custom paint insurance

Empies

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Jun 21, 1996, 3:00:00 AM6/21/96

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wrecked my bike when hit by a deer... I have insurance through dairy land
but guess what... no custom insurance... they'll cover everything as it
came from the factory but all my custom paint & parts are my problem...
for just a little more it's worth the investment... check it out if you
don't have it... cause they're just two classes - those who have & those
who will...

Donna Elford

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Jun 21, 1996, 3:00:00 AM6/21/96

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I've got Dairyland Insurance and when I got whacked by a car they
covered my custom paint, my aftermarket fender & tank, and all my
chrome. They never questioned it. It was actually pretty funny. I had
to get an "estimate" of how much it would cost to repaint it. I had
originally painted it myself but had to come up with another name. I
had them call my brother, an automotive painter for as long as I can
remember--literally, and he said "oh $600." We split a 12 pack and sat
around one Saturday painting it at his work using the leftover paint
from the first time I did it and split the money!

Donna E.
'95 Fuel Injected 30th Anniversary Electraglide "Fueley"
"My memory's good, it's just real short"

pooder

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Jun 21, 1996, 3:00:00 AM6/21/96

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In article <4qeqv3$i...@newsbf02.news.aol.com>,
emp...@aol.com (Empies) advised:

>wrecked my bike when hit by a deer...

Aw shit; that *stinks*. How did Bambi fare?

>I have insurance through dairy land
>but guess what... no custom insurance... they'll cover everything as it
>came from the factory but all my custom paint & parts are my problem...
>for just a little more it's worth the investment... check it out if you
>don't have it... cause they're just two classes - those who have &
>those who will...

I think that's pretty much standard with most insurance -- house, car,
motorcycle, whatever -- to replace what was lost with the basic
equivalace unless you purchace a rider for the "special" stuff. It
keeps the price of insurance down, so I'm in favor of that policy (pun
intended ;^)

To keep things *really* inexpensive, I carry only the minimum liability
insurance required by the state on my motorcycles. I'm self-insured for
the rest. That is, if I crash, my coverage for replacing the bits that
are damaged comes out of my own account. I see it as extra incentive to
never go down.

-pooder th' cheap(ly) insur'd bastard

Jinks

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Jun 23, 1996, 3:00:00 AM6/23/96

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emp...@aol.com (Empies) wrote:

>wrecked my bike when hit by a deer... I have insurance through dairy land

>but guess what... no custom insurance... they'll cover everything as it
>came from the factory but all my custom paint & parts are my problem...
>for just a little more it's worth the investment... check it out if you
>don't have it... cause they're just two classes - those who have & those
>who will...

Checked with my insurance, State Farm. They'll cover anything you got
a reciept for. I got reciepts for everything I've ever bolted on this
bike.

Jinks('86fxrs)
Remember, "No good deed goes unpunished".

hogman

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Jul 1, 1996, 3:00:00 AM7/1/96

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emp...@aol.com (Empies) wrote:
>
> wrecked my bike when hit by a deer... I have insurance through dairy land
> but guess what... no custom insurance...

Huh, I found out after insuring my new bike that my old bike had just
shit insurance. American Family decided that stock baggers are
in reality not stock - if you crash - your bags are not
covered - period. I road this way - four years - and almost trashed
them once - thanks to the guards - no big $$ damage.

I had to add extra coverage and am paying $500.00+/year for my FLHRI.

Check your baggage often!!!

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'96 - FLHRI
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