Top 5 Tips To Reduce Your Life Insurance Premium
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David Thomson
Apr 18, 2013, 11:50:04 AM4/18/13
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Please consider this free-reprint article written by:
David Thomson
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Article Title: Top 5 Tips To Reduce Your Life Insurance Premium
Author: David Thomson
Word Count: 387
Article URL: http://www.isnare.com/?aid=144582&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=144582
Easy Publish Tool: http://www.isnare.com/html.php?aid=144582
*********************** ARTICLE START ***********************
Life insurance is essential without a doubt but it can be very expensive and as such can be tempting to avoid taking out. However should the worse happen then you could leave your loved ones in a whole lot of trouble financially.
Using a little common sense and initiative you can however save your self some money and so make life insurance more affordable. Here are top 5 tips to help you get the cheapest and best deal available.
1. The number one tip when shopping for life insurance is to shop around. By shopping around - especially if you take advantage of the internet - and making comparisons of policies, you will quickly and easily get yourself the best deal possible. Factors to take into consideration when comparing policies includes understanding the details of the policy. These include the amount of premium you will be paying every month; the benefits you get from the policy; and, how much the surrender value of the policy is should you cash it in early. These charges will usually vary from company to company and can vary greatly with some in what you get for your payout.
2. Many companies will allow you to make savings if you choose to pay for your policy on an annual basis or by direct debit straight from your bank account. It is worth checking on this because you could be able to make a saving rather than paying on a weekly or monthly basis.
3. Where possible, instead of taking out several different smaller policies for life insurance take out just one larger one. A large policy is always the best value for money and will sell for less per amount of coverage.
4. If you have held a policy for a number of years then it might be outdated and you could be paying more than you should be for the amount you are covered for. In fact you could be paying around 2 to 3 times more than could you be if you shopped around online and compared newer policies for a better deal.
5. If you quit smoking and drinking, start exercising and lose weight if you need to, you could find that your premiums are a lot lower than those who smoke and drink etc.
About The Author: Launched in March 2003, BestDealInsurance (http://www.bestdealinsurance.com) are a completely independent specialist broker. They offer the full range of life insurance to mortgage protection cover, ensuring that their clients have the protection they need, without leaving a hole in their pocket.
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=144582
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
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Message delivered directly to members of the group:
publish-the...@googlegroups.com
*****************************************************************
Please consider this free-reprint article written by:
David Thomson
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=144582
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=144582
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Top 5 Tips To Reduce Your Life Insurance Premium
Author: David Thomson
Word Count: 387
Article URL: http://www.isnare.com/?aid=144582&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=144582
Easy Publish Tool: http://www.isnare.com/html.php?aid=144582
*********************** ARTICLE START ***********************
Life insurance is essential without a doubt but it can be very expensive and as such can be tempting to avoid taking out. However should the worse happen then you could leave your loved ones in a whole lot of trouble financially.
Using a little common sense and initiative you can however save your self some money and so make life insurance more affordable. Here are top 5 tips to help you get the cheapest and best deal available.
1. The number one tip when shopping for life insurance is to shop around. By shopping around - especially if you take advantage of the internet - and making comparisons of policies, you will quickly and easily get yourself the best deal possible. Factors to take into consideration when comparing policies includes understanding the details of the policy. These include the amount of premium you will be paying every month; the benefits you get from the policy; and, how much the surrender value of the policy is should you cash it in early. These charges will usually vary from company to company and can vary greatly with some in what you get for your payout.
2. Many companies will allow you to make savings if you choose to pay for your policy on an annual basis or by direct debit straight from your bank account. It is worth checking on this because you could be able to make a saving rather than paying on a weekly or monthly basis.
3. Where possible, instead of taking out several different smaller policies for life insurance take out just one larger one. A large policy is always the best value for money and will sell for less per amount of coverage.
4. If you have held a policy for a number of years then it might be outdated and you could be paying more than you should be for the amount you are covered for. In fact you could be paying around 2 to 3 times more than could you be if you shopped around online and compared newer policies for a better deal.
5. If you quit smoking and drinking, start exercising and lose weight if you need to, you could find that your premiums are a lot lower than those who smoke and drink etc.
About The Author: Launched in March 2003, BestDealInsurance (http://www.bestdealinsurance.com) are a completely independent specialist broker. They offer the full range of life insurance to mortgage protection cover, ensuring that their clients have the protection they need, without leaving a hole in their pocket.
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=144582
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
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