Save Money By Not Purchasing Car Insurance At Your Car Dealer
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Ajeet Khurana
May 8, 2013, 4:35:07 AM5/8/13
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Ajeet Khurana
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Article Title: Save Money By Not Purchasing Car Insurance At Your Car Dealer
Author: Ajeet Khurana
Word Count: 575
Article URL: http://www.isnare.com/?aid=150256&ca=Automotive
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=150256
Easy Publish Tool: http://www.isnare.com/html.php?aid=150256
*********************** ARTICLE START ***********************
If you are planning to buy a car, make sure you are prepared with all the necessary information. Besides having to actually select a vehicle and arrange for financing, you need to look out for a good car dealer to get insurance on the car. With every step and decision you make, there are a lot of official forms that you will have to fill out. The car dealer is one of the most confusing people you will meet along the way, so car buyers must be very careful. Go somewhere that has that you have heard good things about. The secret behind every car dealer is that they are not necessarily concerned about your well-being the commission they will make off of the vehicle they sell you, plus any add-ons.
In some states you can purchase your car insurance from the dealer who sold you the car. Bad idea. The reason for this is that dealers will unduly markup your insurance rate because again, they are in it for profit. They care about making big, fat commissions off your purchase -- customer protection is not their priority. It IS a priority, because they will want you back again, but your specific financial needs are not at the top of their list.
You will notice they will give you terrific treatment while you are there. Again, this is because they are in the wining and dining stage that appears before every closed deal. Obviously, you are more likely to purchase something from someone that treats you well. In the eyes of the car dealership, they are competing with all of the other dealers that try to win your trust and favor while you are making a major financial decision. They are hoping you are going to be so blinded by their niceties that that will seriously affect your decision to purchase, lease, or walk away.
While you may love being treated like a big-time celebrity,, stop for a minute if you hear the words gap insurance. Gap insurance is an insurance coverage that will cover you in the event of a total loss. It will cover the "gap" created by the difference between the value of your vehicle and what you currently owe on it. You may think you won't need it, but you will. Immediately after the maiden cruise in your new car it depreciates in value, so even if you got in a wreck or had it stolen minutes after driving away, you are going to owe more money than you intended. Gap insurance covers you for such contingencies. It is a good idea to get it, a bad idea to get it from the car dealership.
Again, the same principle applies. They have already marked it up to increase the volume of their bank accounts. In most cases, the markup can be anywhere from $500 -- $1000 above the cost of the actual coverage. This is a known fact published in Automotive News. There are quite a few authentic sources providing for for Gap Insurance either online or through a local car insurance company. While you are looking to get better insurance deals for your newly purchased or leased vehicle, do it through an actual insurance company. There is nothing wrong with the insurance offered through your car dealer, it will help you insure your car in these situations, but it will also increase your expenses.
About The Author: Ajeet Khurana writes on a wide range of topics -- technology, business, education, and more. He recommends the following sites: Cheap Car Insurance at http://www.nationsfinance.co.uk/insurance/ Car Insurance at http://www.insure121.com/ and Ohio Car Dealers at http://www.ohiowebstart.com/
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=150256
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
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Message delivered directly to members of the group:
publish-the...@googlegroups.com
*****************************************************************
Please consider this free-reprint article written by:
Ajeet Khurana
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=150256
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=150256
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Save Money By Not Purchasing Car Insurance At Your Car Dealer
Author: Ajeet Khurana
Word Count: 575
Article URL: http://www.isnare.com/?aid=150256&ca=Automotive
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=150256
Easy Publish Tool: http://www.isnare.com/html.php?aid=150256
*********************** ARTICLE START ***********************
If you are planning to buy a car, make sure you are prepared with all the necessary information. Besides having to actually select a vehicle and arrange for financing, you need to look out for a good car dealer to get insurance on the car. With every step and decision you make, there are a lot of official forms that you will have to fill out. The car dealer is one of the most confusing people you will meet along the way, so car buyers must be very careful. Go somewhere that has that you have heard good things about. The secret behind every car dealer is that they are not necessarily concerned about your well-being the commission they will make off of the vehicle they sell you, plus any add-ons.
In some states you can purchase your car insurance from the dealer who sold you the car. Bad idea. The reason for this is that dealers will unduly markup your insurance rate because again, they are in it for profit. They care about making big, fat commissions off your purchase -- customer protection is not their priority. It IS a priority, because they will want you back again, but your specific financial needs are not at the top of their list.
You will notice they will give you terrific treatment while you are there. Again, this is because they are in the wining and dining stage that appears before every closed deal. Obviously, you are more likely to purchase something from someone that treats you well. In the eyes of the car dealership, they are competing with all of the other dealers that try to win your trust and favor while you are making a major financial decision. They are hoping you are going to be so blinded by their niceties that that will seriously affect your decision to purchase, lease, or walk away.
While you may love being treated like a big-time celebrity,, stop for a minute if you hear the words gap insurance. Gap insurance is an insurance coverage that will cover you in the event of a total loss. It will cover the "gap" created by the difference between the value of your vehicle and what you currently owe on it. You may think you won't need it, but you will. Immediately after the maiden cruise in your new car it depreciates in value, so even if you got in a wreck or had it stolen minutes after driving away, you are going to owe more money than you intended. Gap insurance covers you for such contingencies. It is a good idea to get it, a bad idea to get it from the car dealership.
Again, the same principle applies. They have already marked it up to increase the volume of their bank accounts. In most cases, the markup can be anywhere from $500 -- $1000 above the cost of the actual coverage. This is a known fact published in Automotive News. There are quite a few authentic sources providing for for Gap Insurance either online or through a local car insurance company. While you are looking to get better insurance deals for your newly purchased or leased vehicle, do it through an actual insurance company. There is nothing wrong with the insurance offered through your car dealer, it will help you insure your car in these situations, but it will also increase your expenses.
About The Author: Ajeet Khurana writes on a wide range of topics -- technology, business, education, and more. He recommends the following sites: Cheap Car Insurance at http://www.nationsfinance.co.uk/insurance/ Car Insurance at http://www.insure121.com/ and Ohio Car Dealers at http://www.ohiowebstart.com/
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=150256
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
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