Accidental Damage Cover � An Important Part Of Your Home Contents Insurance
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David Thomson
Apr 18, 2013, 11:20:05 AM4/18/13
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Article Title: Accidental Damage Cover � An Important Part Of Your Home Contents Insurance
Author: David Thomson
Word Count: 411
Article URL: http://www.isnare.com/?aid=141627&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=141627
Easy Publish Tool: http://www.isnare.com/html.php?aid=141627
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Your home contents insurance could really come in handy if you suffer from an accident in your home which causes you to damage your possessions.
While all policies don�t provide the same type of cover, and the cover depends on how much you pay for your premium and also the type of cover you take, some items in your home can be covered for accidental damage.
If you have buildings insurance then your policy will probably cover you to some extent against accidental damage to windows and pipes through which an accident causes them to burst, or sanitary ware.
The same can be said for home contents insurance. Should you accidentally burst a pipe and water damages your possessions, then to an extent you could be covered for the damage. In some cases the contents of your freezer will be covered should this be damaged due to an accident or the contents damaged due even a long power cut.
Accidental damage that occurs to TV screens, computer screens and similar items could also be covered by your policy.
However not all policies allow and will pay out for accidental damage, so it is important that you understand what is and is not covered by the policy. This is also an important factor to take into account when comparing premiums and you should do so on a like-for-like basis. Premiums vary a lot so do look into what is actually covered in the policy. Some times prices will vary from company to company for the same cover, but then it can also be due to the fact that a certain policy does include more accidental damage than the other.
If your policy doesn�t include accidental cover or is very limited then it could be well worth thinking about taking out extra accidental damage cover. The truth is that no one knows when an accident will occur and sometimes accidents can be very costly. Shop around online for the policy that gives you the best amount of accidental cover while still being reasonable in premiums.
Always read the small print of a policy and never take for granted that something will be covered for accidental damage. However, should the worst come to the worst and you do suffer an accident, then it could be worth getting in touch with your insurer to see if you are covered.
About The Author: Launched in March 2003, BestDealInsurance (http://www.bestdealinsurance.co.uk) are a completely independent specialist broker.They offer the full range of household insurance from buildings and / or contents insurance to buy to let cover.
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=141627
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
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Message delivered directly to members of the group:
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*****************************************************************
Please consider this free-reprint article written by:
David Thomson
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=141627
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=141627
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Accidental Damage Cover � An Important Part Of Your Home Contents Insurance
Author: David Thomson
Word Count: 411
Article URL: http://www.isnare.com/?aid=141627&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=141627
Easy Publish Tool: http://www.isnare.com/html.php?aid=141627
*********************** ARTICLE START ***********************
Your home contents insurance could really come in handy if you suffer from an accident in your home which causes you to damage your possessions.
While all policies don�t provide the same type of cover, and the cover depends on how much you pay for your premium and also the type of cover you take, some items in your home can be covered for accidental damage.
If you have buildings insurance then your policy will probably cover you to some extent against accidental damage to windows and pipes through which an accident causes them to burst, or sanitary ware.
The same can be said for home contents insurance. Should you accidentally burst a pipe and water damages your possessions, then to an extent you could be covered for the damage. In some cases the contents of your freezer will be covered should this be damaged due to an accident or the contents damaged due even a long power cut.
Accidental damage that occurs to TV screens, computer screens and similar items could also be covered by your policy.
However not all policies allow and will pay out for accidental damage, so it is important that you understand what is and is not covered by the policy. This is also an important factor to take into account when comparing premiums and you should do so on a like-for-like basis. Premiums vary a lot so do look into what is actually covered in the policy. Some times prices will vary from company to company for the same cover, but then it can also be due to the fact that a certain policy does include more accidental damage than the other.
If your policy doesn�t include accidental cover or is very limited then it could be well worth thinking about taking out extra accidental damage cover. The truth is that no one knows when an accident will occur and sometimes accidents can be very costly. Shop around online for the policy that gives you the best amount of accidental cover while still being reasonable in premiums.
Always read the small print of a policy and never take for granted that something will be covered for accidental damage. However, should the worst come to the worst and you do suffer an accident, then it could be worth getting in touch with your insurer to see if you are covered.
About The Author: Launched in March 2003, BestDealInsurance (http://www.bestdealinsurance.co.uk) are a completely independent specialist broker.They offer the full range of household insurance from buildings and / or contents insurance to buy to let cover.
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=141627
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
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