West Marine Insurance?
c nixon
ajfo...@iname.com
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Mike Bennett
Their price was about half of the next lowest competitor. Had to make a
claim after just a few months. They had a surveyor check out the boat
within 1 day. He approved the claim in a few days. I got paid
promptly. At renewal time there was no problem, no questions, no
increase in rate. Needless to say, I think I made the right choice
Mike Bennett
S/V "Getaway"
Dave Witte
c nixon wrote in message <376695FF...@ix.netcom.com>...
>Any Pro's or con's regarding West Marine Insurance?
>
We got West Marine Insurance, underwritten by St. Paul Insurance, about
2-1/2 years ago. They're price was much better than others and has stayed
reasonable. We haven't had to make a claim yet (keeping my fingers
crossed).
IOW, we're happy with them!
Blue Skies,
Dave
Jonathan Klopman
>
> Any Pro's or con's regarding West Marine Insurance?
It is a St. paul's policy. The best thing is to get a copy of the policy
and read it to see the exact coverage, features, and exclusions. it
should be a standard all risk "yacht" policy. Just remember, though- not
all marine policies are the same. The wording on exclusions or coverage
points could make a significant effect on how your claim is handled.
For the most part, ins. companies are being squeezed very had by
competition to give extremely low rates. They are also making efforts to
pay claims rapidly, in house, even if it means scanty (or no)
investigation. Both factors are a boon for the insured.
In regards to how your claim will be handled by St. Paul, you really
have to know the claims dept., and who they use as a surveyor in your
area. If they guy is the type who stands about five feet away from your
outdrive, takes a few snaps with a point and shoot, and nods "yup, it's
broken," then the chances may be that he won't be particularly citical
in determining the cause of loss. However, this can work both ways. If
you need a very technical report, have a problem with a manufacturer, or
are involved in a defense case, you may wish that they sent out someone
who is more detail oriented.
Good Luck!
Jonathan Klopman
Todd A. Craig
Fire Insurance). They had the lowest prices and when I had a claim,
paid out quickly with no hassles.
Todd Craig
sir...@foothill.net