How the Affordable Care Act Has Affected Pennsylvania
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Taylor Thomas
May 17, 2013, 1:12:02 PM5/17/13
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Article Title: How the Affordable Care Act Has Affected Pennsylvania
Author: Taylor Thomas
Word Count: 600
Article URL: http://www.isnare.com/?aid=1840396&ca=Medical+Business
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=1840396
Easy Publish Tool: http://www.isnare.com/html.php?aid=1840396
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While the Affordable Care Act (ACA) has garnered more than its share of controversy since it was signed into law, there can be very little disagreement about the fact that it has had a significant impact on the Commonwealth of Pennsylvania over the past three years. It starts with the health insurance marketplace established in every state. Of the approximately 1.2 million Pennsylvanians (12 percent of the non-elderly population) who are uninsured, about 1.1 million could qualify for either tax credits for health insurance or to purchase insurance directly through the exchange when it becomes reality in 2014.
Refusal of Medicaid Expansion
Pennsylvania�s governor has refused to allow his state to participate in the ACA expansion of Medicaid, but a recent study conducted by the Pennsylvania legislature�s Independent Fiscal Office estimated that the expansion could mean a boon of about $435 million for the state�s treasury. Much of that money would be savings realized by the movement of residents from the state�s medical assistance program onto the Medicaid rolls, which would be federally funded in full for the first three years, and 90 percent federally funded after that. Uncertainties about the continuance of federal funding have caused half of the nation�s states to reject the Medicaid expansion plans, so Pennsylvania is not alone.
Helping Young, Old and In Between
One significant impact of the ACA has been felt by thousands of Pennsylvanians in their 20s, young adults who might find themselves without a job and health insurance after college. The ACA allowed people under 26 to stay on their parents� health insurance. As of the end of 2011, the most recent date data was available, approximately 91,000 young Pennsylvanians were taking advantage of this change in the law.
And in 2012, thanks to a provision that closed the �donut hole� in Medicare Part D drug coverage, participating Pennsylvanians saved an average of $753 -- $167.6 million statewide. In addition, out-of-pocket costs for 1.034 million seniors in Pennsylvania benefited from the elimination of deductibles and co-payments for preventive and early-detection medical services.
Price Controls and Rebates
Nearly every Pennsylvania citizen, even those with their own health insurance through work or personal policies, is expected to benefit from the ACA cost control measures. The Act�s 80/20 rule means that at least 80 percent of customers� premiums must be spent on health care costs and quality improvements instead of expenditures such as executive salaries. In 2012, that led directly to rebates for 575,551 Pennsylvanians at an average of $165 per family. In addition, Pennsylvania has received $5.3 million from the federal government through the ACA for programs that help guard against unreasonable premium increases.
Other Benefits to Pennsylvanians
Even without the expansion of Medicaid, Pennsylvanians stand to benefit extensively from the new health care law. Hundreds of millions of dollars have been funneled to the commonwealth in the form of research grants designed to help prevent illness and promote health. In addition, health centers in Pennsylvania received nearly $77 million in grants to support ongoing operations and to establish new sites, expand services and support major capital improvements.
No matter where one stands politically on the Affordable Care Act, there can be no debate that the people of the Commonwealth of Pennsylvania have benefited already, and stand to benefit for decades in the future. The clincher: No longer will anyone be turned down because of a pre-existing condition. That alone has helped nearly 7,000 Pennsylvanians � the people who needed health insurance the most, but were ineligible under previous law � find a new lease on life in the Keystone State.
About The Author: Taylor Thomas is an experienced writer who has written for a number of notable publications. As a lifestyle expert, Mr. Thomas is able to offer insight into a multitude of topics, including health care. http://www.healthgrades.com/group-directory/pennsylvania-pa/wayne/laser-spine-institute-9961d422
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=1840396
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Message delivered directly to members of the group:
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*****************************************************************
Please consider this free-reprint article written by:
Taylor Thomas
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=1840396
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=1840396
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: How the Affordable Care Act Has Affected Pennsylvania
Author: Taylor Thomas
Word Count: 600
Article URL: http://www.isnare.com/?aid=1840396&ca=Medical+Business
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=1840396
Easy Publish Tool: http://www.isnare.com/html.php?aid=1840396
*********************** ARTICLE START ***********************
While the Affordable Care Act (ACA) has garnered more than its share of controversy since it was signed into law, there can be very little disagreement about the fact that it has had a significant impact on the Commonwealth of Pennsylvania over the past three years. It starts with the health insurance marketplace established in every state. Of the approximately 1.2 million Pennsylvanians (12 percent of the non-elderly population) who are uninsured, about 1.1 million could qualify for either tax credits for health insurance or to purchase insurance directly through the exchange when it becomes reality in 2014.
Refusal of Medicaid Expansion
Pennsylvania�s governor has refused to allow his state to participate in the ACA expansion of Medicaid, but a recent study conducted by the Pennsylvania legislature�s Independent Fiscal Office estimated that the expansion could mean a boon of about $435 million for the state�s treasury. Much of that money would be savings realized by the movement of residents from the state�s medical assistance program onto the Medicaid rolls, which would be federally funded in full for the first three years, and 90 percent federally funded after that. Uncertainties about the continuance of federal funding have caused half of the nation�s states to reject the Medicaid expansion plans, so Pennsylvania is not alone.
Helping Young, Old and In Between
One significant impact of the ACA has been felt by thousands of Pennsylvanians in their 20s, young adults who might find themselves without a job and health insurance after college. The ACA allowed people under 26 to stay on their parents� health insurance. As of the end of 2011, the most recent date data was available, approximately 91,000 young Pennsylvanians were taking advantage of this change in the law.
And in 2012, thanks to a provision that closed the �donut hole� in Medicare Part D drug coverage, participating Pennsylvanians saved an average of $753 -- $167.6 million statewide. In addition, out-of-pocket costs for 1.034 million seniors in Pennsylvania benefited from the elimination of deductibles and co-payments for preventive and early-detection medical services.
Price Controls and Rebates
Nearly every Pennsylvania citizen, even those with their own health insurance through work or personal policies, is expected to benefit from the ACA cost control measures. The Act�s 80/20 rule means that at least 80 percent of customers� premiums must be spent on health care costs and quality improvements instead of expenditures such as executive salaries. In 2012, that led directly to rebates for 575,551 Pennsylvanians at an average of $165 per family. In addition, Pennsylvania has received $5.3 million from the federal government through the ACA for programs that help guard against unreasonable premium increases.
Other Benefits to Pennsylvanians
Even without the expansion of Medicaid, Pennsylvanians stand to benefit extensively from the new health care law. Hundreds of millions of dollars have been funneled to the commonwealth in the form of research grants designed to help prevent illness and promote health. In addition, health centers in Pennsylvania received nearly $77 million in grants to support ongoing operations and to establish new sites, expand services and support major capital improvements.
No matter where one stands politically on the Affordable Care Act, there can be no debate that the people of the Commonwealth of Pennsylvania have benefited already, and stand to benefit for decades in the future. The clincher: No longer will anyone be turned down because of a pre-existing condition. That alone has helped nearly 7,000 Pennsylvanians � the people who needed health insurance the most, but were ineligible under previous law � find a new lease on life in the Keystone State.
About The Author: Taylor Thomas is an experienced writer who has written for a number of notable publications. As a lifestyle expert, Mr. Thomas is able to offer insight into a multitude of topics, including health care. http://www.healthgrades.com/group-directory/pennsylvania-pa/wayne/laser-spine-institute-9961d422
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=1840396
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
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