Cheap Life Cover � Know Why Life Insurance is so Important
0 views
Skip to first unread message
Angela Dalton
Apr 23, 2010, 3:25:01 AM4/23/10
to publish-the...@googlegroups.com
*****************************************************************
Message delivered directly to members of the group:
publish-the...@googlegroups.com
*****************************************************************
Please consider this free-reprint article written by:
Angela Dalton
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=506079
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=506079
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Cheap Life Cover – Know Why Life Insurance is so Important
Author: Angela Dalton
Word Count: 518
Article URL: http://www.isnare.com/?aid=506079&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=506079
Easy Publish Tool: http://www.isnare.com/html.php?aid=506079
*********************** ARTICLE START ***********************
The significance of having a sufficient amount of life cover must in no way be taken too lightly, and the answer might be in buying fixed term life cover. However to begin with, why is life insurance so vital? Unfortunately, a lot of individuals perceive it as a needless expenditure, assuming that as soon as they pass away, what good the money will be then? On the other hand, life insurance offers financial security for the family you left high and dry.
For case in point, if you breathe your last some day, would your spouse be able to pay for monthly home mortgage payment and daily expenses like utility bills, grocery bills on just a single wage? Can they survive with the same standard of living or will they have to sell off and cut back, perhaps displacing your kids in the course? It is doubtful that they will be able to survive monetarily on just a single wage and you certainly would not like to see them go through any type of financial stress even as the cope with their loss. The best part is that the life cover doesn't need to be too costly and a predetermined term life insurance can be quite economical.
Fixed term life insurance policy is a life cover that disburses sum assured if the life insured or the policyholder passes away at some point in the tenure of the policy. It is a plain, cheap and perhaps the purest form of life insurance cover to be had. This is for the reason that if the policyholder lives on the term of the policy, it dies and no disbursement is made. Given that the sum assured is just paid on the demise of the policyholder, this makes the fixed term life insurance premiums cheaper than several other life insurance policies. Fixed term life insurance can as well have other advantages like disbursement of the sum assured upon identification of a life-threatening disease like renal failure at some point in the tenure of the policy. Of course, you have to pay extra for such riders.
The term is usually set to go with your individual financial state of affairs, for case in point, if you still have fifteen years remaining on your home loan; in that case you need life insurance to cover up no less than the time until your loan is settled off in entirety. If not you might like it to go on until you plan to give up job. The same as with all the things in life, do shop around to get the best life insurance deal for you as the cost or premiums can differ from one insurance company to another even if they are offering the equivalent cover and advantages.
As a final point, if you are uncertain on any part of your preferred life insurance policy, in that case you can seek advice from an independent life insurance agent or financial expert. In addition you can contact customer helpdesk of the insurance company for ant query.
About The Author: Please visit: http://www.einsured.co.uk/
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=506079
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com --
You received this message because you are subscribed to the Google Groups "Publish These Articles" group.
To post to this group, send email to publish-the...@googlegroups.com.
To unsubscribe from this group, send email to publish-these-art...@googlegroups.com.
For more options, visit this group at http://groups.google.com/group/publish-these-articles?hl=en.
Message delivered directly to members of the group:
publish-the...@googlegroups.com
*****************************************************************
Please consider this free-reprint article written by:
Angela Dalton
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=506079
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=506079
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Cheap Life Cover – Know Why Life Insurance is so Important
Author: Angela Dalton
Word Count: 518
Article URL: http://www.isnare.com/?aid=506079&ca=Finances
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=506079
Easy Publish Tool: http://www.isnare.com/html.php?aid=506079
*********************** ARTICLE START ***********************
The significance of having a sufficient amount of life cover must in no way be taken too lightly, and the answer might be in buying fixed term life cover. However to begin with, why is life insurance so vital? Unfortunately, a lot of individuals perceive it as a needless expenditure, assuming that as soon as they pass away, what good the money will be then? On the other hand, life insurance offers financial security for the family you left high and dry.
For case in point, if you breathe your last some day, would your spouse be able to pay for monthly home mortgage payment and daily expenses like utility bills, grocery bills on just a single wage? Can they survive with the same standard of living or will they have to sell off and cut back, perhaps displacing your kids in the course? It is doubtful that they will be able to survive monetarily on just a single wage and you certainly would not like to see them go through any type of financial stress even as the cope with their loss. The best part is that the life cover doesn't need to be too costly and a predetermined term life insurance can be quite economical.
Fixed term life insurance policy is a life cover that disburses sum assured if the life insured or the policyholder passes away at some point in the tenure of the policy. It is a plain, cheap and perhaps the purest form of life insurance cover to be had. This is for the reason that if the policyholder lives on the term of the policy, it dies and no disbursement is made. Given that the sum assured is just paid on the demise of the policyholder, this makes the fixed term life insurance premiums cheaper than several other life insurance policies. Fixed term life insurance can as well have other advantages like disbursement of the sum assured upon identification of a life-threatening disease like renal failure at some point in the tenure of the policy. Of course, you have to pay extra for such riders.
The term is usually set to go with your individual financial state of affairs, for case in point, if you still have fifteen years remaining on your home loan; in that case you need life insurance to cover up no less than the time until your loan is settled off in entirety. If not you might like it to go on until you plan to give up job. The same as with all the things in life, do shop around to get the best life insurance deal for you as the cost or premiums can differ from one insurance company to another even if they are offering the equivalent cover and advantages.
As a final point, if you are uncertain on any part of your preferred life insurance policy, in that case you can seek advice from an independent life insurance agent or financial expert. In addition you can contact customer helpdesk of the insurance company for ant query.
About The Author: Please visit: http://www.einsured.co.uk/
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=506079
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com --
You received this message because you are subscribed to the Google Groups "Publish These Articles" group.
To post to this group, send email to publish-the...@googlegroups.com.
To unsubscribe from this group, send email to publish-these-art...@googlegroups.com.
For more options, visit this group at http://groups.google.com/group/publish-these-articles?hl=en.
Reply all
Reply to author
Forward
0 new messages