Excellent information on surges and surge protection is
<
http://lightningsafety.com/nlsi_lhm/IEEE_Guide.pdf>
"How to protect your house and its contents from lightning: IEEE guide
for surge protection of equipment connected to AC power and
communication circuits" published by the IEEE
A much simper guide is:
<
https://nvlpubs.nist.gov/nistpubs/Legacy/SP/nistspecialpublication960-6.pdf>
"NIST recommended practice guide: Surges Happen!: how to protect the
appliances in your home" published by the US National Institute of
Standards and Technology
Both say surge protectors (plug-in and service) are effective. But, as
clearly explained in the IEEE guide, for plug-in protectors all
interconnected equipment needs to be connected to the same protector and
external connections, like coax also must go through the protector.
Peter guessed that was the problem. A common cause of damage is high
voltage between signal and power wires. As explained in the IEEE surge
guide (starting page 30) plug-in protectors work primarily by limiting
the voltage from each wire to the ground at the protector. To do that
all wires must go through the protector.
Service entry protection can also work. Again, the voltage on ALL wires
entering the building is clamped to a common ground with SHORT wires.
In both cases the voltage of "ground" and the wires may lift thousands
of volts from the earth potential 100 ft distant, but the voltage
between the wires is safe for the connected equipment.
-----
The surge expert at the NIST looked at the maximum surge that has any
reasonable probability of occurring (US). It is 10,000A per power
service wire. This is based on a 100,000A lightning strike to an
adjacent utility pole in typical US urban overhead distribution. The
IEEE surge guide has recommendations for surge amp ratings on page 18.
Ratings far higher than 10,000A per wire mean the protector will have a
long life.
-----
The NIST surge expert also investigated how much energy can reach the
MOVs (the major voltage limiter) in a plug-in protector (with no service
panel suppressor). Branch circuits were 10m and longer, and surges
coming in on power wires were up to 10,000A (which is the maximum
probable surge, as above). The maximum energy was a surprisingly small
35 joules. In 13 of 15 cases it was 1 joule or less. Plug-in protectors
with much higher ratings are readily available. (This is US, and there
are a couple reasons that may be different. One is the neutral-ground
bond in services. The other is arc-over described below.)
There are 2 reasons the energy is so small. One is that at about 6,000V
there is arc-over from the service panel busbars to the enclosure. After
the arc is established the voltage is hundreds of volts. Since the
enclosure/ground/neutral are connected to the earthing system that dumps
most of the incoming surge energy to earth
The second reason is the impedance of the branch circuit wiring. A surge
is a very short event. That means the current components are relatively
high frequency. That means the wire inductance is more important than
the resistance. The branch circuit impedance greatly limits the current
to the MOVs, which greatly limits the energy that can make it to the MOVs.
The maximum was not even for the largest surges. The largest surges
forced the voltage at the service above 6kV and arc-over. For some
smaller surges (with the shortest branch circuits) the MOV at the
protector held the voltage at the panel below 6kV and there was no
arc-over. One of them resulted in the maximum energy of 35 joules. The
voltage at the panel was higher than the stable arc-over voltage but
lower than 6kV
-----
Antennas can be protected from a direct strike - hams do it. It involves
much more than most people are interest in doing. Protecting a building
from a direct strike requires a lightning rod system.