Description:
Financial planning in general. (Moderated)
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Medigap for 2010
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The Medigap document is at [link] but it's for 2009. Where is the corresponding document for 2010?
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Paper challenge update
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A year ago discussion about mutual funds, risk and diversification, v. stock picking, prompted me to slap together 10 stocks (for the benefit of those from Missouri). There was also discussion about the end of the world. It has not quite been 365 days, but I added up some numbers today for the trailing earnings (about four hours, including reading... more »
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FROM THE MODERATORS: Posting to misc.invest.financial-plan
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Misc.invest.financial-plan is a *moderated* newsgroup, meaning moderators review posts to assure compliance with the newsgroup's guidelines. In general you can expect that any well-tempered post dealing with general financial planning will be posted. Further: 1. Posters should trim posts to which they respond. "Trim" means... more »
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Government Health Proposals
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I'll weigh in (a little lengthy) Re Public Option/ Insurance pools/Assigned Risk plans My alternative would be to allow individuals or employers join the largest pool of insured Americans - the people who work for the Federal government. Federal employees have the choice of a number of plans each... more »
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Denied credit card???
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Try a different bank. Try getting your credit card as part of a package from the bank where you have a checking and/or savings account. Getting a credit card is not a rational process at the moment. I moved to a different city early this year at the peak of the financial crisis and, for various reasons, changed banks to Wells... more »
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Off-topic: Government healthcare proposals
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Several regulars have asked to have a thorough discussion of the Healthcare discussions currently occurring in Washington - including the political ramifications. We have decided that since things are very quiet here, we would relax the posting guidelines somewhat so that the issue can be discussed.... more »
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Medicare question
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Medicare has just announced new premium bands for 2010. Essentially, beneficiaries whose adjusted income exceeds the target amounts ($85,000 single, $170,000 joint) will see steep premium hikes. Current beneficiaries whose income is under those thresholds will not see a premium increase for 2010. Rather, the increase that would have... more »
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how to analyze property performance
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When buying an investment property, you have a couple numbers you can look at to see how the property is performing. Cap rate - NOI/purchase price cash on cash - cash generated/cash invested at the point of purchase, these numbers are easy to come by. How do you perform such an analysis over time?... more »
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three LTC strategies
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If you have few retirement assets, then spending downing until qualifying medicare is a common strategy. If you have a large retirement asset base, that may pay for the three or so years of care you need. Your heirs may disagree. This is called self-insurance. Finally there is the difficult middle- those who neither want to... more »
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Putting away cash for my kid
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Just had a child and people have given us gift of cash for us to spend on her. Well, seeing as we have all we need for her I thought I should sock what are essentially her pennies and dollars away for when she is older. We are talking about $1000 here and I'd like to be able to put it away somewhere that will earn ok for about 18-20 years. I... more »
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