Buying a Home
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Bruce Swedal
May 4, 2013, 11:00:03 PM5/4/13
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Please consider this free-reprint article written by:
Bruce Swedal
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Article Title: Buying a Home
Author: Bruce Swedal
Word Count: 555
Article URL: http://www.isnare.com/?aid=629425&ca=Real+Estate
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=629425
Easy Publish Tool: http://www.isnare.com/html.php?aid=629425
*********************** ARTICLE START ***********************
Believe it or not, but buying a house is not always the best decision for everyone. Life doesn't necessarily mean falling into the traditional pattern of settling down, having kids, and the big house with the wrap-around porch and picket fence. As the years have passed, the traditions of society have somewhat changed. For some, the traditional is ideal for the type of lives they lead. But it is not the case for everyone.
Some people do a lot of traveling for their careers; others may just feel like worrying about one rental payment per month instead of mortgages and utility bills - whatever the reason may be, it is important to know that buying a metro Denver house is not for everyone. If you're a skeptic instead of a true believer, here are some reasons why skepticism should probably win the battle between whether to spend life in a house or opting for something not so traditional.
You Won't Have to Place a Down Payment.
Down payments are necessary in order to properly finance buying a home. In most cases, future homeowners look toward loans as a way to finance this payment. The amount can range from 3% to 10%, depending on what type of loan homeowners decide to opt for. No home equals no down payment.
You Don't Have Good Credit.
Credit is something that is important in this society. It highlights the individuals who are credible and the individuals who are not. When dealing with money, it is very important. Many times, bad credit can be the reason a mortgage is denied. However, bad credit does not completely disqualify you buying a Denver home. It is sometimes still possible to obtain a loan, however fees and interest rates will be higher.
You Don't Have Great Job Security.
If you feel that you are in danger of losing your job, refrain from buying a house. Job security means that without a doubt you have the income and finances needed to buy and maintain a home. However, when that job is in doubt, the status of your eligibility as well as your funds can come into question. Losing your job while owning a home can be the one of the most frequent contributors to home foreclosure.
You Know to Rent Would Be Cheaper.
So many times, future homeowners look at renting as a step toward owning a home, but it does not always have to be that way. In many cases, renting can be much smarter than buying because it proves to be so much less expensive. Rent can be less than the payment of a typical mortgage. So sometimes it is wiser to just rent. When evaluating this make sure to take all financial factors into account such as tax incentives and potential appreciation.
You Don't Have a Stable Relationship.
Yes, single people do buy homes. However, more often, homes are bought with a spouse or a partner. Sometimes dual incomes make the process of buying a home easier, paying a mortgage easier, etc. But when that marriage or relationship is unstable and changes, income can be halved which makes paying for that home which at one time seemed so affordable much harder.
About The Author: http://www.bruceswedal.com/
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=629425
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
Message delivered directly to members of the group:
publish-the...@googlegroups.com
*****************************************************************
Please consider this free-reprint article written by:
Bruce Swedal
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=629425
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=629425
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Buying a Home
Author: Bruce Swedal
Word Count: 555
Article URL: http://www.isnare.com/?aid=629425&ca=Real+Estate
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=629425
Easy Publish Tool: http://www.isnare.com/html.php?aid=629425
*********************** ARTICLE START ***********************
Believe it or not, but buying a house is not always the best decision for everyone. Life doesn't necessarily mean falling into the traditional pattern of settling down, having kids, and the big house with the wrap-around porch and picket fence. As the years have passed, the traditions of society have somewhat changed. For some, the traditional is ideal for the type of lives they lead. But it is not the case for everyone.
Some people do a lot of traveling for their careers; others may just feel like worrying about one rental payment per month instead of mortgages and utility bills - whatever the reason may be, it is important to know that buying a metro Denver house is not for everyone. If you're a skeptic instead of a true believer, here are some reasons why skepticism should probably win the battle between whether to spend life in a house or opting for something not so traditional.
You Won't Have to Place a Down Payment.
Down payments are necessary in order to properly finance buying a home. In most cases, future homeowners look toward loans as a way to finance this payment. The amount can range from 3% to 10%, depending on what type of loan homeowners decide to opt for. No home equals no down payment.
You Don't Have Good Credit.
Credit is something that is important in this society. It highlights the individuals who are credible and the individuals who are not. When dealing with money, it is very important. Many times, bad credit can be the reason a mortgage is denied. However, bad credit does not completely disqualify you buying a Denver home. It is sometimes still possible to obtain a loan, however fees and interest rates will be higher.
You Don't Have Great Job Security.
If you feel that you are in danger of losing your job, refrain from buying a house. Job security means that without a doubt you have the income and finances needed to buy and maintain a home. However, when that job is in doubt, the status of your eligibility as well as your funds can come into question. Losing your job while owning a home can be the one of the most frequent contributors to home foreclosure.
You Know to Rent Would Be Cheaper.
So many times, future homeowners look at renting as a step toward owning a home, but it does not always have to be that way. In many cases, renting can be much smarter than buying because it proves to be so much less expensive. Rent can be less than the payment of a typical mortgage. So sometimes it is wiser to just rent. When evaluating this make sure to take all financial factors into account such as tax incentives and potential appreciation.
You Don't Have a Stable Relationship.
Yes, single people do buy homes. However, more often, homes are bought with a spouse or a partner. Sometimes dual incomes make the process of buying a home easier, paying a mortgage easier, etc. But when that marriage or relationship is unstable and changes, income can be halved which makes paying for that home which at one time seemed so affordable much harder.
About The Author: http://www.bruceswedal.com/
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=629425
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
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