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Oliver de Peyer  
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 More options Jul 20 2012, 9:38 am
From: Oliver de Peyer <go.vertit...@googlemail.com>
Date: Fri, 20 Jul 2012 14:38:46 +0100
Local: Fri, Jul 20 2012 9:38 am
Subject: Re: [UKHAS] Insurance
Maybe we really should start intentionally dumping payloads in the sea
(and see if we can recover them by boat or if swept ashore), to
greatly reduce the chance of hitting anything, ever? (Except plankton)
I'm not even kidding. Maybe it will make it easier to get CAA approval too.
On Fri, Jul 20, 2012 at 2:35 PM, Ed Moore <eddymo...@gmail.com> wrote:
> In order to get some discussion points for the conference, and to save
> the conference thread getting side-swiped off topic, I thought I might
> start a new discussion.

> If you have successfully (or unsuccessfully but having learned
> something useful on the way) got insurance for a balloon flight,
> please post your experiences here.

> I will start the ball rolling:

> 1) CUSF used to get insurance via the university insurance department
> but that was withdrawn in 2008 as they decided our activities were no
> longer covered. (We didn't change what we did, they changed their
> interpretation of the rules).

> 2) I got insurance as a private individual (i.e. in my name) for the
> CUSF ExoMars parachute testing project. I got this from Falcon
> Insurance in texas, talking to a broker who specialised in
> experimental aviation stuff and had previously helped out armadillo
> aerospace. He is no longer with them sadly, and the broker who dealt
> with the contract subsequently did not give the impression that it was
> something they particularly wanted to continue with new customers
> given economics. The coverage was for 3 flights of our esa drop
> vehicle (or subsections of it). I spent a *very* long time explaining
> to them what we were doing and why we wouldn't be able to afford
> whatever they would quote us (i.e. please make a special exemption
> because we're not for profit and our project is awesome). You need an
> actual human contact in order to do this. In the end it cost us
> $5000USD for 3 flights, a bill we passed on to ESA. I had tried 4 or 5
> people before that, including some of the insurers that I know have
> covered HAB flights for TV work for other ukhas members before, but
> they were quite specific that it had to be only for tv stuff, (special
> effects), even though we were doing the same actual hab activity. You
> can imagine, given my reputation for patience and understanding in the
> face of the irrational, that I loved every moment of these
> conversations. I am firmly of the opinion that people in the insurance
> industry and taken straight from Joseph Heller novels.

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