TD Banknorth
sam
checking w/ no minimum balance, and then low and behold they change
the rules. That is not the contract I signed up for. If they had at
least informed me I would have closed out the account before I had
fees that I had no knowledge of put me in the negative on this account
I hardly ever use. It is used for specific purposes. I have also had
money stolen for OD fees when there was actually a balance to cover
any activity. I have had quite enough.
I did not realize and should have, that TD Banknorth is a Canadian
Corporation. I have a practice of only doing business with American
companies and corporations – not that they are any better these days.
The American consumer has become so complacent and apathetic, allowing
these companies to treat us a door mats. This consumer says not
anymore.
Banknorth lost a lawsuit back in April, costing them $50 million;
perhaps this is why they have begun these predatory practices. They
would have been far better off to not conduct business in such a way
that it put them in the position to lose such a lawsuit.
For all of you complaining on this and other boards – do more. Email
everyone on your contact list; tell everyone you know to beware.
Complain to the FDIC, BBB and AG if applicable. Bad word of mouth can
be very damning to a company. Email everyone in the company that you
can. Call everyone in the company that you can. Do not take no for
an answer – you can and should fight back. By calling executives and
the like you are costing the bank money. These people are highly paid
and the time spent with dissatisfied customers is time away from what
they consider more important business, business that generates high
revenue for the bank.
Below are email addresses for executives of TD Bank. I will be
posting some Blackberry and office numbers of these executives in a
few days. Call them, bother them, cost them money – after all they
are taking yours. Stop being a victim!
Bharat Masrani <Bharat....@tdbank.com>; cheryl cornish
<cheryl....@tdbank.com>; Cheryl Cornish
<Cheryl....@tdbanknorth.com>; fred graziano
<fred.g...@tdbank.com>; kathy brown <katheri...@tdbank.com>;
robert falese <robert...@tdbank.com>; stephen boyle
<stephe...@tdbank.com>; william ryan
<willia...@tdbanknorth.com>
Check back for the blackberry and office numbers of some executives in
the next few days.
DJ Delorie
Funny, I've had nothing but good luck with TD, and bad luck with other
banks. I had a non-TD bank take money out of my account to cover an
overdraft on my wife's cousin's account, because my wife happened to
be a secondary on both accounts. We closed that account over that.
TD, on the other hand, sent me a polite letter when my kids went over,
and gave me 30 days to fund the account before they started bouncing
stuff. One time, they automatically refunded the OD fee when the
money was put back soon eough.
> I signed up for free checking w/ no minimum balance, and then low
> and behold they change the rules.
Every bank reserves that right. Don't you read your mail? They send
you notices when they change the rules; you have the right to reject
them and close the account. It's not their fault you're not paying
attention.
> I did not realize and should have, that TD Banknorth is a Canadian
> Corporation.
TD = Toronto Dominion. Do your homework from now on and know what
you're getting into.
> By calling executives and the like you are costing the bank money.
Ah, but harassment is illegal. Don't become a criminal just because
you don't watch your own money.
PeterD
>
>sam <baxter...@gmail.com> writes:
>> I have been a victim of TD Bank as well.
>
>Funny, I've had nothing but good luck with TD, and bad luck with other
>banks. I had a non-TD bank take money out of my account to cover an
>overdraft on my wife's cousin's account, because my wife happened to
>be a secondary on both accounts.
Like cosigning a loan, being a secondary on many bank accounts also
implies or mandates some obligations. Usually not a good move without
a really good reason, as you know now... <g>
> We closed that account over that.
>TD, on the other hand, sent me a polite letter when my kids went over,
>and gave me 30 days to fund the account before they started bouncing
>stuff. One time, they automatically refunded the OD fee when the
>money was put back soon eough.
>
>> I signed up for free checking w/ no minimum balance, and then low
>> and behold they change the rules.
>
>Every bank reserves that right. Don't you read your mail? They send
>you notices when they change the rules; you have the right to reject
>them and close the account. It's not their fault you're not paying
>attention.
Yes, they worked hard to tell everyone. And *MANY* TD account holders
responded correctly: they opened new accounts at other banks. TD made
one massive mistake there (too bad someone wasn't fired for doing
this) and lost thousands of accounts before they 'recovered' and
restored the status quo. But, sadly for those customers who closed and
moved to (better) banks, they are gone, along with their money!
>
>> I did not realize and should have, that TD Banknorth is a Canadian
>> Corporation.
>
>TD = Toronto Dominion. Do your homework from now on and know what
>you're getting into.
>
>> By calling executives and the like you are costing the bank money.
>
>Ah, but harassment is illegal. Don't become a criminal just because
>you don't watch your own money.
Best way to get the message to TD is to 'vote with your feet'. We
closed a number of our family accounts over that foolish move by TD
and so did thousands of other account holders. It was a dumb, stupid
move, and now TD realizes how foolish it was to even try that. Cost
them many, many millions, I'm glad I had nothing to do with it!
Cheryl Isaak
"PeterD" <pet...@hipson.net> wrote:
SNIP
>
> Best way to get the message to TD is to 'vote with your feet'. We
> closed a number of our family accounts over that foolish move by TD
> and so did thousands of other account holders. It was a dumb, stupid
> move, and now TD realizes how foolish it was to even try that. Cost
> them many, many millions, I'm glad I had nothing to do with it!
We left TDBanknorth over them not honoring a deposit in a timely manner. We
wrote a check on another account, deposited it, waited 10 days and then were
told the funds were unavailable. First, because on an teller error on their
part and second because the bank identified it a "possible fraud" or "drug
money". (yes it was a large amount, did a similar large amount about 5 years
prior for a different car purchase)
I went to full bitch mode after the teller called me a f*(&*&^ Kike - and
got a vice president involved and got my agent from the other account
involved. Told the TD guy my next calls were to the Jewish Antidefamation
League, the State Attorney General and my personal attorney if this wasn't
resolved in the next 20 minutes.
Took a bit longer than 20 minutes and we still walked the account elsewhere.
Don�t know that she got fired, don't care. But all fees were waived for the
cashiers check and any interest the funds would have collected were
credited.