FINI619 Ratios
Misbah Yousuf
Spread income
Also called margin income, the difference between income and cost. For a depository institution, the difference between the assets it invests in (loans and securities) and the cost of its funds (deposits and other sources).
| Spread Ratio |
Spread Ratio = Interest Earned / Interest Expense |
Regards,
mc090403545 Noman Tahir
1) Operating Cash Flow Ratio ka formual kisi ko ataa hai k nahi....................
--
--
Please visit www.vuzs.net For Current & Old Papers, Quizzes, Assignments and study material.
To post a new message on this group, send email to vu...@googlegroups.com
Message Posting Rules: http://vuzs.net/faq/4795-vuzs-google-groups-basic-rules-for-posting-messages.html
--
To unsubscribe from this group, send email to vuZs+uns...@googlegroups.com
--
To join this group Send blank email to vuZs+su...@googlegroups.com
or visit
http://groups.google.com/group/vuZs/subscribe
Dream Girl
zeeshan ahmad
operation cash flow from operations/current liabilities
Hum us say hat kar chaltay hain jo rasta aam ho jaai !!!
Best Regards,
ZEESHAN AHMAD
MBA ( Finance)
>>>ReMeMbEr Me iN YoUr PrAyErS<<<
mc090402664 Syed Muhammad Shabih Ul Hassan
how Ratio analysis formulas be used,as i had done internship in chartered accountant firm.plz reply
mc090403545 Noman Tahir
1) Operating Cash Flow Ratio
Formula: - Operating Cash Flow Ratio = Cash Flow from Operations / Current Liabilities
beena meena
On 1/11/12, mc090402664 Syed Muhammad Shabih Ul Hassan
<mc090...@vu.edu.pk> wrote:
> AoA fellows,
> how Ratio analysis formulas be used,as i had done
> internship in chartered accountant firm.plz reply
>
> On Thu, Jan 12, 2012 at 11:37 AM, zeeshan ahmad
> <ask4z...@gmail.com>wrote:
>
>> i think operating cash flow ka formula ha...
>> operation cash flow from operations/current liabilities
>>
>> On Wed, Jan 11, 2012 at 11:59 AM, Dream Girl
>> <girl.d...@gmail.com>wrote:
>>
>>> koi btaye ga k figures consolidated statements me se leni hy???????
>>>
>>>
>>> On Wed, Jan 11, 2012 at 11:17 AM, mc090403545 Noman Tahir <
>>> mc090...@vu.edu.pk> wrote:
>>>
>>>> 1) Operating Cash Flow Ratio ka formual kisi ko ataa hai k
>>>> nahi....................
>>>>
>>>>
>>>>
>>>>
>>>>
>>>> On Wed, Jan 11, 2012 at 9:20 PM, Misbah Yousuf
>>>> <mc080...@vu.edu.pk>wrote:
>>>>
>>>>> *Friends, *
>>>>> *
>>>>> *
>>>>> *This year, VU has added a new ratio in ratio analysis. which are as
>>>>> follows;*
>>>>> *Spread Ratios*
>>>>> *Gross Spread Ratio*
>>>>> *
>>>>> *
>>>>> *What is Spread ratio?*
>>>>> *
>>>>> *
>>>>> Spread income
>>>>>
>>>>> Also called margin income, the difference between income and cost. For
>>>>> a depository institution, the difference between the assets it invests
>>>>> in
>>>>> (loans and securities) and the cost of its funds (deposits and other
>>>>> sources).
>>>>>
>>>>> *Please read more about spread and spread ratios on following link.*
>>>>>
>>>>> http://www.ehow.com/info_8514821_gross-spread-ratio.html
>>>>>
>>>>> *Here are the formulas to calculate spread ratios for banks.*
>>>>>
>>>>> *Spread Ratio*
>>>>>
>>>>> Spread Ratio = Interest Earned / Interest Expense
>>>>> *Gross Spread Ratio*
>>>>>
>>>>> Gross Spread = (Net Markup Income/Gross Income)
>>>>>
>>>>>
>>>>> --
>>>>> *Regards, *
>>>>> *Misbah Yousuf*
beena meena
On 1/12/12, beena meena <beenagu...@gmail.com> wrote:
> agr kisi ny wo 5 ratio ki hay plz share me
Misbah Yousuf
Operating Cash Flow Ratio
Formula= Net cash from operating activities/ Current Liabilities
mc100204102 Iram Hanif
beena meena
Non Interest Income to Total Income Ratio
Advances / Deposits Ratio
Operating Cash Flow Ratio
in k formula btain nnnnnnnnnnnnnnnnnnnnnnna
On 1/12/12, beena meena <beenagu...@gmail.com> wrote:
> plz agr wo ratio kr li hy to plz mj formula snd kr do na
>
> On 1/12/12, mc100204102 Iram Hanif <mc100...@vu.edu.pk> wrote:
>> is ka formula tu yehi hai lekin jo solution upload hoa hai spread ratio
>> ka
>> aur is ks wo meray khayal se wrong hai
>>
>>
>> On Thu, Jan 12, 2012 at 3:25 PM, Misbah Yousuf
>> <mc080...@vu.edu.pk>wrote:
>>
>>> *Operating Cash Flow Ratio*
>>>
>>> *
>>> *
>>>
>>> Formula= Net cash from operating activities/ Current Liabilities
>>>
>>> ---------- Forwarded message ----------
>>> From: zeeshan ahmad <ask4z...@gmail.com>
>>> Date: Thu, Jan 12, 2012 at 11:37 AM
>>> Subject: Re: [ vuZs.net ] FINI619 Ratios
>>> To: vu...@googlegroups.com
>>>
>>>
>>> i think operating cash flow ka formula ha...
>>> operation cash flow from operations/current liabilities
>>>
>>> On Wed, Jan 11, 2012 at 11:59 AM, Dream Girl
>>> <girl.d...@gmail.com>wrote:
>>>
>>>> koi btaye ga k figures consolidated statements me se leni hy???????
>>>>
>>>>
>>>> On Wed, Jan 11, 2012 at 11:17 AM, mc090403545 Noman Tahir <
>>>> mc090...@vu.edu.pk> wrote:
>>>>
>>>>> 1) Operating Cash Flow Ratio ka formual kisi ko ataa hai k
>>>>> nahi....................
>>>>>
>>>>>
>>>>>
>>>>>
>>>>>
>>>>> On Wed, Jan 11, 2012 at 9:20 PM, Misbah Yousuf
>>>>> <mc080...@vu.edu.pk>wrote:
>>>>>
>>>>>> *Friends, *
>>>>>> *
>>>>>> *
>>>>>> *This year, VU has added a new ratio in ratio analysis. which are as
>>>>>> follows;*
>>>>>> *Spread Ratios*
>>>>>> *Gross Spread Ratio*
>>>>>> *
>>>>>> *
>>>>>> *What is Spread ratio?*
>>>>>> *
>>>>>> *
>>>>>> Spread income
>>>>>>
>>>>>> Also called margin income, the difference between income and cost.
>>>>>> For
>>>>>> a depository institution, the difference between the assets it
>>>>>> invests
>>>>>> in
>>>>>> (loans and securities) and the cost of its funds (deposits and other
>>>>>> sources).
>>>>>>
>>>>>> *Please read more about spread and spread ratios on following link.*
>>>>>>
>>>>>> http://www.ehow.com/info_8514821_gross-spread-ratio.html
>>>>>>
>>>>>> *Here are the formulas to calculate spread ratios for banks.*
>>>>>>
>>>>>> *Spread Ratio*
>>>>>>
>>>>>> Spread Ratio = Interest Earned / Interest Expense
>>>>>> *Gross Spread Ratio*
>>>>>>
>>>>>> Gross Spread = (Net Markup Income/Gross Income)
>>>>>>
>>>>>>
>>>>>> --
>>>>>> *Regards, *
>>>>>> *Misbah Yousuf*
>>> *Regards, *
>>> *Misbah Yousuf*
beena meena
On 1/12/12, mc100204102 Iram Hanif <mc100...@vu.edu.pk> wrote:
> is ka formula tu yehi hai lekin jo solution upload hoa hai spread ratio ka
> aur is ks wo meray khayal se wrong hai
>
>
> On Thu, Jan 12, 2012 at 3:25 PM, Misbah Yousuf <mc080...@vu.edu.pk>wrote:
>
>> *Operating Cash Flow Ratio*
>>
>> *
>> *
>>
>> Formula= Net cash from operating activities/ Current Liabilities
>>
>> ---------- Forwarded message ----------
>> From: zeeshan ahmad <ask4z...@gmail.com>
>> Date: Thu, Jan 12, 2012 at 11:37 AM
>> Subject: Re: [ vuZs.net ] FINI619 Ratios
>> To: vu...@googlegroups.com
>>
>>
>> i think operating cash flow ka formula ha...
>> operation cash flow from operations/current liabilities
>>
>> On Wed, Jan 11, 2012 at 11:59 AM, Dream Girl
>> <girl.d...@gmail.com>wrote:
>>
>>> koi btaye ga k figures consolidated statements me se leni hy???????
>>>
>>>
>>> On Wed, Jan 11, 2012 at 11:17 AM, mc090403545 Noman Tahir <
>>> mc090...@vu.edu.pk> wrote:
>>>
>>>> 1) Operating Cash Flow Ratio ka formual kisi ko ataa hai k
>>>> nahi....................
>>>>
>>>>
>>>>
>>>>
>>>>
>>>> On Wed, Jan 11, 2012 at 9:20 PM, Misbah Yousuf
>>>> <mc080...@vu.edu.pk>wrote:
>>>>
>>>>> *Friends, *
>>>>> *
>>>>> *
>>>>> *This year, VU has added a new ratio in ratio analysis. which are as
>>>>> follows;*
>>>>> *Spread Ratios*
>>>>> *Gross Spread Ratio*
>>>>> *
>>>>> *
>>>>> *What is Spread ratio?*
>>>>> *
>>>>> *
>>>>> Spread income
>>>>>
>>>>> Also called margin income, the difference between income and cost. For
>>>>> a depository institution, the difference between the assets it invests
>>>>> in
>>>>> (loans and securities) and the cost of its funds (deposits and other
>>>>> sources).
>>>>>
>>>>> *Please read more about spread and spread ratios on following link.*
>>>>>
>>>>> http://www.ehow.com/info_8514821_gross-spread-ratio.html
>>>>>
>>>>> *Here are the formulas to calculate spread ratios for banks.*
>>>>>
>>>>> *Spread Ratio*
>>>>>
>>>>> Spread Ratio = Interest Earned / Interest Expense
>>>>> *Gross Spread Ratio*
>>>>>
>>>>> Gross Spread = (Net Markup Income/Gross Income)
>>>>>
>>>>>
>>>>> --
>>>>> *Regards, *
>>>>> *Misbah Yousuf*
>> *Regards, *
>> *Misbah Yousuf*
mc100204102 Iram Hanif
beena meena
mc090402664 Syed Muhammad Shabih Ul Hassan
JaNNat
mc090402664 Syed Muhammad Shabih Ul Hassan
JaNNat
B@bs
JaNNat
JaNNat
JaNNat
S1bT1in
By the blessing of Almighty GOD i have successfully pass the written internship report below is instructor comments.
Virtual University of Pakistan
Evaluation Sheet for Internship Report
Fall 2011
FINI619: Internship Report (Finance) Credit Hours: 3
|
Evaluation Criteria |
Result |
|
Written Work Status (Internship Report) |
Pass |
|
Presentation & Viva Voce |
|
|
Final Result |
|
Name of Student: Sibtain Abbas
Student’s ID: MC100202756
Pass
Dear student,
You are declared PASS in your written work.
mc090401085 Muhammad Atif Rashid
WASI
Thanks & Regards
Muhammad Waqas
MBA (FINANCE)
“Don’t argue with idiots, first they bring you to their own level and then beet you with their experience”
mc090404563 Hifza Shan
mc090401085 Muhammad Atif Rashid
dua
mc090404080 Sajid Iqbal
S1bT1in
--
S1bT1in
mc100204102 Iram Hanif
dua
meri report b rejected n i still dnt receive any mail from vuu um much wry can anybdy tell me k mera evulation letter recive ho gya ha k nhnn coz vu dsnt mail me anyy...........
S1bT1in
mc090404680 Khadija Tahir
zeeshan riaz
mc090404680 Khadija Tahir
S1bT1in
kia corection kay bad dubara submit kerwani ha
--
alia arif
Ahsan khan
Dear ye hai vu ka note.
NOTE:
· The students who have been declared “Pass” in the Written Work i.e. “Pass” in assignment # 01 in Fall 2011 Semester are NOT allowed to attempt Assignment # 02. They have already passed the Written Work thus are required to prepare themselves for presentation & viva voce.
· The students whose results have been declared as Needs Improvement in the Internship Report (Assignment # 1) are NOT required to submit their Presentation Slides against Assignment # 03 that will be opened on 30th January, 2012. They will be required to submit PPTs when they will pass the written work in Assignment # 02. Separate assignment for PPTs will be opened for them after the declaration of Assignment # 02 result.
or ye hai meri internship report result
Virtual University of Pakistan
Evaluation Sheet for Internship Report
Fall 2011
FINI619: Internship Report (Finance) Credit Hours: 3
|
Evaluation Criteria |
Result |
|
Written Work Status (Internship Report) |
Pass |
|
Presentation & Viva Voce |
|
|
Final Result |
|
Name of Student: Ahsan Mehboob
Student’s ID: MC090405808
Your training program is not up to the mark. Read the comments given in this section. Your result has been declared as pass based on the condition that you have to defend yourself very well during your presentation & viva voce.
Units should be mentioned with ratios answers.
Mistakes are highlighted so be very careful while preparing PPT slides and remove these mistakes. These should not be in your PPTs.
Where are your recommendations on the basis of ratio analysis? You have to given recommendations on the basis of ratio analysis on PPTs.
Best of luck for presentation & viva voce
kindly tell me that i have need to submit once again internship report????? or not?
g karvani ha after correction. plz help me in ratio portion . me prepared internship report 4 NBP.
Misbah Yousuf
Regards,
Ahsan khan
sesh
mc090404680 Khadija Tahir
mc090402602 Misbah Batool
kya assignment no 2 submit krwana lazmi hai ?
mc090404680 Khadija Tahir
S1bT1in
operating cash flow ratio ka unit kya hota hia ....
mc090404680 Khadija Tahir
tulip 5025
have ladt chance and the date is 22-2-2012.i have problem in spread
ratio and non intrest.
On 2/2/12, mc090404680 Khadija Tahir <mc090...@vu.edu.pk> wrote:
> hota hai to instructor ne kha hai k mention krn
>
mc090401523 Muhammad Ikram
Virtual University of Pakistan
Evaluation Sheet for Internship Report
Fall 2011
FINI619: Internship Report (Finance) Credit Hours: 3
Evaluation Criteria
Result
Written Work Status
(Internship Report)
Pass
Presentation & Viva Voce
Final Result
Name of Student: Muhammad Ikram
Student’s ID: Mc090401523
Mistakes have been highlighted. Make corrections and carefully read the comments given in your evaluated report and prepare yourself for presentation. You must be very clear about the each and every task performed by you during your training period.
You should be able to interpret the results of the ratios. You also need to be very clear about the units of the ratios.
Interpretation of ratios should cover two steps:
Step # 1) Result understanding: i.e. what does the answer derived from ratio calculation indicates? You have to critically analyze the result of calculated ratio by explaining the relationship of numerator with that of a denominator.
Step #2) Trend Analysis: i.e. what are the variations in a company’s ratio results i.e. the trend for the same company and the reasons for that change in trend?
Carefully read lesson 07 and prepare your presentation slides accordingly. You can contact your course instructor, if find any difficulty.
S1bT1in
By the blessing of Almighty GOD i have successfully pass the written internship report below is instructor comments.
Virtual University of Pakistan
Evaluation Sheet for Internship Report
Fall 2011
FINI619: Internship Report (Finance) Credit Hours: 3
Evaluation Criteria
Result
Written Work Status
(Internship Report)
Pass
Presentation & Viva Voce
Final Result
Name of Student: Sibtain Abbas
Student’s ID: MC100202756
thnx,4 replying,
national bank NBP
>> >>> *Operating Cash Flow Ratio*
>> >>>
>> >>> *
>> >>> *
>> >>>
>> >>> Formula= Net cash from operating activities/ Current Liabilities
>> >>>
>> >>> ---------- Forwarded message ----------
>> >>> From: zeeshan ahmad <ask4z...@gmail.com>
>> >>> Date: Thu, Jan 12, 2012 at 11:37 AM
>> >>> Subject: Re: [ vuZs.net ] FINI619 Ratios
>> >>> To: vu...@googlegroups.com
>> >>>
>> >>>
>> >>> i think operating cash flow ka formula ha...
>> >>> operation cash flow from operations/current liabilities
>> >>>
>> >>> On Wed, Jan 11, 2012 at 11:59 AM, Dream Girl
>> >>> <girl.d...@gmail.com>wrote:
>> >>>
>> >>>> koi btaye ga k figures consolidated statements me se leni hy???????
>> >>>>
>> >>>>
>> >>>> On Wed, Jan 11, 2012 at 11:17 AM, mc090403545 Noman Tahir <
>> >>>> mc090...@vu.edu.pk> wrote:
>> >>>>
>> >>>>> 1) Operating Cash Flow Ratio ka formual kisi ko ataa hai k
>> >>>>> nahi....................
>> >>>>>
>> >>>>>
>> >>>>>
>> >>>>>
>> >>>>>
>> >>> --
>> >>> Apnay Taarf k liay faqt aik baat kafi hay!!!
>> >>> Hum us say hat kar chaltay hain jo rasta aam ho jaai !!!
>> >>>
>> >>> Best Regards,
>> >>> ZEESHAN AHMAD
>> >>> MBA ( Finance)
>> >>>
>> >>>
>> >>> >>>ReMeMbEr Me iN YoUr PrAyErS<<<
>> >>>
>> >>>
>> >>> --
>> >>> --
>> >>> Please visit www.vuzs.net For Current & Old Papers, Quizzes,
>> Assignments
>> >>> and study material.
>> >>>
>> >>> To post a new message on this group, send email to
>> vu...@googlegroups.com
>> >>>
>> >>> Message Posting Rules:
>> >>>
>> http://vuzs.net/faq/4795-vuzs-google-groups-basic-rules-for-posting-messages.html
>> >>> --
>> >>> To unsubscribe from this group, send email to
>> >>> vuZs+uns...@googlegroups.com
>> >>> --
>> >>> To join this group Send blank email to vuZs+su...@googlegroups.com
>> >>> or visit
>> >>> http://groups.google.com/group/vuZs/subscribe
>> >>>
>> >>>
>> >>>
>> >>> --
>> >>> *Regards, *
>> >>> *Misbah Yousuf*
>> >>>
B@bs
--
--
--
Please visit www.vuzs.net For Current & Old Papers, Quizzes, Assignments and study material.
To post a new message on this group, send email to vu...@googlegroups.com
Message Posting Rules: http://vuzs.net/faq/4795-vuzs-google-groups-basic-rules-for-posting-messages.html
--
To unsubscribe from this group, send email to vuZs+uns...@googlegroups.com
--
To join this group Send blank email to vuZs+su...@googlegroups.com
or visit
http://groups.google.com/group/vuZs/subscribe
--
--
Please visit www.vuzs.net For Current & Old Papers, Quizzes, Assignments and study material.
To post a new message on this group, send email to vu...@googlegroups.com
Message Posting Rules: http://vuzs.net/faq/4795-vuzs-google-groups-basic-rules-for-posting-messages.html
--
To unsubscribe from this group, send email to vuZs+uns...@googlegroups.com
--
To join this group Send blank email to vuZs+su...@googlegroups.com
or visit
http://groups.google.com/group/vuZs/subscribe
--
B@bs