Thus spake Scammed Public <
rande...@gmail.com> :
>Some people will do anything for money, including submitting to what
>amounts to a car "ankle bracelet." Look for the insurance companies
>to start lobbying to make this mandatory.
>
>BBC:
>
>9 February 2012 Last updated at 15:06 ET
>AA to launch sat-nav tech tracked insurance policy
>By Dave Lee Technology Reporter
>
>The AA is set to launch a new insurance policy which uses sat-nav
>technology to track driver performance.
Other than discouraging DUI, what does Alcoholics Anonymous have to do
with auto insurance? :-)
>
>The firm said the system would allow its better drivers to receive
>cheaper premiums.
>
>It follows similar efforts by smaller insurers. Larger rival Direct
>Line has told the BBC it is also piloting its own "black box" scheme.
>
>Critics of the technology said that data should not be used as a
>reliable measure of a driver's ability.
>
>The system involves the installation of a small black box into the
>driver's car which records how they drive.
There are a few programs out there that can be used to fake the output
from an OBD II system.
>
>The measures include monitoring speed, braking severity, cornering and
>the types of roads used during certain times of day.
Stuff like that.
>
>This information is transmitted remotely to the insurers, and can also
>be accessed by users via a website which gives information on overall
>performance, warning them if they are likely to be moved to a higher
>premium.
And in the US that information could be supeonaed by prosecutors.
>
>"The reports are pretty detailed," AA spokesman Ian Crowder told the
>BBC ahead of Wednesday's formal announcement.
>
>"The point is that these sorts of devices firmly put in the hands of
>the driver a responsibility for driving safely. It makes you think."
>
>The information could be used to prove who was at fault in accidents,
>Mr Crowder added, but such detailed information would only be
>disclosed with a court order.
Like I said.
If this is an INS system (not connected to a GPS) there are some
rather disappointing was of tricking it, too.
>'Stern email'
>
>He added that the system could also detect sudden hard braking so
>assistance could be sent.
Impact sensors? That's what OnStar uses.
>
>Extreme speeds would be greeted with "a stern email" to the driver.
I love the Brits. I guess he'll get "a good talking to", also.
>
>He said the "pay-how-you-drive" system, which is aimed primarily at
>young drivers, could save customers up to £850 per year.
>
>"All the anecdotal evidence suggests that people who have installed
>the system have about a 30% better claims experience - in other words,
>less crashes - than those who don't," he added.
Anecdotal. As in "whatever we want to say, with no real proof."
>
>The technology, known as "telematics" or "black box insurance" has for
>several months been utilised by smaller insurance firms such as Co-Op
>and Coverbox.
>
>Welsh insurance firm Motaquote has just launched a partnership with
>leading sat-nav manufacturer TomTom to offer real-time feedback on
>driver performance.
Ah, GPS. "I'm sorry, I was mucking around in the boot/bonnet and I
must have disconnected the antenna. Sorry 'bout that, gov."
>
>Other major insurers are expected to launch policies soon. Direct Line
>told the BBC it had begun a pilot using its own technology - called
>Tracker - which it hoped to implement by the end of the year.
>
>Elsewhere, car hire firm Avis said telematics is "one to watch", and
>said it might consider using the technology in its vehicles.
>'Spy in the car'
>
>Malcolm Tarling, from the Association of British Insurers, said it is
>an approach which is likely to become commonplace.
>
>"It's particularly important for young drivers who have high
>premiums," he said.
>
>"You may say you don't want a 'spy in the car' as some call them, but
>others may say that if this is one way of making my premiums reflect
>my safety on the road, this will be of interest."
Okay, for UK drivers, quesiton. In much of the US, if I am in an
accident, regardless of fault, my preiums go up, since my insurance
company is the one who pays me and not the fuckwit who thought that a
yellow light would stay yellow another 10 seconds. Interestingly,
though, his preiums will go up even more since he was also at fault.
Now, if I sue him, my insurance company has first claim on any
proceedings from the award up to the claim amount. Before I pay my
attorney!!!!
"Insurance companies don't make money by paying claims."
>
>But Keith Peat, a spokesman for the Association for British Drivers,
>told the BBC he was worried that drivers who did not want to allow
>telematics in their vehicle would face higher costs.
"Anecdotal evidence proves that you'll co-operate unless you have
something to hide."
>
>"Providing the drivers give their consent it is OK," he said.
"Anecdotal evidence ..." Ooops, just said that.
So, unless they give their consent (BTW, I'm not hammering on Mr.
Peat, just expanding his arguments) then the cops can use it against
them. Of course, I could always claim it was obtained under duress.
>
>"But what we are totally against is people who don't give their
>consent being penalised."
I think he misselt "penal-ized". Or, in the US, "dicked over". Butt
I guess they' anal-ize the "eveidence".
--
- dillon I am not invalid
So Kim Jung Ill shows up at the barbecue. "Wait,"
says Qadaffi, "you don't have any peircings." "If you
starve your people enough they'll be too weak to rebbel."
"You have the same number of holes in your head as when
you were born," says bin Laden. "My compound had radar
and antiacraft misslles." "Your neck," shouted Hussein,
"it's the same length." "I didn't piss on W's father."
"Then what happened?" the three asked. "Damned counterfiet
Lipitor and insulin!"