Is It Worthwhile Insuring Your Personalised Number Plate?
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Malcolm Forster
Mar 23, 2013, 12:40:03 AM3/23/13
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Please consider this free-reprint article written by:
Malcolm Forster
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Article Title: Is It Worthwhile Insuring Your Personalised Number Plate?
Author: Malcolm Forster
Word Count: 382
Article URL: http://www.isnare.com/?aid=140801&ca=Automotive
Format: 64cpl
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There are available insurance schemes covering the loss of personalised number plates , but are they a worthwhile expenditure? Let us look at the potential circumstances which could result in a claim.
The first would be the theft of the registration number on it�s own.To do this the criminal would nee your vehicle documents ( V5C log book,m.o.t and tax disc ) he would also have to forge your signature and change the address on your V5C.Unless you keep you V5C in the glovebox this is a low risk scenario.
Second would be the theft of the car with the number on it.Once again the thief would need your vehicle documents to be able to transfer the registration.It is no longer possible to obtain a duplicate log book as if someone other than you applies the DVLA will write to you immediately.If the car is not recovered you can get your registration number back through normal DVLA procedures although you will have to wait 12 months.Having insurance will not alter this rule.
Total loss is next.Assuming the car is a write off following an accident it should be easy enough to put the number on retention before you settle with the insurance company , do not part with the V5C until you have done this.
Failure to transfer the registration number before selling or trading the car is the last possible scenario.Registration numbers go with the car ( or more accurately the V5C ) sq it is recommended to always put the number on retention before you even advertise the car.Should the personalised number plate be lost through failure to do this it would amount to negligence on your part and it is unlikely to be covered by insurance.
In summary it seems , in our opinion , that insuring your personalised number plate may not be as worthwhile as it might appear as there are already procedures in place to protect you.In any event the DVLA know where all cars and registration numbers are and can therefore trace them and a personalised number plate is of no use to anyone outside the uk so what would a thief do with it?
About The Author: My business website :- http://www.northumbrianumbers.com
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=140801
*********************** ARTICLE END ***********************
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Message delivered directly to members of the group:
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*****************************************************************
Please consider this free-reprint article written by:
Malcolm Forster
*****************************
IMPORTANT - Publication/Reprint Terms
- You have permission to publish this article electronically in free-only publications such as a website or an ezine as long as the bylines are included.
- You are not allowed to use this article for commercial purposes. The article should only be reprinted in a publicly accessible website and not in a members-only commercial site.
- You are not allowed to post/reprint this article in any sites/publications that contains or supports hate, violence, porn and warez or any indecent and illegal sites/publications.
- You are not allowed to use this article in UCE (Unsolicited Commercial Email) or SPAM. This article MUST be distributed in an opt-in email list only.
- If you distribute this article in an ezine or newsletter, we ask that you send a copy of the newsletter or ezine that contains the article to http://www.isnare.com/eta.php?aid=140801
- If you post this article in a website/forum/blog, ALL links MUST be set to hyperlinks and we ask that you send a copy of the URL where the article is posted to http://www.isnare.com/eta.php?aid=140801
- We request that you ask permission from the author if you want to publish this article in print.
The role of iSnare.com is only to distribute this article as part of its Article Distribution feature ( http://www.isnare.com/distribution.php ). iSnare.com does NOT own this article, please respect the author's copyright and this publication/reprint terms. If you do not agree to any of these terms, please do not reprint or publish this article.
*****************************
Article Title: Is It Worthwhile Insuring Your Personalised Number Plate?
Author: Malcolm Forster
Word Count: 382
Article URL: http://www.isnare.com/?aid=140801&ca=Automotive
Format: 64cpl
Contact The Author: http://www.isnare.com/eta.php?aid=140801
Easy Publish Tool: http://www.isnare.com/html.php?aid=140801
*********************** ARTICLE START ***********************
There are available insurance schemes covering the loss of personalised number plates , but are they a worthwhile expenditure? Let us look at the potential circumstances which could result in a claim.
The first would be the theft of the registration number on it�s own.To do this the criminal would nee your vehicle documents ( V5C log book,m.o.t and tax disc ) he would also have to forge your signature and change the address on your V5C.Unless you keep you V5C in the glovebox this is a low risk scenario.
Second would be the theft of the car with the number on it.Once again the thief would need your vehicle documents to be able to transfer the registration.It is no longer possible to obtain a duplicate log book as if someone other than you applies the DVLA will write to you immediately.If the car is not recovered you can get your registration number back through normal DVLA procedures although you will have to wait 12 months.Having insurance will not alter this rule.
Total loss is next.Assuming the car is a write off following an accident it should be easy enough to put the number on retention before you settle with the insurance company , do not part with the V5C until you have done this.
Failure to transfer the registration number before selling or trading the car is the last possible scenario.Registration numbers go with the car ( or more accurately the V5C ) sq it is recommended to always put the number on retention before you even advertise the car.Should the personalised number plate be lost through failure to do this it would amount to negligence on your part and it is unlikely to be covered by insurance.
In summary it seems , in our opinion , that insuring your personalised number plate may not be as worthwhile as it might appear as there are already procedures in place to protect you.In any event the DVLA know where all cars and registration numbers are and can therefore trace them and a personalised number plate is of no use to anyone outside the uk so what would a thief do with it?
About The Author: My business website :- http://www.northumbrianumbers.com
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=140801
*********************** ARTICLE END ***********************
- To distribute your articles go to http://www.isnare.com/distribution.php
- For more free-reprint articles go to http://www.isnare.com
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