Hi Rob,
The raw $request is DownloadFileList2-SOAPRequest-raw.xml in zip
http://www.kajala.com/temp/NordeaWSTest1.zip (also attached it here as tar).
The .P12 file converted as .PEM has two certs and two private keys. I've tried them both in signing the ApplicationRequest and signing the SOAP but so far no luck.
Thanks again for your help!
Jani