MasterCard/Discover Partial Authorization

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Brian Tol

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Apr 9, 2010, 10:47:09 AM4/9/10
to Satchmo users
We recently received an email from Authorize.net informing us of some
upcoming changes to MasterCard and Discover's rules regarding debit,
prepaid and gift cards. Here's Auth.net's FAQ on the subject:

http://www.authorize.net/support/pafaqs/

Note the last item:

Q. "What if a merchant does not comply? Is there a non-compliance fee?

A. "Yes. Merchants are obligated to support the requirements and make
the appropriate changes to support these transactions. The payment
card brands will be performing frequent "Compliance Monitoring" of
these rules changes and will follow through with the appropriate
parties if merchants are found to be non-compliant. The amount of fees
assessed will be as per the MasterCard and Discover association "non-
compliance" fines described in their operating regulations and rules.
For more information, please contact your Merchant Service Provider
(MSP)."

Curious if anyone else has seen this and has a strategy for making
this work with Satchmo.

Thanks for your time in advance!

-Brian Tol

Bruce Kroeze

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Apr 9, 2010, 12:25:50 PM4/9/10
to satchm...@googlegroups.com
Thanks for the heads-up Brian,

On Fri, Apr 9, 2010 at 7:47 AM, Brian Tol <wire...@gmail.com> wrote:
We recently received an email from Authorize.net informing us of some
upcoming changes to MasterCard and Discover's rules regarding debit,
prepaid and gift cards. Here's Auth.net's FAQ on the subject:

http://www.authorize.net/support/pafaqs/

Most of these, we already support or can with little effort.  We do allow multiple payments in both Satchmo and Bursar, it just isn't well integrated or thought out how best to handle this from the front-end.

We do need to add auth release.  The structure is there to handle it, but no payment modules currently implement it.

I'm a bit confused about the need to print a balance.  I guess I'll need to look at what is being returned by Auth.net in that case, and if so, send that back to Satchmo for display to the purchaser.
 
--
Bruce Kroeze
http://www.ecomsmith.com
It's time to hammer your site into shape.

Brian Tol

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Apr 12, 2010, 3:37:28 PM4/12/10
to Satchmo users
Hey Bruce,

Thanks for the update. If I'm groking things correctly, the printed
balance is to let users know when their gift card balance exceeds the
current order cost. I.e., your order is $50, and you have $23 on your
gift card. Could be off base, though...

Thanks,
Brian

On Apr 9, 12:25 pm, Bruce Kroeze <bkro...@gmail.com> wrote:
> Thanks for the heads-up Brian,
>

> On Fri, Apr 9, 2010 at 7:47 AM, Brian Tol <wirem...@gmail.com> wrote:
> > We recently received an email from Authorize.net informing us of some
> > upcoming changes to MasterCard and Discover's rules regarding debit,
> > prepaid and gift cards. Here's Auth.net's FAQ on the subject:
>
> >http://www.authorize.net/support/pafaqs/
>
> Most of these, we already support or can with little effort.  We do allow
> multiple payments in both Satchmo and Bursar, it just isn't well integrated
> or thought out how best to handle this from the front-end.
>
> We do need to add auth release.  The structure is there to handle it, but no
> payment modules currently implement it.
>
> I'm a bit confused about the need to print a balance.  I guess I'll need to
> look at what is being returned by Auth.net in that case, and if so, send
> that back to Satchmo for display to the purchaser.
>
> --

> Bruce Kroezehttp://www.ecomsmith.com

Alex Robbins

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Apr 12, 2010, 5:22:20 PM4/12/10
to satchm...@googlegroups.com
I think the use case might be to let you know how much you have left
on the card after you use it. (You have a hundred dollar gift card,
then you spend $50. We show them that they still have $50 left after
the transaction.)

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