[Pathway To Success] No 26, 27 Dec 2009 - Resolution Revolution
Irena Whitfield
Pathway To Success, Published since 2000
Volume 9, Issue No 26, 27th December 2009
Publisher Irena Whitfield
http://www.thecassiopeia.com/
iwhit...@thecassiopeia.com
Subscriber Count: 138,500+
Success is the sum of small efforts, repeated day in and day out.
Robert Collier
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Editorial:
Happy publishing Sunday, my valued Readers!
This is the last Pathway To Success Issue this year. Again
and again, I want to thank you for your loyalty and business
during 2009. I really, really appreciate all of you, especially
at hard times, like these and wish you all the best in 2010!
I’m excited to tell you about an exciting program that is very
effective at getting your clients to turn their New Year’s
resolutions into life changing goals.
It’s clear that 2009 has been a difficult year for so many people
and it’s the perfect time of the year to start taking action
in order to make 2010 better than last year.
The only real way to alleviate uncertainty and fear is to have
a detailed plan fully mapped out.
This is where the Got Resolutions Challenge comes in!
New Year's is the only holiday that celebrates the passage of time.
And that's why, as the final seconds of the year tick away, we
become introspective.
Inevitably, that introspection turns to thoughts of self-improvement
and the annual ritual of making New Year's Resolutions.
What is so different about the Got Resolutions Challenge?
The Got Resolutions Challenge is a 30-day personal leadership
program that provides people with a step-by-step system for setting
and achieving their New Year's Resolutions.
Planning and knowledge are important antidotes to uncertainty and
the fear that uncertainty can bring. Setting goals and personal
strategies for your entry into the New Year can help reduce
the uncertainty and thus the fear.
In the Got Resolutions Challenge, Gary Ryan Blair will show people
not only how to make proper resolutions, but he will provide them
with a plan for actually sticking to them for the entire year!
30-days to super charge the New Year!
This Resolution Revolution is 30 days of non-stop accountability
to ensure that all New Year Resolutions are achieved.
All program components will be digitally delivered for immediate
client use. Check it here:
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And do not forget to collect your presents here:
http://www.thecassiopeia.com/NewYear2010.html
Enjoy all the tips and resources in this Issue and stay tuned...
Pathway To Success is back here with you in 14 days.
Sincerely,
Irena Whitfield
Your Publisher
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Publishing dates
'Pathway To Success' is published every other Sunday.
Next Issue is supposed on 10th January 2010.
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Contents
1. Today's Feature Article by Michael Angier
2. Today's Tip On the Opportunity worth checking
3. Today's Tip On Tool worth using
4. Today's Promotional Tip
Today's Feature Article
Yes, You Can Be Financially Independent
Michael Angier
By its very definition, financial independence means to not
be dependent on anyone or anything for our financial
needs. That requires being free from debt.
When asked what they would do if they won the lottery, most
people say they would pay off their debts. Just imagine what
it would be like not to owe any money!
We’d all like to be free from owing money. But something has
happened to us over the past couple of generations—we’ve come
to accept debt as just another part of modern life.
It doesn’t have to be that way.
The average American will earn between $600,000 and $2,000,000
in his or her life-time. But it’s not important what we make—
it’s what we keep that makes the difference. The percentage of
people reaching 65 who are financially independent are in the
small single digits. Over 25 percent of the US federal budget
is used just to pay interest on the national debt. Debt has
become the new “American Way” and it’s not something to be
proud of.
Bankruptcies, failed marriages, alcohol and drug abuse, crime
and a host of other things can often be related to the scourge
of debt. Part of the reason we’ve embraced being in debt for most,
if not all, of our lives can be attributed to the fact that
everyone else—including our government—is doing it. Owing one,
two or even three times as much as we earn in a year would
have been horrifying to our grandparents. Had consumer debt—a
term unheard of only 30 years ago—not crept into our society
gradually, it never would have been embraced.
Just think what it would be like if you owed absolutely nothing
to anyone for anything. All the payments you pay each month—all
the interest, all the worry, the limited choices—would disappear.
No more would you have to stay in a job or profession you despise
with people you don’t respect. You would feel not only free from
debt, but you would experience freedom in many other aspects
of your life.
Imagine what your life would be like if you only had to pay
for utilities, food and entertainment. Would it make a difference
in the quality of your life, the quality of your relationships,
your health? Of course it would.
We can all become debt-free and in less time than you might
think. But first we have to get serious about it. It won’t
happen by itself. The 40-40-40 plan won’t cut it. That’s working
40 hours a week, 40 years of your life and retiring at 40%
of what you were making before.
Most people work into May of each year, just to pay their taxes
to the state and federal government. How many more months do we
have to work to pay the interest and principle payments on what
we owe?
Let’s say that you owe $40,000—not counting your home
mortgage—credit cards, furniture, cars, etc. If the average
interest on this debt was 14 percent, you’d have to pay $5,600
just in interest each year. On top of that, of course, are
principle payments. That could easily be another $5,000 to $10,
000. Even if you were only paying $10,000 in payments on this
debt, you would have to make over $13,000 before taxes to
service this liability. If you made $35,000 annually, you’d be
working almost five months of that year just to make your
payments. Add to that the five months to pay taxes and what have
you got left? Is that any way to live? No wonder so many people
feel trapped.
How Do You Get There?
Getting out of debt and staying out of debt is simple. SIMPLE,
but not always easy. I want to encourage and support you and
your business to become debt-free. I’m confident that you will
have more fun, encounter less stress and be more productive.
My wife and I have made our plan, we’ve simplified our lives,
and we are well on our way to reaching this objective. Our
company has no debt and we will personally be free of ALL debt
in a short while. You can do it, too.
Debt-Free, then Wealth
Albert Einstein was once asked what he considered to be the
greatest invention of all time. “Compound interest,” was his
reply. When you’ve eliminated your debts, you can then start to
use this “great invention” and make compound interest work FOR
you instead of against you. You will develop an investment
portfolio that can make you truly wealthy in only a few years.
You can become a true capitalist in the real sense of the word—
one who creates capital. And you will be free.
You owe it to yourself and those you love to free yourself from
the power-robbing, creativity-stifling, worry-causing scourge of
debt. After that, you can begin to develop real wealth.
********************************
Michael Angier is founder and CIO (Chief Inspiration Officer)
of SuccessNet - a support network helping people and businesses
grow and prosper. Get their free Resource Book ($27 value)
of products, services and tools for running your business
more effectively. And most of the over 150 resources are FREE
to access and use.
http://www.thecassiopeia.com/recommends/freeresourcebook.html
********************************
Today's Tip On the Opportunity Worth Checking
Special Opportunity:
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Entries can be about any festivity around the end of the year.
They can be family recipes, tips and tricks, greeting cards or
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Slide Share's giving away Amazon Gift Certificates for the top
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Note: to enter the contest, please create your free account first
and then click to enter the contest to submit your entry.
Today's Tip On Tool Worth Getting
HOT: Special offer for Web Site Communicator!
I write about this great tool quite often but just in case
you don't remember:
What is Web Site Communicator?
Web Site Communicator is the last tool you will ever need to
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on your web site.
Web Site Communicator allows you and your web site visitors
to communicate using video, audio and text chat; increasing
your chances of securing sales, building relationships or
whatever it is your web site is designed to accomplish.
It is fully loaded with such features as Operator List, Buddy
List, Associates List, Private Messaging, File Transfer and
many other goodies.
It also comes with a Virtual Chat environment that is great
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Back to my Today's message:
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Today's Promotional Tip
Seeking Viral Promotion?
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Through this community, Friendizens can:
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*************************
A failure is a man who has blundered, but is not able to cash
in on the experience.
Elbert Hubbard
*************************
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