I don't care if the card comes with an annual fee or not, I just want a
higher rate of points earnigs. I had an Amex Rewards Maximiser card that
used to give me 1.5 points per $ spent, but now that Qantas has made these
changes, Amex will only give me 1.25 points and they want to charge me
another $60 pa for the privilege ($258 pa in all).