Sarasota Foreclosures - 3 Foreclosure Prevention Strategies Delay Or Stop Foreclosure!
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Mike Payne
Mar 27, 2013, 8:00:21 PM3/27/13
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Mike Payne
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Article Title: Sarasota Foreclosures - 3 Foreclosure Prevention Strategies Delay Or Stop Foreclosure!
Author: Mike Payne
Word Count: 642
Article URL: http://www.isnare.com/?aid=547788&ca=Real+Estate
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=547788
Easy Publish Tool: http://www.isnare.com/html.php?aid=547788
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Three foreclosure prevention strategies help struggling property owners stall or avoid foreclosure. Whether you or someone you know is facing foreclosure, please understand your options and seek qualified advice.
To start, consider free help available locally and through the government. Contact HOPE NOW immediately to see if you or someone you know qualifies for help: 888.995.HOPE. Hope Now, a coalition of lenders, have come together to work out mortgages & keep families in their homes.
Clearly, homeowners benefit from foreclosure prevention help. However, it�s not just home owners who benefit from foreclosure prevention. Debt owners such as banks benefit from keeping homeowners in their homes.
A foreclosure typically costs a bank 30% more than a short sale. In my own Sarasota, Florida, neighborhood, 7 abandoned houses continue rotting away, destroying the value of each property in addition to all the houses in the neighborhood.
One such property has been stripped, with �someone:"
1. Removing all appliances
2. Removing all upper and lower cabinets in kitchen and bathrooms
3. Removing all copper piping through walls
4. Flooding the house (and destroying all wood flooring and carpet with pool water drained into the house.
By the way, windows are broken...and maybe that's a slight blessing in disguise.
The once nice PVC fence is gone along with the air conditioning compressor.
By the time, the bank repossesses this property, the debt owner will acquire a liability worth one-third its previous value or minimum $100,000 since the house has been abandoned. Of course, I didn�t mention mold.
For 18 months, this Florida house has had no ventilation�no AC at all. The cost of foreclosure extends beyond the debt owner�s loss to all neighboring properties. The entire community suffers with foreclosure.
If Hope Now doesn't work for you, immediately implement strategy #2�call the National Association of Consumer Advocates @ www.naca.net. NACA is a group of consumer attorneys SPECIALIZING in foreclosure defense. It�s been my experience that NACA attorneys specialize in foreclosure defense more so than local attorneys who only recently have turned their law practices into foreclosure defense to accommodate demand. Nonetheless, search your local area for experienced, proven attorneys specializing in foreclosure defense. In the last 8 months, I have discovered 3 very qualified attorneys in my local area. Very few attorneys specialized in foreclosure defense prior to 2007. The �good� attorneys are those who have invested time, money & energy to become proven advocates.
Strategy #3 calls for you (preferably your attorney) demanding your debt owner produce the "original note.� This strategy alone currently is delaying a foreclosure for months longer than normal in judicial foreclosure states such as Florida. Florida is a judicial foreclosure state, meaning a foreclosure must go through the courts. Courts in my area are so jammed foreclosure proceedings are taking months longer than normal. It�s not unheard of for a debt owner to take 18-36 months to foreclose. The other day, I oversaw a cash-for-keys exchange, where the homeowner volunteered the keys in exchange for cash.
She agreed to leave the house in broom-clean condition.
She had been living in the house rent free since July 2008.
Sarasota foreclosures dot nearly every neighborhood in Sarasota, hammering all other home owners� property values. Foreclosures cost everyone, including the neighbors. These 3 strategies offer a glimpse of the help available to you or someone you know for avoiding foreclosure. If you and your qualified counsel determine short selling your house is in your best interest and you are in the Sarasota (FL) area, please call me now. I will short sell your property for you...at no cost to you. Should you qualify for a short sale, the bank pays me to short sell your property.
About The Author: Sarasota Realtor Mike helps homeowners avoid foreclosure. Mike and his team also help buyers and sellers avoid costly mistakes as property values drop and 30-50% off 2006 "bubble" prices are not the bargains they appear to be. Contact me now at 941-914-9980 or http://www.sarasotahomesforsalenow.com
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=547788
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
Message delivered directly to members of the group:
publish-the...@googlegroups.com
*****************************************************************
Please consider this free-reprint article written by:
Mike Payne
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=547788
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=547788
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Sarasota Foreclosures - 3 Foreclosure Prevention Strategies Delay Or Stop Foreclosure!
Author: Mike Payne
Word Count: 642
Article URL: http://www.isnare.com/?aid=547788&ca=Real+Estate
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=547788
Easy Publish Tool: http://www.isnare.com/html.php?aid=547788
*********************** ARTICLE START ***********************
Three foreclosure prevention strategies help struggling property owners stall or avoid foreclosure. Whether you or someone you know is facing foreclosure, please understand your options and seek qualified advice.
To start, consider free help available locally and through the government. Contact HOPE NOW immediately to see if you or someone you know qualifies for help: 888.995.HOPE. Hope Now, a coalition of lenders, have come together to work out mortgages & keep families in their homes.
Clearly, homeowners benefit from foreclosure prevention help. However, it�s not just home owners who benefit from foreclosure prevention. Debt owners such as banks benefit from keeping homeowners in their homes.
A foreclosure typically costs a bank 30% more than a short sale. In my own Sarasota, Florida, neighborhood, 7 abandoned houses continue rotting away, destroying the value of each property in addition to all the houses in the neighborhood.
One such property has been stripped, with �someone:"
1. Removing all appliances
2. Removing all upper and lower cabinets in kitchen and bathrooms
3. Removing all copper piping through walls
4. Flooding the house (and destroying all wood flooring and carpet with pool water drained into the house.
By the way, windows are broken...and maybe that's a slight blessing in disguise.
The once nice PVC fence is gone along with the air conditioning compressor.
By the time, the bank repossesses this property, the debt owner will acquire a liability worth one-third its previous value or minimum $100,000 since the house has been abandoned. Of course, I didn�t mention mold.
For 18 months, this Florida house has had no ventilation�no AC at all. The cost of foreclosure extends beyond the debt owner�s loss to all neighboring properties. The entire community suffers with foreclosure.
If Hope Now doesn't work for you, immediately implement strategy #2�call the National Association of Consumer Advocates @ www.naca.net. NACA is a group of consumer attorneys SPECIALIZING in foreclosure defense. It�s been my experience that NACA attorneys specialize in foreclosure defense more so than local attorneys who only recently have turned their law practices into foreclosure defense to accommodate demand. Nonetheless, search your local area for experienced, proven attorneys specializing in foreclosure defense. In the last 8 months, I have discovered 3 very qualified attorneys in my local area. Very few attorneys specialized in foreclosure defense prior to 2007. The �good� attorneys are those who have invested time, money & energy to become proven advocates.
Strategy #3 calls for you (preferably your attorney) demanding your debt owner produce the "original note.� This strategy alone currently is delaying a foreclosure for months longer than normal in judicial foreclosure states such as Florida. Florida is a judicial foreclosure state, meaning a foreclosure must go through the courts. Courts in my area are so jammed foreclosure proceedings are taking months longer than normal. It�s not unheard of for a debt owner to take 18-36 months to foreclose. The other day, I oversaw a cash-for-keys exchange, where the homeowner volunteered the keys in exchange for cash.
She agreed to leave the house in broom-clean condition.
She had been living in the house rent free since July 2008.
Sarasota foreclosures dot nearly every neighborhood in Sarasota, hammering all other home owners� property values. Foreclosures cost everyone, including the neighbors. These 3 strategies offer a glimpse of the help available to you or someone you know for avoiding foreclosure. If you and your qualified counsel determine short selling your house is in your best interest and you are in the Sarasota (FL) area, please call me now. I will short sell your property for you...at no cost to you. Should you qualify for a short sale, the bank pays me to short sell your property.
About The Author: Sarasota Realtor Mike helps homeowners avoid foreclosure. Mike and his team also help buyers and sellers avoid costly mistakes as property values drop and 30-50% off 2006 "bubble" prices are not the bargains they appear to be. Contact me now at 941-914-9980 or http://www.sarasotahomesforsalenow.com
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=547788
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
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