
pug...@hotmail.com (Pugg) wrote:
>
> CONFIDENTIAL TO DR. ROSE-HYPHEN-MARIE: WWF doesn't only mean World
> Wildlife Federation, sometimes the second 'W' is for "wrasslin'"[1].
Actually the World Wrassling Federation was forced in court to change to
the WWE because the WWF (World Wildlife Fund) essentially was ruled to
have Dibs on the initials WWF. IANMTU.