The Secret To 0% Balance Transfers On Credit Cards
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Ajeet Khurana
May 8, 2013, 7:05:10 AM5/8/13
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Ajeet Khurana
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Article Title: The Secret To 0% Balance Transfers On Credit Cards
Author: Ajeet Khurana
Word Count: 517
Article URL: http://www.isnare.com/?aid=219343&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=219343
Easy Publish Tool: http://www.isnare.com/html.php?aid=219343
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After the holidays you may start to receive all of your credit card statements and realize that there is no way that you will be able to pay everything off the way you need to. Soon enough the calls will start rolling in from the credit card companies asking where their money is.
You can avoid all of this if you start taking advantage of the 0% balance transfer credit cards that are out there and yours for the taking. Many consumers feel like they must be missing out on some huge secret because they are paying upwards of 20% on their credit cards, but the fact is that there isn't a secret. You simply need to seek out the opportunities and make them work for you.
Making 0% Balance Transfers Work for You
If you already realize that you are going to pay for your holiday spirit over the next year you should take advantage of the credit card offers out there that will allow you to transfer all of your balances with 0% interest. Wondering what the secret is?
Honestly, the secret is to apply for those cards now and start transferring those balances before you have to pay any more interest than you have already had tacked onto your account. The longer you wait the more you will have to pay on your purchases so now is the time to make your move if you are going to do it.
Are you wondering how these 0% credit card offers work? The process is very simple; the credit card companies want you to transfer all of your other credit card balances to their credit cards. They often will offer you the 0% interest for a limited time, such as a year. During this time you will not have to pay any interest. Instead you are able to simply make payments on the balances that you had transferred from the other cards.
If you go over that limited time then there will usually be a fairly high interest rate, but hopefully you will have made a good dent in the existing balance so you cannot worry about the interest rate too much. If the interest rate is too high, you can always move the remaining balance to a new 0% balance transfer credit card.
Other 0% balance transfer credit cards do not have a limited time on the balances that you transfer with no interest but they will charge you interest in new purchases. Again, the interest is usually a bit higher than you might pay otherwise, but when you consider how much you are saving by not paying interest on your transferred balances you are still getting ahead.
Those that really want to eliminate debt will get these credit cards and not buy anything new with them, simply use them to pay off their debts and then they are done with them. 0% balance transfer credit cards are a great way to save money and get out of debt faster than you would have been able to otherwise.
About The Author: We all need multiple credit cards. So visit http://www.comparethem.co.uk/credit-cards/ and learn why it is smart to get 0% balance transfers at http://www.comparethem.co.uk/credit-cards/0-balance-transfers/ Come to us at http://www.comparethem.co.uk/
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=219343
*********************** ARTICLE END ***********************
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Message delivered directly to members of the group:
publish-the...@googlegroups.com
*****************************************************************
Please consider this free-reprint article written by:
Ajeet Khurana
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=219343
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=219343
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: The Secret To 0% Balance Transfers On Credit Cards
Author: Ajeet Khurana
Word Count: 517
Article URL: http://www.isnare.com/?aid=219343&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=219343
Easy Publish Tool: http://www.isnare.com/html.php?aid=219343
*********************** ARTICLE START ***********************
After the holidays you may start to receive all of your credit card statements and realize that there is no way that you will be able to pay everything off the way you need to. Soon enough the calls will start rolling in from the credit card companies asking where their money is.
You can avoid all of this if you start taking advantage of the 0% balance transfer credit cards that are out there and yours for the taking. Many consumers feel like they must be missing out on some huge secret because they are paying upwards of 20% on their credit cards, but the fact is that there isn't a secret. You simply need to seek out the opportunities and make them work for you.
Making 0% Balance Transfers Work for You
If you already realize that you are going to pay for your holiday spirit over the next year you should take advantage of the credit card offers out there that will allow you to transfer all of your balances with 0% interest. Wondering what the secret is?
Honestly, the secret is to apply for those cards now and start transferring those balances before you have to pay any more interest than you have already had tacked onto your account. The longer you wait the more you will have to pay on your purchases so now is the time to make your move if you are going to do it.
Are you wondering how these 0% credit card offers work? The process is very simple; the credit card companies want you to transfer all of your other credit card balances to their credit cards. They often will offer you the 0% interest for a limited time, such as a year. During this time you will not have to pay any interest. Instead you are able to simply make payments on the balances that you had transferred from the other cards.
If you go over that limited time then there will usually be a fairly high interest rate, but hopefully you will have made a good dent in the existing balance so you cannot worry about the interest rate too much. If the interest rate is too high, you can always move the remaining balance to a new 0% balance transfer credit card.
Other 0% balance transfer credit cards do not have a limited time on the balances that you transfer with no interest but they will charge you interest in new purchases. Again, the interest is usually a bit higher than you might pay otherwise, but when you consider how much you are saving by not paying interest on your transferred balances you are still getting ahead.
Those that really want to eliminate debt will get these credit cards and not buy anything new with them, simply use them to pay off their debts and then they are done with them. 0% balance transfer credit cards are a great way to save money and get out of debt faster than you would have been able to otherwise.
About The Author: We all need multiple credit cards. So visit http://www.comparethem.co.uk/credit-cards/ and learn why it is smart to get 0% balance transfers at http://www.comparethem.co.uk/credit-cards/0-balance-transfers/ Come to us at http://www.comparethem.co.uk/
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=219343
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
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