Good Credit - Can You Live Without It?
0 views
Skip to first unread message
Robert Benjamin
Mar 13, 2013, 12:42:15 AM3/13/13
to publish-the...@googlegroups.com
*****************************************************************
Message delivered directly to members of the group:
publish-the...@googlegroups.com
*****************************************************************
Please consider this free-reprint article written by:
Robert Benjamin
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=657239
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=657239
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Good Credit - Can You Live Without It?
Author: Robert Benjamin
Word Count: 790
Article URL: http://www.isnare.com/?aid=657239&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=657239
Easy Publish Tool: http://www.isnare.com/html.php?aid=657239
*********************** ARTICLE START ***********************
You drive down a street and you see someone out in a large yard mowing the lawn, sitting on a riding lawnmower. The house is large and looks like it's well taken care of, there is a nice size swimming pool sitting behind the house, and in the driveway, you notice a shiny, almost new looking automobile. Scenes like this are all over the United States, and for a lot of people, it's what they consider a necessity of life.
Most of these people are so far in debt, that they are a slave to their material desires. They have to work long days, and often work weekends and Holidays, and many times, they ask to work any available overtime, for some extra money in their paycheck. Why, do they think this way, or how do they become trapped in this financial mess?
Many times it's their upbringing, they saw their parents working full time jobs, and they always had the biggest and best things, so this idea stuck in the children's minds, and as they aged, their thinking patterns resemble those of their parents, whether good or bad.
I am lucky as my Dad who was the bread winner of the family as we grew up, was just the opposite type of person, he was a person who had great restraint, and used common sense. One thing I remember Dad always saying, was; 'Don't go into debt', and 'Always pay your bills as soon as they arrive'. Dad, worked hard for years, from dawn into dark every day, on the farm we had.
If Dad, had enough money to buy a pack of chewing tobacco, he was happy. He didn't go looking for expensive cars, or fancy furniture, or other material traps, that so interest today's society. He would look for the best bargains, and go from there, instead of buying what was not needed, and getting into debt over his head.
Now, that I am in my fifties, I am blessed to have the same type of thinking as my Dad did, so many years ago. I have only owned and used one credit card in all my life, and that was a SEARS card that I made the mistake of applying for back in the late 1970's. I quickly learned that purchasing any items with a credit card, was insane, the high interest and other penalties made me soon, pay off my card and destroy it.
If I needed a new vehicle, I would save up a little cash, and buy a used one, I have never owned a new vehicle, and I have never had the desire to own one. To me a vehicle is a necessity, if you live far from your place of employment or the stores. If and when I lived in town, I did not even own a vehicle, as I walked to where I needed or wanted to go.
I have never had the desire to own my own home, because I always felt that my job would not pay for such a large expense, and I felt no desire to owning my own property, and having the hassles and other expenses of maintaining it, so since the age of 18, I have lived in small apartments that have been very inexpensive.
I have no debts, no outstanding loans of any type, and no credit cards, and I live fine and am enjoying life. I can live and maintain my current lifestyle on under then $1,000 a month easily. I have never had a desire to go into debt, and never will. Why would anyone want so much stuff, that is nothing more then earthly desires, and stupidity. I have never felt the need to impress anyone, and am happy and content. So, even here in this day and age, when there are so many families losing their homes to foreclosure, and others struggling to pay their bills, whose fault is it? Don't go into debt, and you can truly enjoy life.
There is a website that shows you numerous sources for getting a credit card or a fast cash loan, even if you have bad credit, also you can discover the best sources for credit reports, help prevent identity theft, understanding credit card terms, and much more, this website is called: Credit Cards and PayDay Loans, and it may be found at this URL: http://www.rb59.com/creditcards
You may publish this article in your ezine, newsletter or on your web site as long as it is reprinted in its entirety and without modification except for formatting needs or grammar corrections.
About The Author: Robert W. Benjamin has been in the software business since the early 1980's on the VIC 20, C64, AMIGA, and WINDOWS Computer Systems. He has won magazine awards for the 'Game of the Month', and more, in several European computer magazines. Credit Cards and PayDay Loans http://www.rb59.com/creditcards
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=657239
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
Message delivered directly to members of the group:
publish-the...@googlegroups.com
*****************************************************************
Please consider this free-reprint article written by:
Robert Benjamin
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=657239
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=657239
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Good Credit - Can You Live Without It?
Author: Robert Benjamin
Word Count: 790
Article URL: http://www.isnare.com/?aid=657239&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=657239
Easy Publish Tool: http://www.isnare.com/html.php?aid=657239
*********************** ARTICLE START ***********************
You drive down a street and you see someone out in a large yard mowing the lawn, sitting on a riding lawnmower. The house is large and looks like it's well taken care of, there is a nice size swimming pool sitting behind the house, and in the driveway, you notice a shiny, almost new looking automobile. Scenes like this are all over the United States, and for a lot of people, it's what they consider a necessity of life.
Most of these people are so far in debt, that they are a slave to their material desires. They have to work long days, and often work weekends and Holidays, and many times, they ask to work any available overtime, for some extra money in their paycheck. Why, do they think this way, or how do they become trapped in this financial mess?
Many times it's their upbringing, they saw their parents working full time jobs, and they always had the biggest and best things, so this idea stuck in the children's minds, and as they aged, their thinking patterns resemble those of their parents, whether good or bad.
I am lucky as my Dad who was the bread winner of the family as we grew up, was just the opposite type of person, he was a person who had great restraint, and used common sense. One thing I remember Dad always saying, was; 'Don't go into debt', and 'Always pay your bills as soon as they arrive'. Dad, worked hard for years, from dawn into dark every day, on the farm we had.
If Dad, had enough money to buy a pack of chewing tobacco, he was happy. He didn't go looking for expensive cars, or fancy furniture, or other material traps, that so interest today's society. He would look for the best bargains, and go from there, instead of buying what was not needed, and getting into debt over his head.
Now, that I am in my fifties, I am blessed to have the same type of thinking as my Dad did, so many years ago. I have only owned and used one credit card in all my life, and that was a SEARS card that I made the mistake of applying for back in the late 1970's. I quickly learned that purchasing any items with a credit card, was insane, the high interest and other penalties made me soon, pay off my card and destroy it.
If I needed a new vehicle, I would save up a little cash, and buy a used one, I have never owned a new vehicle, and I have never had the desire to own one. To me a vehicle is a necessity, if you live far from your place of employment or the stores. If and when I lived in town, I did not even own a vehicle, as I walked to where I needed or wanted to go.
I have never had the desire to own my own home, because I always felt that my job would not pay for such a large expense, and I felt no desire to owning my own property, and having the hassles and other expenses of maintaining it, so since the age of 18, I have lived in small apartments that have been very inexpensive.
I have no debts, no outstanding loans of any type, and no credit cards, and I live fine and am enjoying life. I can live and maintain my current lifestyle on under then $1,000 a month easily. I have never had a desire to go into debt, and never will. Why would anyone want so much stuff, that is nothing more then earthly desires, and stupidity. I have never felt the need to impress anyone, and am happy and content. So, even here in this day and age, when there are so many families losing their homes to foreclosure, and others struggling to pay their bills, whose fault is it? Don't go into debt, and you can truly enjoy life.
There is a website that shows you numerous sources for getting a credit card or a fast cash loan, even if you have bad credit, also you can discover the best sources for credit reports, help prevent identity theft, understanding credit card terms, and much more, this website is called: Credit Cards and PayDay Loans, and it may be found at this URL: http://www.rb59.com/creditcards
You may publish this article in your ezine, newsletter or on your web site as long as it is reprinted in its entirety and without modification except for formatting needs or grammar corrections.
About The Author: Robert W. Benjamin has been in the software business since the early 1980's on the VIC 20, C64, AMIGA, and WINDOWS Computer Systems. He has won magazine awards for the 'Game of the Month', and more, in several European computer magazines. Credit Cards and PayDay Loans http://www.rb59.com/creditcards
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=657239
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
Reply all
Reply to author
Forward
0 new messages