That's for these cretins that leave an expensive camera kit on the seat of
an open topped car and hold their hands up in surprise when they get back to
the car & the kit has gone.
By the time one buys a camera -- uses it for _any_ length of time -- has
it stolen -- and reports the crime, that same make and model camera is
obsolescent and for sale on eBay for 25% of the price you paid for it.
The Real Loss would probably be the memory card(s)........
And most lilely the camera you find on ebay for the 25% of the original price
is yours that was stolen!