Merchant account / gateway for a Rails app? - Ruby on Rails meets the business world

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From: Greg Pederson <greg.peder...@gmail.com>
Date: Fri, 18 Jun 2010 22:32:25 -0400
Message-ID: <AANLkTinthO-rJ1jPd4pycVXM__Gszx-Muj6GuB8mf...@mail.gmail.com>
Subject: Re: [rails-business] Merchant account / gateway for a Rails app?
To: rails-business@googlegroups.com
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Check into Costco's credit card processing account.  Last time I checked if
you have a Executive Membership with Costco you can get discounts on the
credit card processing account fees....enough to pay for the executive
membership fee.

If that's not an option check out http://transfs.com/ to help you find a
credit card processor.

Best of luck,
Greg

    *Greg Pederson* Founder and Technical Director 407.385.0098 office
888.308.9695
toll free www.NsightDevelopment.com <http://www.nsightdevelopment.com>
Contact Me Linkedin
<http://www.linkedin.com/in/gregpederson>Facebook<http://www.facebook.com/g=
regpederson>
Twitter <http://twitter.com/gregpederson>

--- @ WiseStamp
Signature<http://my.wisestamp.com/link?u=3Dzhddcpf7kx28vx72&site=3Dwww.wise=
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Get it now<http://my.wisestamp.com/link?u=3Dzhddcpf7kx28vx72&site=3Dwww.wis=
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On Fri, Jun 18, 2010 at 8:14 PM, Evan Dorn <pub...@idahoev.com> wrote:

> Anyone have experience picking out a merchant account and gateway to use
> with an e-commerce app?
>
> I've got a shopping cart built (with ActiveMerchant) ready to sell anothe=
r
> project of mine (a desktop app written in Java).   I built the cart mysel=
f
> so I could integrate it with the licensing and version checking database =
to
> support the app.
>
> Anyway, all I need is a merchant account and an ActiveMerchant-compatible
> gateway.   But that's been hell on wheels - dealing with merchant account
> providers feels like handling a barrel full of greased rabid weasels.   O=
f
> the first five I talked to, I've caught *three* of them outright lying
> about their own fee schedules - the "errors" were caught when I reviewed =
the
> fine print on their applications.
>
> Basically all I want is:
> =95 A merch acct with ActiveMerchant-compatible gateway**
> =95 No early-termination fee / contract lock-in
>  =95 Simplicity in setup
>
> I prioritize the above three bullets above "the lowest prices in the
> industry", since that phrase universally seems to correlate with
> obfuscated/sneaky fee schedules.   Reasonable prices that are
> well-documented and clear are preferred, frankly.
>
> Thanks,
> Evan
>
> ** Preferably Authorize.net just because I've worked with their developer
> test instance before.   Preferably not PayPal because I don't want to dea=
l
> with supporting their annoying two-methods-of-payment structure and I'd
> rather not have the client leaving my site.
>
>  Evan Dorn, Ph.D.
> Owner and Lead Developer
> Logical Reality Design
> http://LRDesign.com
>
>
>
>
>
>
>  --
> You received this message because you are subscribed to the Google Groups
> "Ruby on Rails meets the business world" group.
> To post to this group, send email to rails-business@googlegroups.com.
> To unsubscribe from this group, send email to
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>

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Check into Costco&#39;s credit card processing account.=A0 Last time I chec=
ked if you have a Executive Membership with Costco you can get discounts on=
 the credit card processing account fees....enough to pay for the executive=
 membership fee.<br>

<br>If that&#39;s not an option check out <a href=3D"http://transfs.com/">h=
ttp://transfs.com/</a> to help you find a credit card processor.<br><br>Bes=
t of luck,<br>Greg<br><br><span style=3D"color: black;"><div dir=3D"ltr"><d=
iv>

<table>
  <tbody><tr>
    <td><img src=3D"http://nsightdevelopment.com/images/logo.png" border=3D=
"0"></td>
    <td>=A0</td>
    <td><table><tbody>
      <tr><td><font size=3D"3"><strong style=3D"font-weight: bold;">Greg Pe=
derson</strong></font></td></tr>
      <tr><td><font size=3D"2">Founder and Technical Director</font></td></=
tr>
      <tr><td><font size=3D"2">407.385.0098 office</font></td></tr>
      <tr><td><font size=3D"2">888.308.9695 toll free</font></td></tr>
      <tr><td><font size=3D"2"><a href=3D"http://www.nsightdevelopment.com"=
>www.NsightDevelopment.com</a></font></td></tr>
    </tbody></table></td>
   </tr>
</tbody></table></div><div style=3D"padding: 5px 0pt; font-family: arial,sa=
ns-serif; font-size: 13.3px;"><span style=3D"color: gray;">Contact Me</span=
>  <a href=3D"http://www.linkedin.com/in/gregpederson" style=3D"padding: 0p=
t 2px; color: blue; font-size: 10pt;"><img src=3D"http://www.images.wisesta=
mp.com/linkedin.png" style=3D"padding-right: 3px; padding-bottom: 5px; vert=
ical-align: middle;" border=3D"0" width=3D"16" height=3D"16"><span style=3D=
"color: blue; font-size: 10pt; text-decoration: underline;">Linkedin</span>=
</a><a href=3D"http://www.facebook.com/gregpederson" style=3D"padding: 0pt =
2px; color: blue; font-size: 10pt;"><img src=3D"http://www.images.wisestamp=
.com/facebook.png" style=3D"padding-right: 3px; padding-bottom: 5px; vertic=
al-align: middle;" border=3D"0" width=3D"16" height=3D"16"><span style=3D"c=
olor: blue; font-size: 10pt; text-decoration: underline;">Facebook</span></=
a><a href=3D"http://twitter.com/gregpederson" style=3D"padding: 0pt 2px; co=
lor: blue; font-size: 10pt;"><img src=3D"http://www.images.wisestamp.com/tw=
itter.png" style=3D"padding-right: 3px; padding-bottom: 5px; vertical-align=
: middle;" border=3D"0" width=3D"16" height=3D"16"><span style=3D"color: bl=
ue; font-size: 10pt; text-decoration: underline;">Twitter</span></a></div>

<br><div dir=3D"ltr" style=3D"font-size: 10px;"><span style=3D"color: gray;=
">--- @ <a href=3D"http://my.wisestamp.com/link?u=3Dzhddcpf7kx28vx72&amp;si=
te=3Dwww.wisestamp.com/email-install" style=3D"color: gray; text-decoration=
: none;">WiseStamp Signature</a></span>. <a href=3D"http://my.wisestamp.com=
/link?u=3Dzhddcpf7kx28vx72&amp;site=3Dwww.wisestamp.com/email-install">Get =
it now</a></div>

</div></span><br><br><div class=3D"gmail_quote">On Fri, Jun 18, 2010 at 8:1=
4 PM, Evan Dorn <span dir=3D"ltr">&lt;<a href=3D"mailto:pub...@idahoev.com"=
>pub...@idahoev.com</a>&gt;</span> wrote:<br><blockquote class=3D"gmail_quo=
te" style=3D"margin: 0pt 0pt 0pt 0.8ex; border-left: 1px solid rgb(204, 204=
, 204); padding-left: 1ex;">

<div style=3D"word-wrap: break-word;">Anyone have experience picking out a =
merchant account and gateway to use with an e-commerce app? =A0=A0<div><br>=
</div><div>I&#39;ve got a shopping cart built (with ActiveMerchant) ready t=
o sell another project of mine (a desktop app written in Java). =A0 I built=
 the cart myself so I could integrate it with the licensing and version che=
cking database to support the app. =A0<div>

<br></div><div>Anyway, all I need is a merchant account and an ActiveMercha=
nt-compatible gateway. =A0 But that&#39;s been hell on wheels - dealing wit=
h merchant account providers feels like handling a barrel full of greased r=
abid weasels. =A0 Of the first five I talked to, I&#39;ve caught <i><span s=
tyle=3D"text-decoration: underline;">three</span></i> of them outright lyin=
g about their own fee schedules - the &quot;errors&quot; were caught when I=
 reviewed the fine print on their applications.</div>

<div><br></div><div>Basically all I want is:</div><div><span style=3D"white=
-space: pre-wrap;">	</span>=95 A merch acct with ActiveMerchant-compatible =
gateway**</div><div><span style=3D"white-space: pre-wrap;">	</span>=95 No e=
arly-termination fee / contract lock-in</div>

<div><span style=3D"white-space: pre-wrap;">	</span>=95 Simplicity in setup=
=A0</div><div><br></div><div>I prioritize the above three bullets above &qu=
ot;the lowest prices in the industry&quot;, since that phrase universally s=
eems to correlate with obfuscated/sneaky fee schedules. =A0 Reasonable pric=
es that are well-documented and clear are preferred, frankly.</div>

<div><br></div><div>Thanks,</div><div>Evan</div><div><br></div><div>** Pref=
erably <a href=3D"http://Authorize.net" target=3D"_blank">Authorize.net</a>=
 just because I&#39;ve worked with their developer test instance before. =
=A0 Preferably not PayPal because I don&#39;t want to deal with supporting =
their annoying two-methods-of-payment structure and I&#39;d rather not have=
 the client leaving my site.</div>

</div><br><div>
<span style=3D"border-collapse: separate; color: rgb(0, 0, 0); font-family:=
 Helvetica; font-size: medium; font-style: normal; font-variant: normal; fo=
nt-weight: normal; letter-spacing: normal; line-height: normal; text-indent=
: 0px; text-transform: none; white-space: normal; word-spacing: 0px;"><span=
 style=3D"border-collapse: separate; color: rgb(0, 0, 0); font-family: Helv=
etica; font-size: medium; font-style: normal; font-variant: normal; font-we=
ight: normal; letter-spacing: normal; line-height: normal; text-indent: 0px=
; text-transform: none; white-space: normal; word-spacing: 0px;"><div style=
=3D"word-wrap: break-word;">

<div>Evan Dorn, Ph.D.</div><div>Owner and Lead Developer</div><div>Logical =
Reality Design</div><div><a href=3D"http://LRDesign.com" target=3D"_blank">=
http://LRDesign.com</a></div><div><br></div><div><br></div><div><br></div>
</div>
</span><br></span><br>
</div>
<br></div>

<p></p>

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</blockquote></div><br>

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