Qualifying For The Advantages Of A Va Home Loan
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IPRWire Staff Writer
May 7, 2013, 4:45:02 PM5/7/13
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Article Title: Qualifying For The Advantages Of A Va Home Loan
Author: IPRWire Staff Writer
Word Count: 517
Article URL: http://www.isnare.com/?aid=139257&ca=Real+Estate
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=139257
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Many veterans get out of the military and are ready to settle down and buy a house. Other veterans are aging and are ready to downsize from their family house and get something that is a bit more affordable or not so labor intensive. A VA home loan can make the process of buying a new house much more affordable. Whether or not you have taken advantage of this type of program in the past or not, you will find the opportunity well worth your time.
If you have never been involved with this lending program in the past, you may not be aware of the eligibility requirements. They are actually quite simple, although you might want to contact your veterans office for specific details that may relate to your case. The basic qualifying factors require that applicants must have served in the United States military some time from World War II until the present. If you served during wartime, it is required that you had served 90 consecutive days. If you served during peace time, you will need to have served 180 consecutive days to qualify. In addition, applicants must have been honorably discharged to be eligible for a VA home loan.
Applying for the financing program is very simple: Your income, credit scores, and assets will be reviewed just as they would when you apply for any other type of financial program. The interest rate that you are offered or whether you are approved will rely heavily on this information, as it is the best determining factor of whether or not you will be able to repay your mortgage in a timely manner. Those who are approved for the VA home loan will generally be given very affordable interest rates when compared with conventional financing programs.
When you are approved for this type of financing, you will benefit from several different advantages. Many veterans like that they may not be required to put a down payment on the home. This leaves the veteran with extra cash in the bank to pay for unexpected expenses associated with moving. Also, you can receive 100% funding, which makes moving into a new home more affordable for many people, including those who are aging and on a budget or those who have families and live on a budget. In addition, buyer closing costs are limited so that the total cost of the loan remains smaller and more affordable.
If you want more information on whether or not you are eligible for a VA home loan and learn more of its benefits, visit VA Loans Today at http://www.valoanstoday.com. This is a non-government resource that will give you all of the details in language that you can understand. Applying is also really simple, as the application is available right on the website. You will find that the FAQ pages on this website provide very detailed information, answering all of your lingering questions. You can even check out the interest rates generally associated with this type of financing so you know what to expect.
About The Author: http://www.valoanstoday.com was founded in 1983 and has grown over the years, taking pride in being able to help make home ownership a reality for many. Today the company provides VA home loans and VA loans for initial purchases, refinancing, home improvement.
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=139257
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Message delivered directly to members of the group:
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Please consider this free-reprint article written by:
IPRWire Staff Writer
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=139257
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=139257
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Qualifying For The Advantages Of A Va Home Loan
Author: IPRWire Staff Writer
Word Count: 517
Article URL: http://www.isnare.com/?aid=139257&ca=Real+Estate
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=139257
Easy Publish Tool: http://www.isnare.com/html.php?aid=139257
*********************** ARTICLE START ***********************
Many veterans get out of the military and are ready to settle down and buy a house. Other veterans are aging and are ready to downsize from their family house and get something that is a bit more affordable or not so labor intensive. A VA home loan can make the process of buying a new house much more affordable. Whether or not you have taken advantage of this type of program in the past or not, you will find the opportunity well worth your time.
If you have never been involved with this lending program in the past, you may not be aware of the eligibility requirements. They are actually quite simple, although you might want to contact your veterans office for specific details that may relate to your case. The basic qualifying factors require that applicants must have served in the United States military some time from World War II until the present. If you served during wartime, it is required that you had served 90 consecutive days. If you served during peace time, you will need to have served 180 consecutive days to qualify. In addition, applicants must have been honorably discharged to be eligible for a VA home loan.
Applying for the financing program is very simple: Your income, credit scores, and assets will be reviewed just as they would when you apply for any other type of financial program. The interest rate that you are offered or whether you are approved will rely heavily on this information, as it is the best determining factor of whether or not you will be able to repay your mortgage in a timely manner. Those who are approved for the VA home loan will generally be given very affordable interest rates when compared with conventional financing programs.
When you are approved for this type of financing, you will benefit from several different advantages. Many veterans like that they may not be required to put a down payment on the home. This leaves the veteran with extra cash in the bank to pay for unexpected expenses associated with moving. Also, you can receive 100% funding, which makes moving into a new home more affordable for many people, including those who are aging and on a budget or those who have families and live on a budget. In addition, buyer closing costs are limited so that the total cost of the loan remains smaller and more affordable.
If you want more information on whether or not you are eligible for a VA home loan and learn more of its benefits, visit VA Loans Today at http://www.valoanstoday.com. This is a non-government resource that will give you all of the details in language that you can understand. Applying is also really simple, as the application is available right on the website. You will find that the FAQ pages on this website provide very detailed information, answering all of your lingering questions. You can even check out the interest rates generally associated with this type of financing so you know what to expect.
About The Author: http://www.valoanstoday.com was founded in 1983 and has grown over the years, taking pride in being able to help make home ownership a reality for many. Today the company provides VA home loans and VA loans for initial purchases, refinancing, home improvement.
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=139257
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
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