cashing a check in Osaka
X Japan
Any insights are much appreciated...
Kansai Kingpin
Ryan Ginstrom
"X Japan" <japans...@yahoo.com> wrote in message
news:91182238.03090...@posting.google.com...
> Does anybody know where I can cash a U.S. check in Osaka??
> Any insights are much appreciated...
The easiest route will probably be depositing it to a bank in your home
country, and getting someone to wire it to you in Osaka.
--
Regards,
Ryan Ginstrom
Eric Takabayashi
Agreed, because the bank you find may be like my local bank, and say it
will take a month to confirm with the issuing bank in a foreign country,
and $30 or 30% (can't remember) PER check to cash, at their rate.
People shouldn't use foreign checks to Japan. Ask people to wire money or
give you traveler's checks.
Michael Cash
<eta...@yahoo.co.jp> belched the alphabet and kept on going with:
I've had good luck using International Postal Money Orders (in both
directions).
Eric Takabayashi
> I've had good luck using International Postal Money Orders (in both
> directions).
Send International Money Orders
"For only $3.25, you can purchase international money orders valued at up to
$700 to 30 countries, with additional countries being added in the near
future (some exceptions apply - see below). You can then send your money
order using Global Priority Mailィ or Global Express Mailィ. The money orders
can be cashed at the post office locations of the destination country."
Hmm. Sounds cheap and easy enough. Too bad about that $700 limit. Even
Western Union's limit appears to be $1000.
Wiring was the easiest way for large amounts like for a wedding or a car from
my home accounts.
Haluk
"Eric Takabayashi" <eta...@yahoo.co.jp>, haber iletisinde ?unlar?
yazd?:3F5AE1DE...@yahoo.co.jp...
> ...
> Agreed, because the bank you find may be like my local bank, and say it
> will take a month to confirm with the issuing bank in a foreign country,
> and $30 or 30% (can't remember) PER check to cash, at their rate.
>
> People shouldn't use foreign checks to Japan. Ask people to wire money or
> give you traveler's checks.
>
International Postal Checks are a good alternative too.
Eric Takabayashi
If your needs are within those limits, they sound very cheap and simple. If I
needed money, from my home bank accounts or anyone else, $700 or $1,000
wouldn't cut it.
"Send International Money Orders
For only $3.25, you can purchase international money orders valued at up to
$700 to 30 countries, with additional countries being added in the near future
(some exceptions apply - see below). You can then send your money order using
Global Priority Mailィ or Global Express Mailィ. The money orders can be cashed
at the post office locations of the destination country."
Western Union will send up to $1,000.
Now I'm curious about this, because I will have need soon. Actually, if I
would like to tax advantage of tax breaks, I will have to buy and move into a
house by December of this year.
Do you know ways to send more money, or more cheaply? I'm thinking emergency
medical bills, living expenses, legal bills, or down payment or cash payment
on a house.
Jim
>
> Do you know ways to send more money, or more cheaply? I'm thinking emergency
> medical bills, living expenses, legal bills, or down payment or cash payment
> on a house.
>
Take a look at https://www.foreign-currency.com/home.asp
These guys will send unlimited amounts of Japanese yen from the US to Japan
for $35 per wire. They also charge about a 7.1% currency spread. Don't know if
you can do better from wherever you have your money stashed away.
I think that for large currency movements, the currency spread costs the most.
You could also buy a huge number of traveler's checks, and have them converted
to yen in Japan if you can find a spread less than 7%. The site above will sell
you Japanese yen denominated traveler's checks as well, for a slightly lower
spread. But still a bit over 7%.
But if you're wiring say $30,000 a 7% spread is $2100. Buying a house outright
will require you to seek out a cheaper method of moving the money, or else
you'll be subjecting yourself to depression and hatred for the banks and
their huge fees!
You might want to check your bank and see if they'll buy gold bullion bars...
there are places that will mail the goods to your US address for
free: http://www.golddealer.com/index.asp
Buy a ticket home, visit the relatives, collect your gold and lie to
the customs folks about your baggage! If necessary... I don't know Japan's
laws concerning gold bullion imports.
The guys above buy/sell gold with only a 3% spread. But you are exposing yourself
to price fluctuations between your purchase in the US and the sale in Japan.
Or you could open an account with an investment bank like Merrill Lynch
that has offices in the US as well as Japan. Maybe there is a financial
instrument you can fund with your dollars from the US, and liquidate in
Yen in Japan to bypass the forex spread (Yen futures?). If you want to move
enough money to buy a house outright in Japan, this may be the way as there seems to be
ways for the rich to move their money about at low cost.
-Jim
Fabian
"Eric Takabayashi" <eta...@yahoo.co.jp> wrote in message
news:3F5B6344...@yahoo.co.jp...
> "Send International Money Orders
> For only $3.25, you can purchase international money orders valued at
up to
> $700 to 30 countries, with additional countries being added in the
near future
> (some exceptions apply - see below). You can then send your money
order using
> Global Priority Mailィ or Global Express Mailィ. The money orders can
be cashed
> at the post office locations of the destination country."
...
> Do you know ways to send more money, or more cheaply? I'm thinking
emergency
> medical bills, living expenses, legal bills, or down payment or cash
payment
> on a house.
Is there any particular reason you couldn't buy a thousand or so of
these at the same time? Assuming you have the money in your accpount of
course.
--
--
Fabian
Once you get over the initial panic stage, oxygen starvation is actually
a rather pleasant sensation, almost like falling asleep.
X Japan
branches operating in Osaka that would cash a US check?
japans...@yahoo.com (X Japan) wrote in message news:<91182238.03090...@posting.google.com>...
Ryan Ginstrom
> branches operating in Osaka that would cash a US check?
You already got an answer, just probably not the one you want. Unless things
have changed drastically since I tried to cash a US check in Japan, it will
be cheaper and faster to mail it to the states, and have someone wire it.
Like, 10 vs 30 days and some dollars in fees.
If you were counting on that money to live on right away, then I hope you
have a plan B.
--
Regards,
Ryan Ginstrom
Rindler Sigurd
> branches operating in Osaka that would cash a US check?
>
Well, get your web browser ready, type in "Citibank Osaka", then hit the
Enter key! It's faster for you to get a result and less work for us to do
your job...
Citibank, NA, Shinsaibashi Branch, Osaka City. TEL: 0120-110-330.
Citibank, NA, Hommachi Branch, Osaka City. TEL: 0120-110-330.
JP Morgan Chase Bank, Osaka Branch, Osaka City. TEL: (06) 6229-8281.
If you are lucky, they will cash your check. And if you are very surprised
after you have received your money, it's probably the fee which the bank has
taken from you. If it's a well known bank, you are probably out of luck, or
you wait for ages until it starts working...
Note: Wherever you go in the world, take Citicorp traveler checks or have a
Visa card ready!
Sigi
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Michael Cash
<srin...@da2.so-net.ne.jp> belched the alphabet and kept on going
with:
>
>"X Japan" <japans...@yahoo.com> wrote in message
>news:91182238.03090...@posting.google.com...
>> But back to the original question -- are there not any US bank
>> branches operating in Osaka that would cash a US check?
>>
>
>
>Well, get your web browser ready, type in "Citibank Osaka", then hit the
>Enter key! It's faster for you to get a result and less work for us to do
>your job...
>
You're cutting me out of a reason for living. I've gotten quite used
to performing all his google searches for him.
Eric Takabayashi
> Eric Takabayashi wrote:
> >
> > Do you know ways to send more money, or more cheaply? I'm thinking emergency
> > medical bills, living expenses, legal bills, or down payment or cash payment
> > on a house.
>
> Take a look at https://www.foreign-currency.com/home.asp
Hi Jim. Thank you.
> These guys will send unlimited amounts of Japanese yen from the US to Japan
> for $35 per wire. They also charge about a 7.1% currency spread. Don't know if
> you can do better from wherever you have your money stashed away.
I am pretty sure my bank at home could beat that exchange rate, and I have a joint account
with my mother to facilitate transactions.
> I think that for large currency movements, the currency spread costs the most.
There was the time around '95 when the yen lost about five yen against the dollar during
the week it took me to get to Hiroshima Bank and for them to execute the order to transfer
some funds. That hurt.
> You could also buy a huge number of traveler's checks, and have them converted
> to yen in Japan if you can find a spread less than 7%. The site above will sell
> you Japanese yen denominated traveler's checks as well, for a slightly lower
> spread. But still a bit over 7%.
Banks' rates for converting US traveler's checks to yen are better than cash.
> But if you're wiring say $30,000 a 7% spread is $2100. Buying a house outright
> will require you to seek out a cheaper method of moving the money, or else
> you'll be subjecting yourself to depression and hatred for the banks and
> their huge fees!
>
> You might want to check your bank and see if they'll buy gold bullion bars...
> there are places that will mail the goods to your US address for
> free: http://www.golddealer.com/index.asp
I have considered bullion and collectible coins. I favor how this site sounds.
http://certifiedmint.com/introduction.htm
I'm afraid I don't believe optimism in silver futures (may surpass gold, right), or the
long term performance of gold.
There may be something to buying newly issued US .999 pure silver dollars for say, $9.95
each, and watching them appreciate to $14.95 or more in a few years. The problem there is
how much people would actually buy my collection for.
> Buy a ticket home, visit the relatives, collect your gold and lie to
> the customs folks about your baggage! If necessary... I don't know Japan's
> laws concerning gold bullion imports.
1 oz. gold coins are compact at about $400 each, but a handful of metal through the
scanner would probably attract attention.
> The guys above buy/sell gold with only a 3% spread. But you are exposing yourself
> to price fluctuations between your purchase in the US and the sale in Japan.
>
> Or you could open an account with an investment bank like Merrill Lynch
> that has offices in the US as well as Japan. Maybe there is a financial
> instrument you can fund with your dollars from the US, and liquidate in
> Yen in Japan to bypass the forex spread (Yen futures?).
I will never get over not buying Yahoo! or Yahoo! Japan shares.
Rindler Sigurd
> to performing all his google searches for him.
>
>
Sorry, Mike...
But maybe you can find another Citibank 5 minutes from his place.:-)
Kaz
> But back to the original question -- are there not any US bank
> branches operating in Osaka that would cash a US check?
I remember I cashed a US check in Bank of America in Kobe a loooooong
time ago, but I don't think there is any now. There was also a branch
of Chase Manhattan Bank in Osaka but I'm not sure if they're still
operating. The best thing I recommend is to go to a branch of
Tokyo-Mitsubishi Bank. They are the branches of Union Bank of
California. And you will find a branch of Tokyo-Mitsubishi Bank
anywhere in Osaka.
Sherrod Segraves
> Merrill Lynch that has offices in the US as well as Japan.
I had a Merrill Lynch account, and I might as well have been on the moon as
far as they were concerned. They even refused to change my mailing address
to Japan.
--Sherrod
Eric Takabayashi
> japans...@yahoo.com (X Japan) wrote in message news:<91182238.03090...@posting.google.com>...
> > But back to the original question -- are there not any US bank
> > branches operating in Osaka that would cash a US check?
>
> I remember I cashed a US check in Bank of America in Kobe a loooooong
> time ago, but I don't think there is any now.
The retarded racists demonstrate their disdain for the Kinai people.
> There was also a branch
> of Chase Manhattan Bank in Osaka but I'm not sure if they're still
> operating.
They don't like Kansai, either.
> The best thing I recommend is to go to a branch of
> Tokyo-Mitsubishi Bank.
Nooooooo! Not to the Tokyo Imperialist Jap bank!
> They are the branches of Union Bank of California.
Not the crude white imperialist gaijin bank!
> And you will find a branch of Tokyo-Mitsubishi Bank
> anywhere in Osaka.
Nooooooo!
Jim
One company that will change your mailing address is the Economist. One
can start a subscription in a low-cost country (UK, USA), and then change
one's mailing address to Japan and continue the subscription at UK prices.
-Jim
Kaz
> Kaz wrote:
>
> > japans...@yahoo.com (X Japan) wrote in message news:<91182238.03090...@posting.google.com>...
> > > But back to the original question -- are there not any US bank
> > > branches operating in Osaka that would cash a US check?
> >
> > I remember I cashed a US check in Bank of America in Kobe a loooooong
> > time ago, but I don't think there is any now.
>
>
> > of Chase Manhattan Bank in Osaka but I'm not sure if they're still
> > operating.
>
>
> > Tokyo-Mitsubishi Bank.
>
>
>
>
> > anywhere in Osaka.
>
>
Thanks for your nice reply message, little nip ape Eric.