Old-Timers and Banks
Thomas
I have been doing an informal survey on people born on or before 1912
(those who we at least 18 y.o. in 1930). These are the people who
remember lard sandwiches, and working on a farm for a month picking stones
for 10 cents, a meal, and a place to sleep. 8 out of 10 don't foresee a
banking problem. The SSA check goes right in the back pocket. What has
them worried is this direct deposit thingy. To this day, they donšt trust
banks. I am loosing trust too. I think the potential exists for deposits
to be lost.
Bank problems? What bank problems?
paul leblanc
Sniff, sniff .... mmmmm, I've always smelled a big, fat rat when it
comes to this direct deposit thing. I stopped mine. They looked at me
with that blank, stunned stare: "What? An American who doesn't want to
give up some autonomy in order to make his life more convenient?"
Truth be known: My employer once withdrew from my account without
telling me. And my bank - fiduciary responsibility and all - allowed
it. Granted, I would have Ok'd the transaction, but that was beside
the point. The IRS will withdraw from your account too, if they feel
the need. If we run into a national emergency it wouldn't surprise me
if they just withdrew "at the press of a button" a percentage of
everybody's savings and plugged it into the failing banks. - pl
- pl
Ze...@my-dejanews.com
In article <5EB5E06064959C20.6FA8A44FA6C19510.BE69997F74FFA9B0@library-
proxy.airnews.net>,
hump...@tznet.com (Thomas) wrote:
>
> I have been doing an informal survey on people born on or before 1912
> (those who we at least 18 y.o. in 1930). These are the people who
> remember lard sandwiches, and working on a farm for a month picking stones
> for 10 cents, a meal, and a place to sleep. 8 out of 10 don't foresee a
> banking problem. The SSA check goes right in the back pocket. What has
> them worried is this direct deposit thingy. To this day, they donšt trust
> banks. I am loosing trust too. I think the potential exists for deposits
> to be lost.
>
> Bank problems? What bank problems?
As a former banker (10 years in commercial lending and support) I can safely
say that your poll respondants should be lacking trust. Bankers are by
nature procrastinating weenies. They, as a group, would rather sit around a
table at lunch, complaining about upper management, than actually
concentrating on solving any problems, so fearful are they of upsetting those
same powers that be. You can bet - yes, bet - that they will be too late.
There is no one below the level of chairman of the board within those
institutions who would take a risk, or make a decision, that would jeopardize
their futures, even if it meant ensuring their futures.
-----== Posted via Deja News, The Leader in Internet Discussion ==-----
http://www.dejanews.com/ Now offering spam-free web-based newsreading
phy...@computerpro.com
In article <357408...@popx3.idt.net>,
pleb...@pop3x.idt.net wrote:
>
> Truth be known: My employer once withdrew from my account without
> telling me. And my bank - fiduciary responsibility and all - allowed
> it. Granted, I would have Ok'd the transaction, but that was beside
> the point. The IRS will withdraw from your account too, if they feel
> the need. If we run into a national emergency it wouldn't surprise me
> if they just withdrew "at the press of a button" a percentage of
> everybody's savings and plugged it into the failing banks. - pl
>
Happened to me about 2 years ago (the same paystub that suddenly printed
4-digit years <G>) My then-employer apparently ran both the original payroll
system and the "new, improved" payroll system, resulting in two deposits into
every employee's account. Every person in my office who used direct deposit
discovered that our banks (at least 3 different banks) allowed our employer to
withdraw (not "back out", WITHDRAW) the amount of the second deposit. (This
transaction appeared on my next statement as a direct debit.) Since I had
never authorized anyone to direct debit my account, I first terrorized several
of my then-employers' payroll people, up to the div. VP level, and cancelled
my direct deposit; then blasted a few bank folk, up to branch manager level,
and then closed my accounts with them. It was fun B^>
--
Pam
Unofficial c.s.y2k smallish FAQ
http://www.computerpro.com/~phystad/csy2kfaq.html
paul leblanc
phy...@computerpro.com wrote:
>
> I first terrorized several
> of my then-employers' payroll people, up to the div. VP level, and cancelled
> my direct deposit; then blasted a few bank folk, up to branch manager level,
> and then closed my accounts with them. It was fun B^>
>
>
Yeee hahhh, ride 'em girl, ride 'em.
I can't remember the circumstances around mine, but I just said nothing
- regrettably - but stopped the Direct Deposit situation pronto.
Kowabunga. White man withdrawal done with forked tongue. Me no like
um. - pl
Mary Conner
In article <6l1na3$lba$1...@nnrp1.dejanews.com>, <phy...@computerpro.com> wrote:
>Happened to me about 2 years ago (the same paystub that suddenly printed
>4-digit years <G>)
Interesting. I recently noticed that my husband's paystubs were getting
printed with 4-digit years. And I think that started with the same
paystub where the direct deposit went in 2 days early. I didn't connect
the two at the time, but I bet they went live with the Y2K payroll system
and decided to test 2 days early so that if there were any problems, they
could be fixed before actual payday.
It has been interesting to see many of these Y2K changes happen without
fanfare and without glitches (not to say that they all are). And my
overall impression is that the suits and politicos don't have a clue.
In areas where Y2K compliance is a massive problem (especially embedded
systems) they seem to have blinders, but in other places they are going
overboard. I used to work on a database system with about 2 million
lines of code, all 2 digit years, of course, and they began a conversion
back in the early 90's to a new database system and language. I was
involved in the very early part of that, and used four digit dates in
any new files I created or converted, and I'm fairly sure the programming
team continued that after I left. So all of that should be Y2K compliant,
but there is a huge amount of legacy data stored on tapes, mostly old
sales information, and invoicing information. It's not used except in
vary rare circumstances (legal issues, mostly), and the programs that
access it still exist with the old programming language (DBL), and I
can see no good reason to spend huge amounts of time and effort to
convert them, especially since it would be illegal to generate a
modified copy of an invoice from them. Their sole purpose in life
is to recreate the actual physical copy of something that was printed
on paper. And yet, with these records indexed on 2 digit dates, and
the software that searches them also assuming 2 digit dates, total
Y2K compliance couldn't be claimed, despite the fact that this system
will never see any dates past the mid 1990's. What does such a company
do if customers, or the bank, or whoever demands a statement of 100%
Y2K compliance?
Doing a mental inventory in my head, I don't think this company has
too many realistic Y2K worries, at least in their own store. Very few
embedded systems, namely the phone system and the bar code scanners,
both of which keep track of dates, including years. Beyond that, there's
cars, trucks, and fork lifts. The building itself has no microprocessor
controlled environmental systems, and very few of the products they
sell have microprocessor controls dealing with dates, and those that
do are concerned only with time of day and day of week. They have
a contingency plan to go forward under several different scenarios,
even if the entire building is destroyed, and computer access is lost
indefinately. It's likely that their designated Y2K budget is tiny
if not nonexistant, and yet, I suspect this mid-sized company (~200
employees) will not have even moderate problems from having done no
formal Y2K plan and remediation.
The Goobers
phy...@computerpro.com wrote:
>
[snippage]
> Every person in my office who used direct deposit
> discovered that our banks (at least 3 different banks) allowed our employer to
> withdraw (not "back out", WITHDRAW) the amount of the second deposit.
How sloppy... I learned a *much* better technique for this when I was in
KC, MO. A hospital had just bought out another hospital and was
converting payroll... and they found that the Head Cheese had a
*negative* deduction associate with his payroll info. Nearest we could
figure someone went in with FileAid and changed the sign; no matter what
the mechanism was this guy was getting US$100 negatively deducted
(added) every week.
With that in mind, then... I wonder about a direct-deposit scheme where,
in the absence of withdrawal authority, the paying-company has a geek go
in and adjust signs so as to make 'negative deposits'... can anyone out
there chew on this'un?
DD
Jo Anne Slaven
The Goobers wrote:
> How sloppy... I learned a *much* better technique for this when I was in
> KC, MO. A hospital had just bought out another hospital and was
> converting payroll... and they found that the Head Cheese had a
> *negative* deduction associate with his payroll info. Nearest we could
> figure someone went in with FileAid and changed the sign; no matter what
> the mechanism was this guy was getting US$100 negatively deducted
> (added) every week.
>
> With that in mind, then... I wonder about a direct-deposit scheme where,
> in the absence of withdrawal authority, the paying-company has a geek go
> in and adjust signs so as to make 'negative deposits'... can anyone out
> there chew on this'un?
It's quite possible, and I'd say it probably happens a lot. Maybe not a
lot in a regular weekly (or whatever) payroll, but it can be done.
Consider the following scenario:
If a company loans money to an employee, (to buy a computer, for
example) there will be X number of $$ deducted from the employee's pay
every week until the loan is paid.
But what if the employee loans money to the company? (not unheard of)
The amount should be *added on* to the employee's cheque until the loan
is repaid. If the company already has a "loan" field set up in the
payroll, you stick in a "-" sign, and it works.
I could give more examples, but nobody would be reading, because you'd
all be asleep.
--
Jo Anne
Number 3 on the best-seller list!
The comp.software.year-2000 FAQ!
Be the first on your block to read it!
http://www.computerpro.com/~phystad/csy2kfaq.html
Gary L. Smith
Mary Conner (tr...@serv.net) wrote:
: Interesting. I recently noticed that my husband's paystubs were getting
: printed with 4-digit years. And I think that started with the same
: paystub where the direct deposit went in 2 days early. I didn't connect
: the two at the time, but I bet they went live with the Y2K payroll system
: and decided to test 2 days early so that if there were any problems, they
: could be fixed before actual payday.
This aroused my curiosity, so I checked my back paystubs and discovered
that 4-digit years began appearing in August 1997. So far as I recall,
there was no announcement of any change, and I'd bet that most of the
recipients didn't notice. Probably few people today could tell you how
the dates are formatted without looking at one.
We check the bottom line, though.
--
Gary L. Smith g...@infinet.com
Columbus, Ohio Gary_...@oclc.org
The Goobers
Jo Anne Slaven wrote:
>
> The Goobers wrote:
>
> > How sloppy... I learned a *much* better technique for this when I was in
> > KC, MO. A hospital had just bought out another hospital and was
> > converting payroll... and they found that the Head Cheese had a
> > *negative* deduction associate with his payroll info. Nearest we could
> > figure someone went in with FileAid and changed the sign; no matter what
> > the mechanism was this guy was getting US$100 negatively deducted
> > (added) every week.
> >
> > With that in mind, then... I wonder about a direct-deposit scheme where,
> > in the absence of withdrawal authority, the paying-company has a geek go
> > in and adjust signs so as to make 'negative deposits'... can anyone out
> > there chew on this'un?
>
> It's quite possible, and I'd say it probably happens a lot. Maybe not a
> lot in a regular weekly (or whatever) payroll, but it can be done.
>
> Consider the following scenario:
>
> If a company loans money to an employee, (to buy a computer, for
> example) there will be X number of $$ deducted from the employee's pay
> every week until the loan is paid.
>
> But what if the employee loans money to the company? (not unheard of)
> The amount should be *added on* to the employee's cheque until the loan
> is repaid. If the company already has a "loan" field set up in the
> payroll, you stick in a "-" sign, and it works.
Thanks for the thoughts but... I was thinking about things a bit
'deeper', software-wise.
I take your example to be one of a modified payroll-advance; in the
first case the 'loan' to the employee is made in anticipation of and
then drawn against future earnings. The reverse situation (employee's
loan to the company) is, as you generously put it, 'not unheard of'...
but, in my experience, for the majority of employees it speaks rather...
quietly.
To the software, then... most of the data-entry screens I've written for
payroll are moderately strict in range-checking... an hourly rate cannot
be a negative number, a deduction must be an integer, etc. Once *past*
data entry, however, the reverse is true... all representations are
signed fields and that's all she wrote; validation is left to the
upstream (data-entry) programs. Hence my wondering about other folks'
experiences... and thanks for supplying yours!
DD
Peter Reynolds
paul leblanc wrote in message <357408...@popx3.idt.net>...
>Truth be known: My employer once withdrew from my account without
>telling me. And my bank - fiduciary responsibility and all - allowed
Anyone know of problems like this with British direct debit system. People
are supposed to notify you of any changes to the amount in writing. I
remember when I was with Compuserve they interpreted this as " you can get
some writing by looking in a spoecific palce on our computer". Not what the
Direct Debit Guarantee intends!
Peter
Lochcarron, Scotland
GeorgeV...@my-dejanews.com
> >
> > I have been doing an informal survey on people born on or before 1912
> > (those who we at least 18 y.o. in 1930). These are the people who
> > remember lard sandwiches, and working on a farm for a month picking stones
> > for 10 cents, a meal, and a place to sleep. 8 out of 10 don't foresee a
> > banking problem. The SSA check goes right in the back pocket. What has
> > them worried is this direct deposit thingy. To this day, they donšt trust
> > banks. I am loosing trust too. I think the potential exists for deposits
> > to be lost.
> >
> > Bank problems? What bank problems?
>
> comes to this direct deposit thing. I stopped mine. They looked at me
> with that blank, stunned stare: "What? An American who doesn't want to
> give up some autonomy in order to make his life more convenient?"
>
> telling me. And my bank - fiduciary responsibility and all - allowed
> the point. The IRS will withdraw from your account too, if they feel
> the need. If we run into a national emergency it wouldn't surprise me
> if they just withdrew "at the press of a button" a percentage of
> everybody's savings and plugged it into the failing banks. - pl
>
>
There was a time when I considered applying for direct deposit of my
paycheck, but when I read the bank's papers I found out that I had to
grant the right to withdraw from my account as well as grant the right
to deposit so I decided not to. Supposedly this is to allow the depositor to
correct errors, but I don't want anyone to have authority to withdraw
from my account but me.
George
Tony Toews
paul leblanc <pleb...@popx3.idt.net> wrote:
>Truth be known: My employer once withdrew from my account without
>telling me. And my bank - fiduciary responsibility and all - allowed
>it.
Which is why I have a bank account used only for automatic
withdrawals. I put in what money is needed and thats it. I also
don't have a bank card as I don't trust them. (Bank branch is only 3
blocks away, I usually work at home, and I avoid with a passion any
overnight travelling.)
Tony (now just waiting to use up my coupla hundred thousand air miles
with a witty, interesting (unlike myself) woman. Uh oh, will my air
miles still be available after the Big Glitch??? )
----
Message posted to newsgroup and emailed.
Tony Toews, Independent Computer Consultant
The Year 2000 crisis: Will my parents or your grand parents still be receiving
their pension in January, 2000? See www.granite.ab.ca/year2000 for more info.
Microsoft Access Hints, Tips & Accounting Systems at www.granite.ab.ca/accsmstr.htm
Don Scott
On Wed, 03 Jun 1998 19:40:55 GMT, tto...@telusplanet.net (Tony Toews)
wrote:
>paul leblanc <pleb...@popx3.idt.net> wrote:
>
>>Truth be known: My employer once withdrew from my account without
>>telling me. And my bank - fiduciary responsibility and all - allowed
>>it.
>
>Which is why I have a bank account used only for automatic
>withdrawals. I put in what money is needed and thats it. I also
>don't have a bank card as I don't trust them.
Pray tell, what is there not to *trust* about bank cards? I know a
96-year-old woman who uses a bank card regularly, because, as she
says, it keeps her away from those "damn tellers".
Not trusting bank cards these days is rather old-fashioned, wouldn't
you say (after 20 years of operation), and it is surprising coming
from someone in the computer industry.
Regards,
Don Scott
Wayne L. Beavers
One time my bank put an extra 500+ dollars into my account. I tried to
give it back but they refuesed to take it.
I still don't use payroll deposit. I don't trust them. All financial
transactions of mine, deposits and debits, have my signature on them or
they aren't mine.
--
Wayne L. Beavers mailto:Wayne_...@Beyond-Software.com
Beyond Software, Inc. http://www.beyond-software.com
"Transforming Legacy Applications"
Francis A. Ney, Jr
> From: Ze...@my-dejanews.com
> Date: Tue, 02 Jun 1998 17:10:20 GMT
>
> As a former banker (10 years in commercial lending and support) I can safely
> say that your poll respondants should be lacking trust. Bankers are by
> nature procrastinating weenies. They, as a group, would rather sit around a
> table at lunch, complaining about upper management, than actually
> concentrating on solving any problems, so fearful are they of upsetting those
> same powers that be. You can bet - yes, bet - that they will be too late.
> There is no one below the level of chairman of the board within those
> institutions who would take a risk, or make a decision, that would jeopardize
> their futures, even if it meant ensuring their futures.
I *knew* there was a reason why I preferred credit unions. . .
Frank Ney N4ZHG WV/EMT-B VA/EMT-A LPWV NRA(L) GOA CCRKBA JPFO
Abuses by the BATF http://www.access.digex.net/~croaker/batfabus.html
'[H]uman error, bungling, and pre-emptive clumsiness will cause more damage
than the Y2K bug itself." - Ron Martell
Jo Anne Slaven
Tony Toews wrote:
> Tony (now just waiting to use up my coupla hundred thousand air miles
> with a witty, interesting (unlike myself) woman. Uh oh, will my air
> miles still be available after the Big Glitch??? )
Trade 'em in for $20 grocery certificates, Tony. And stock up on canned
tomatoes.
Binyamin Dissen
On Wed, 03 Jun 1998 20:53:17 GMT GeorgeV...@my-dejanews.com wrote:
:>In article <357408...@popx3.idt.net>,
:> pleb...@pop3x.idt.net wrote:
[ snipped ]
:>> Sniff, sniff .... mmmmm, I've always smelled a big, fat rat when it
:>> comes to this direct deposit thing. I stopped mine. They looked at me
:>> with that blank, stunned stare: "What? An American who doesn't want to
:>> give up some autonomy in order to make his life more convenient?"
:>> Truth be known: My employer once withdrew from my account without
:>> telling me. And my bank - fiduciary responsibility and all - allowed
:>> it. Granted, I would have Ok'd the transaction, but that was beside
:>> the point. The IRS will withdraw from your account too, if they feel
:>> the need. If we run into a national emergency it wouldn't surprise me
:>> if they just withdrew "at the press of a button" a percentage of
:>> everybody's savings and plugged it into the failing banks. - pl
:>> - pl
:>There was a time when I considered applying for direct deposit of my
:>paycheck, but when I read the bank's papers I found out that I had to
:>grant the right to withdraw from my account as well as grant the right
:>to deposit so I decided not to. Supposedly this is to allow the depositor to
:>correct errors, but I don't want anyone to have authority to withdraw
:>from my account but me.
Well, I once worked for a software house (I was aquired from another company -
I did not apply to work there) who's name I won't mention but whose
abbreviation is similar to a very large west coast state and got p'ed off with
their attitude and figured on quitting. I found out that the banks can do this
and that the company was holding back the last check to force the quitting
employees to sign away a lot of their rights.
In preparation I opened a new checking account, found a new job and took a few
days over vacation, i.e., I owed a few days vacation.
When ready, I gave two weeks notice to my boss when he was on vacation (put my
resignation letter on his desk) with my last day being last paycheck + the few
owed days, waited for my last paycheck, closed the direct deposit account,
then passed on my resignation to my bosses boss. The HR person realized that I
was due no pay and thus pretty much knew that I wasn't going to sign the
agreement.
Forewarned is forearmed.
--
Binyami...@theoffice.net
Binyamin Dissen <bdi...@netvision.net.il>
Roger Barnett
In article: <3575ad8d...@news.nbnet.nb.ca> sco...@nbnet.nb.ca (Don Scott)
writes:
>
> Pray tell, what is there not to *trust* about bank cards? I know a
> 96-year-old woman who uses a bank card regularly, because, as she
> says, it keeps her away from those "damn tellers".
>
> Not trusting bank cards these days is rather old-fashioned, wouldn't
> you say (after 20 years of operation), and it is surprising coming
> from someone in the computer industry.
I don't know what the situation in the US is, but here in the UK the
systems supporting bank cards and ATMs are officially infallible - so
good luck if you ever have a problem !
--
Roger Barnett
paul leblanc
Binyamin Dissen wrote:
>
> When ready, I gave two weeks notice to my boss when he was on vacation (put my
> resignation letter on his desk) with my last day being last paycheck + the few
> owed days, waited for my last paycheck, closed the direct deposit account,
> then passed on my resignation to my bosses boss. The HR person realized that I
> was due no pay and thus pretty much knew that I wasn't going to sign the
> agreement.
>
My kind of guy. - pl
bp
Truth be known: My employer once withdrew from my account without
telling me. And my bank - fiduciary responsibility and all - allowed
it. Granted, I would have Ok'd the transaction, but that was beside
the point. The IRS will withdraw from your account too, if they feel
the need. If we run into a national emergency it wouldn't surprise me
if they just withdrew "at the press of a button" a percentage of
everybody's savings and plugged it into the failing banks. - pl
what's to stop them from taking the same percentage from people who cash
a paycheck, too. just direct the cashing authority to withhold it & send
it in.
terry
--
Yet another proud member of the 'vast right-wing conspiracy.'
kre...@rocketmail.com
In article <3575ad8d...@news.nbnet.nb.ca>,
sco...@nbnet.nb.ca (Don Scott) wrote:
>
> On Wed, 03 Jun 1998 19:40:55 GMT, tto...@telusplanet.net (Tony Toews)
> wrote:
>
> >paul leblanc <pleb...@popx3.idt.net> wrote:
> >
> >>telling me. And my bank - fiduciary responsibility and all - allowed
> >>it.
> >
> >withdrawals. I put in what money is needed and thats it. I also
> >don't have a bank card as I don't trust them.
>
> 96-year-old woman who uses a bank card regularly, because, as she
> says, it keeps her away from those "damn tellers".
>
> Not trusting bank cards these days is rather old-fashioned, wouldn't
> you say (after 20 years of operation), and it is surprising coming
> from someone in the computer industry.
Don, have you considered the fact that a) Tony lives in the "boonies" and that
b) in the boonies, bank cards are still a novelty and people are still getting
used to the idea. For example, ATM's did not arrive on PEI until the early
1990's. It was a couple of years later before the first one outside of
Charlottetown was sighted and it was late 1994 before I could get one from my
bank (BoM). Interac POS did not arrive until 1996 and even then, it took a
long time before retailers got into the act (e.g. Canadian Tire only a few
months ago). Lots of people here are still adapting to the "new-fangled"
concept of bank cards. On the local CBC radio station this morning they
did a piece on the "bank card revolution on PEI". Maybe folks where Tony lives
are still going through the "revolution" also. Although I agree with you that
it is surprising that the comment is coming from someone more acquainted with
computers than the average Joe in rural Alberta (no offence, Tony). Maybe
Tony's comments were driven more by a mistrust of banks than a mistrust of
technology?
Kreskin
>
> Regards,
> Don Scott
>
> >Tony Toews, Independent Computer Consultant
-----== Posted via Deja News, The Leader in Internet Discussion ==-----
kirk reeves
> You are not the only one who doesn't trust them. Automatic Teller Machine
> are so insecure it isn't funny.
These are the thing I have seen and can verify with my own eye.Shiftless
nobodies who don't have a job and don't have a dime to their name, walking up
to a machine and walking away with cash.
Drug Dealers who has a job (so to speak) and money using the machine to turn
their money into clean electronic cash. (I guess an electronic balance has no
residue of cocine so the drug sniffing dogs are unable to detect it.
My account going crazy with a hundred deposit and withdrawals a day. It
balanced out, but there shouldn't have been so much activity. I manage to
the bank about their machine and the manager laughs in my face saying how
"secure they cash machine were. I show the manager how to access the bank
machine computer over a regular phone line to prove they weren't secure.
The manager saying that doesn't prove anything. I just saw the balance. I
still couldn't access the cash.
Lot more. Including getting extra money and worse
> >
> > >Which is why I have a bank account used only for automatic
> > >withdrawals. I put in what money is needed and thats it. I also
> > >don't have a bank card as I don't trust them.
> >
> > Pray tell, what is there not to *trust* about bank cards? I know a
> > 96-year-old woman who uses a bank card regularly, because, as she
> > says, it keeps her away from those "damn tellers".
> >
> > Not trusting bank cards these days is rather old-fashioned, wouldn't
> > you say (after 20 years of operation), and it is surprising coming
> > from someone in the computer industry.
> >
> > Regards,
> > Don Scott
> >
> > >Tony Toews, Independent Computer Consultant
>
dst...@shell1.tiac.net
x-archive-no: yes
paul leblanc <pleb...@popx3.idt.net> wrote:
> Truth be known: My employer once withdrew from my account without
> telling me. And my bank - fiduciary responsibility and all - allowed
> it. Granted, I would have Ok'd the transaction, but that was beside
> the point.
Correct. Most sheep here who have DD are very surprised when I raise the
possibility of an employer taking out money.
"They can't do that!" they say. I say, oh yes they can. Read your DD
agreement. The employer may not, in most cases, have the *right* to do
that, but you have most certainly granted the employer the *power* to do
so, and if push comes to shove, the bank will have done nothing wrong in
honoring such a withdrawal.
docd...@clark.net
In article <357874A9...@sprintmail.com>,
kirk reeves <kre...@sprintmail.com> wrote:
[snippage]
>
>My account going crazy with a hundred deposit and withdrawals a day. It
>balanced out, but there shouldn't have been so much activity. I manage to
>the bank about their machine and the manager laughs in my face saying how
>"secure they cash machine were. I show the manager how to access the bank
>machine computer over a regular phone line to prove they weren't secure.
>The manager saying that doesn't prove anything.
Well, it is your own fault... *never* begin a demonstration without
clarifying what the objective would be ('Will it prove to you that A is
the case if B is demonstrated to be so?')... but in the case of a weenie
like that the only appropriate response was 'How interesting... well, The
Investigative Reporter at Channel 99 said he would think differently; I
told him he would get the story depending on your response. See you on
the six o'clock news!'
DD
Tony Toews
Roger Barnett <Ro...@natron.demon.co.uk> wrote:
>In article: <3575ad8d...@news.nbnet.nb.ca> sco...@nbnet.nb.ca (Don Scott)
>writes:
>> Not trusting bank cards these days is rather old-fashioned, wouldn't
>> you say (after 20 years of operation), and it is surprising coming
>> from someone in the computer industry.
Not at all. It's because I'm in the computer industry that I *DON'T*
trust bank cards. I want a piece of filled out paper with either a
bank stamp or a signature. No PIN's for me.
>I don't know what the situation in the US is, but here in the UK the
>systems supporting bank cards and ATMs are officially infallible - so
>good luck if you ever have a problem !
Exactly. A coupla years ago a law student complained stating that
money had been withdrawn from his account via his card without his
knowledge. The bank defended it. The judge agreed with the bank
stating that while the judge felt the law student was quite credible
and trustworthy that the bank didn't have to reimburse the law
sutdent.
Tony
----
Message posted to newsgroup and emailed.
Tony Toews, Independent Computer Consultant
Tony Toews
kre...@rocketmail.com wrote:
>Don, have you considered the fact that a) Tony lives in the "boonies" and that
Actually though I lived in Edmonton, pop 700,000, travelled a lot
throughout Canada and have used bank cards and credit cards
extensively. In fact when the bank cards first came out I had
accounts at Canada's two largest banks just so I could get money out
no matter where I was.
(Didn't help me though in some very small towns though. One town,
(Stewart, BC, a mile from Alaska) had one branch which still used
ledger cards. They and Tuktoyuktuk were the only two branches of the
CIBC not on the nationwide network at that time due to costs of
bringing in full time communication lines.)
I recall one time in Ottawa Airport wanting to get money out of the
bank card machine. I couldn't because my account musta been on some
computer which serviced western Canada whereas lots of other folks
could get their cash out.
>Although I agree with you that
>it is surprising that the comment is coming from someone more acquainted with
>computers than the average Joe in rural Alberta (no offence, Tony). Maybe
>Tony's comments were driven more by a mistrust of banks than a mistrust of
>technology?
Mistrust of both. I trust neither banks nor technology. See my other
posting on this topic.
Convenience is part of it too. For me it's darned convenient to visit
a teller. Better than having to remember a PIN number. Besides
Susan, Joan, Evelyn and Laura are very nice folks.
designated PL
Clever boy!!!
Do unto them before they get a chance to do unto you.
Des
======================================
==================================
Well, I once worked for a software house (I was aquired from another
company -
I did not apply to work there) who's name I won't mention but whose
abbreviation is similar to a very large west coast state and got p'ed off
with
their attitude and figured on quitting. I found out that the banks can do
this
and that the company was holding back the last check to force the quitting
employees to sign away a lot of their rights.
In preparation I opened a new checking account, found a new job and took a
few
days over vacation, i.e., I owed a few days vacation.
Steve Dover
dst...@shell1.tiac.net wrote:
>
[snip]
> Correct. Most sheep here who have DD are very surprised when I raise the
> possibility of an employer taking out money.
>
--
Are you ready for year MM?
The Mother of all Messes.
572 Days to go before 'Ignorance is bliss' is obsolete.
news:comp.software.year-2000 Come for the signal, stay for the noise.