On 24/05/2013 14:39, Simon Weissel wrote:
> On 24/05/2013 13:27, Gefreiter Krueger wrote:
>
>> You might insure against the unlikely - something which happens once
>> every 10 or 20 years. But the very unlikely, something that will
>> probably never happen in your whole life, why bother? Remember,
>> insurance companies make a profit.
>
> As a regular cyclist I am actually in favour of a road licensing fee,
> compulsory insurance and compulsory training. These relate to *the
> cyclist* and not to the bike. This (I believe) would make cycling safer
> as well as providing an easier course of compensation should the cyclist
> cause damage to others.
>
> I would however object to any kind of registration to the bike itself,
> although I do think that some sort of annual/bi-annual check to make
> sure that the basic components (such as the brakes) work properly.
How would you propose to trace absconding cyclists who have committed an
offence?
Or would you not bother?
> The cost of insurance would be negligible. This is because the risks and
> sizes of claims are likely to be small. If I can get 3rd party motor
> insurance for a car for little more than £100 pa, then I am certain that
> the 3rd party risks associated with cycling would be only a small
> fraction of that.
A certain amount of the £100 (surely the absolutely lowest premium
available in the UK today) is represented by admin costs. That would
equally apply to the bicycle, with the cost of the risk on top of that.
> The cost of a road permit/licence would also be negligible. If we allow
> low emission vehicles to be exempt from “Road Tax” (!) Then surely a
> permit could be granted for a similar fee. Or perhaps granted for a
> small admin fee on production of insurance/training certificates.
Given what you have already said above, you seem confused as to what a
driving licence and road tax disc are, and to what they relate.
But a cycling licence could, I'm sure, be issued for a relatively small
fee. After all, the fee for a driving licence is itself modest.
> Or, the road permit/licence could be incorporated into the driving
> licence.
Good idea. Just like a moped licence currently is for all qualified drivers.
But what of those who have not got a driving licence? And what about
those who are banned from driving? They can't ride mopeds either (though
perhaps they ought to be).
As long as the cycling licence was itself a permit subject to withdrawal
as a punishment (and for which breaches are themselves counted as
offence), that would suffice: it wouldn't actually matter whether the CL
was incorporated into the DL or was a separate document.
> IIRC it used to be that you could ride a moped on a standard
> driving licence (with an L plate).
Still is, I'm sure. I have never had any notification to any other effect.
> Perhaps drivers without proper
> two-wheeled training could be allowed to ride so long as they display an
> L plate on their back and front :-)
Either it is incorporated or it isn't. Which is it?
> For children, cycling and road skills could be incorporated into the
> national curriculum, thus providing younger members of society with
> their basic training for a standard cycling permit/licence.
> All good stuff so far. Although the cost of providing all this would
> land in the lap of the tax payer so I suspect that the very same people
> who want “cyclists to pay to use the roads” would be up in arms over
> “wasting money enforcing training and licensing of cyclists”.
No need. Cyclists would be charged for the scheme, just as drivers and
the owners of motor vehicles are. Is there even the beginning of a case
for doing anything else?
> As the old saying goes, be careful what you wish for …
Indeed.
I do like that idea of incorporating a cycling licence into a driving
licence. It would mean you could be banned from cycling for a motor
vehicle driving offence. And what's wrong with that?